{"id":93495,"date":"2024-06-05T10:47:13","date_gmt":"2024-06-05T08:47:13","guid":{"rendered":"https:\/\/gyrocarpus.com\/?p=93495"},"modified":"2024-06-05T10:47:50","modified_gmt":"2024-06-05T08:47:50","slug":"%eb%8f%85%ec%9d%bc%ec%97%90%ec%84%9c-%ea%b8%88%ec%97%b0%ec%9c%bc%eb%a1%9c-30%eb%85%84%ea%b0%84-4%ec%96%b5-%ec%9b%90-%ec%9d%b4%ec%83%81-%eb%aa%a8%ec%9d%84-%ec%88%98-%ec%9e%88%ec%96%b4","status":"publish","type":"post","link":"https:\/\/gyrocarpus.com\/archives\/93495","title":{"rendered":"\ub3c5\uc77c\uc5d0\uc11c \uae08\uc5f0\uc73c\ub85c 30\ub144\uac04 4\uc5b5 \uc6d0 \uc774\uc0c1 \ubaa8\uc744 \uc218 \uc788\uc5b4"},"content":{"rendered":"\n
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\ud761\uc5f0\uc740 \uac74\uac15\uc5d0 \ud574\ub97c \ub07c\uce60 \ubfd0\ub9cc \uc544\ub2c8\ub77c \uacbd\uc81c\uc801\uc73c\ub85c\ub3c4 \ud070 \ubd80\ub2f4\uc744 \uc8fc\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub9e4\uc77c \ub2f4\ubc30 \ud55c \uac11\uc744 \ud53c\uc6b0\ub294 \uc0ac\ub78c\uc740 30\ub144 \ub3d9\uc548 \uc57d 165,000\uc720\ub85c(\uc57d 2\uc5b5 4\ucc9c\ub9cc \uc6d0)\ub97c \uc18c\ube44\ud558\uac8c \ub429\ub2c8\ub2e4. \ud558\uc9c0\ub9cc, \uc774 \ub3c8\uc744 ETF(\uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc) \uc801\ub9bd\uc2dd \ud22c\uc790 \uacc4\uc88c\uc5d0 \ud22c\uc790\ud558\uba74 \uac19\uc740 \uae30\uac04 \ub3d9\uc548 462,000\uc720\ub85c(\uc57d 7\uc5b5 \uc6d0) \uc774\uc0c1\uc744 \ubaa8\uc744 \uc218 \uc788\ub2e4\ub294 \uc5f0\uad6c \uacb0\uacfc\uac00 \ub098\uc654\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uae08\uc5f0\uc758 \uacbd\uc81c\uc801 \uc774\uc810<\/a>\uc740 \ub3c5\uc77c \uac00\uaca9 \ube44\uad50 \ud3ec\ud138 \uc0ac\uc774\ud2b8\uc778 Verivox<\/a>\uac00 5\uc6d4 31\uc77c \uc138\uacc4 \uae08\uc5f0\uc758 \ub0a0\uc744 \ub9de\uc544 \ubc1c\ud45c\ud55c \ubaa8\ub378 \uacc4\uc0b0\uc744 \ud1b5\ud574 \ud655\uc778\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

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\u24d2 Marc Bruxelle \/ shutterstock<\/figcaption><\/figure><\/div>\n\n\n\n
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10\ub144\uac04 35,000\uc720\ub85c \uc774\uc0c1\uc758 \ub2f4\ubc30 \ube44\uc6a9<\/strong><\/p>\n\n\n\n

\ud604\uc7ac \ub3c5\uc77c\uc5d0\uc11c 20\uac1c\ube44\uac00 \ub4e4\uc5b4\uc788\ub294 \ube0c\ub79c\ub4dc \ub2f4\ubc30 \ud55c \uac11\uc758 \uac00\uaca9\uc740 8.20\uc720\ub85c\uc785\ub2c8\ub2e4. \ub9e4\uc77c \ud55c \uac11\uc529 \ud53c\uc6b0\ub294 \uc0ac\ub78c\uc740 10\ub144 \ub3d9\uc548 \uc57d 35,769\uc720\ub85c(\uc57d 5\ucc9c3\ubc31\ub9cc \uc6d0)\ub97c \ub2f4\ubc30\uc5d0 \uc4f0\uac8c \ub429\ub2c8\ub2e4. 30\ub144\uc73c\ub85c \ud655\ub300\ud558\uba74 \uc774 \ube44\uc6a9\uc740 165,088\uc720\ub85c(\uc57d 22\uc5b5 4\ucc9c\ub9cc \uc6d0)\ub85c \ub298\uc5b4\ub0a9\ub2c8\ub2e4. Verivox\uc758 \uacc4\uc0b0\uc5d0 \ub530\ub974\uba74, \uc9c0\ub09c 20\ub144 \ub3d9\uc548 \ub2f4\ubc30 \uac00\uaca9\uc774 \ub9e4\ub144 \ud3c9\uade0 3.9%\uc529 \uc62c\ub790\ub2e4\ub294 \uc804\uc81c\ud558\uc5d0 \uc774\ub8e8\uc5b4\uc9c4 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

