{"id":93013,"date":"2024-05-08T10:41:28","date_gmt":"2024-05-08T08:41:28","guid":{"rendered":"https:\/\/gyrocarpus.com\/?p=93013"},"modified":"2024-05-08T10:41:53","modified_gmt":"2024-05-08T08:41:53","slug":"%eb%8f%85%ec%9d%bc%ec%9d%b8%eb%93%a4%ec%9d%98-%ea%b8%88-%ed%88%ac%ec%9e%90-%ec%a6%9d%ea%b0%80-%ec%9d%b8%ed%94%8c%eb%a0%88%ec%9d%b4%ec%85%98-%eb%8c%80%eb%b9%84%eb%a5%bc-%ec%9c%84%ed%95%9c","status":"publish","type":"post","link":"https:\/\/gyrocarpus.com\/archives\/93013","title":{"rendered":"\ub3c5\uc77c\uc778\ub4e4\uc758 \uae08 \ud22c\uc790 \uc99d\uac00 \u2013 \uc778\ud50c\ub808\uc774\uc158 \ub300\ube44\ub97c \uc704\ud55c \uc120\ud0dd"},"content":{"rendered":"\n<div style=\"height:47px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\ucd5c\uadfc \ub3c5\uc77c\uc5d0\uc11c \uc778\ud50c\ub808\uc774\uc158\uc5d0 \ub300\ud55c \uc6b0\ub824\uc640 \ud568\uaed8 \uc548\uc804 \uc790\uc0b0\uc744 \ucd94\uad6c\ud568\uc5d0 \ub530\ub77c \uac1c\uc778\uc758 \uae08 \ud22c\uc790\uac00 \ud655\ub300\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/www.reisebank.de\/\" target=\"_blank\" rel=\"noreferrer noopener\">Reisebank<\/a>\uc640 Steinbeis-Hochschule Berlin\uc758 \uae08\uc735 \uc11c\ube44\uc2a4 \uc5f0\uad6c\uc13c\ud130\uac00 \uc2e4\uc2dc\ud55c \ucd5c\uc2e0 <a href=\"https:\/\/www.presseportal.de\/pm\/116526\/5773047\" target=\"_blank\" rel=\"noreferrer noopener\">\uc5f0\uad6c<\/a>\uc5d0 \ub530\ub974\uba74, \ub3c5\uc77c\uc758 \uac1c\uc778 \uac00\uad6c\uc640 \uc911\uc559\uc740\ud589(Bundesbank)\uc740 \uc804 \uc138\uacc4 \uae08 \ubcf4\uc720\ub7c9\uc758 \uc57d 6%, \ub300\ub7b5 7,500\uc5b5 \uc720\ub85c\uc5d0 \ud574\ub2f9\ud558\ub294 \uae08\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub192\uc740 \uae08\uac12\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ub3c5\uc77c\uc778\ub4e4\uc740 \uae08\uc744 \uc548\uc804\ud55c \ud22c\uc790\ucc98\ub85c \uac04\uc8fc\ud558\uba70, \ud2b9\ud788 \uc80a\uc740 \uc138\ub300\uc5d0\uc11c\ub3c4 \uae08\uc5d0 \ub300\ud55c \uad00\uc2ec\uc774 \uc99d\uac00\ud558\uace0 \uc788\uc5b4 \uae08 \ud22c\uc790\uc5d0 \ub300\ud55c \uc804\ub9dd\uc774 \uae0d\uc815\uc801\uc778 \ucd94\uc138\ub97c \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:36px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" width=\"1000\" height=\"667\" src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2024\/05\/KakaoTalk_20240508_102353883.jpg\" alt=\"\" class=\"wp-image-93014\" srcset=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2024\/05\/KakaoTalk_20240508_102353883.jpg 1000w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2024\/05\/KakaoTalk_20240508_102353883-300x200.jpg 300w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2024\/05\/KakaoTalk_20240508_102353883-768x512.jpg 768w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2024\/05\/KakaoTalk_20240508_102353883-800x534.jpg 800w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2024\/05\/KakaoTalk_20240508_102353883-600x400.jpg 600w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2024\/05\/KakaoTalk_20240508_102353883-750x500.jpg 750w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption> \ucd9c\ucc98: Reisebank AG <\/figcaption><\/figure><\/div>\n\n\n\n<div style=\"height:48px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>\ub3c5\uc77c\uc778\uc758 \uae08 \ubcf4\uc720 \ud604\ud669<\/strong><\/p>\n\n\n\n<p>\ub3c5\uc77c \uac1c\uc778 \uac00\uad6c\uc758 \uae08 \ubcf4\uc720\ub7c9\uc740 \uc57d 9,000\ud1a4\uc73c\ub85c, \ub3c5\uc77c \uc911\uc559\uc740\ud589\uc758 \uac70\uc758 \uc138