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ETF \uc801\ub9bd\uc2dd \ud22c\uc790 \uacc4\uc88c\ub85c 4\uc5b5 \uc6d0 \uc774\uc0c1 \ubaa8\uc73c\uae30<\/strong><\/p>\n\n\n\n

\uc5f0\ubc29 \ubcf4\uac74\ubd80\uc5d0 \ub530\ub974\uba74, \ub3c5\uc77c \uc131\uc778\uc758 \uc57d 22.7%\uac00 \ud761\uc5f0\uc744 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud604\uc7ac \ub2f4\ubc30 \uac00\uaca9\uc744 \uae30\uc900\uc73c\ub85c, \ud558\ub8e8\uc5d0 \ud55c \uac11\uc744 \ud53c\uc6b0\ub358 \uc0ac\ub78c\uc774 \uae08\uc5f0\uc744 \ud558\uba74 \ub9e4\ub2ec \uc57d 249\uc720\ub85c(\uc57d 37\ub9cc \uc6d0)\ub97c \uc808\uc57d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ub3c8\uc744 \ub2e8\uc21c\ud788 \uc800\ucd95\ud558\ub294 \ub300\uc2e0, ETF \uc801\ub9bd\uc2dd \ud22c\uc790 \uacc4\uc88c(\uae30\uac04\uc744 \uc815\ud574\ub450\uace0, \ub9e4\uc6d4 \uc815\uae30\uc801\uc73c\ub85c \uc77c\uc815 \uae08\uc561\uc529 \ub9e4\uc218)\uc5d0 \ud22c\uc790\ud558\uba74 30\ub144 \ud6c4\uc5d0\ub294 462,000\uc720\ub85c(\uc57d 7\uc5b5 \uc6d0) \uc774\uc0c1\uc758 \uc790\uc0b0\uc744 \ubaa8\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

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30\ub144\uac04\uc758 ETF \ud22c\uc790 \uc131\uacfc<\/strong><\/p>\n\n\n\n

\uc808\uc57d\ud55c \ub3c8\uc744 \uc138\uacc4 \uc8fc\uac00\uc9c0\uc218\uc778 MSCI World(MSCI<\/a>\uac00 \ubc1c\ud45c\ud558\ub294 \uc120\uc9c4\uad6d \uc9c0\uc218)\uc5d0 \ud22c\uc790\ud558\uba74 \uc5f0\ud3c9\uade0 7.2%\uc758 \uc218\uc775\ub960\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc9c0\ub09c 40\ub144 \ub3d9\uc548 15\ub144 \ub9cc\uae30 ETF \uc801\ub9bd\uc2dd \ud22c\uc790 \uacc4\uc88c\uc758 \ud3c9\uade0 \uc218\uc775\ub960\uacfc \uac19\uc2b5\ub2c8\ub2e4. \ub610\ud55c \ub2f4\ubc30 \uac00\uaca9 \uc778\uc0c1\ub960\uc5d0 \ub530\ub77c \ub9e4\ub2ec \uc808\uc57d\ud558\ub294(\uc800\ucd95) \uae08\uc561\ub3c4 \ub9e4\ub144 3.9%\uc529 \uc99d\uac00\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

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\ud568\uaed8 \uc77d\uc73c\uba74 \uc88b\uc740 \ub274\uc2a4<\/span><\/h3>\n \n <\/div>\n
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\"\ub3c5\uc77c\uc5d0\uc11c<\/div><\/a>\n <\/div>\n
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\n \ub3c5\uc77c\uc5d0\uc11c \ub9e4\uc6d4 100\uc720\ub85c \uc800\ucd95\uc73c\ub85c 230\uc720\ub85c \ucd94\uac00 \uc5f0\uae08\uc744 \uc800\ucd95\ud560 \uc218 \uc788\ub294 \ubc29\ubc95 \u2013 \uae30\uc5c5 \uc5f0\uae08 (Betriebrente)<\/a>\n <\/h3>\n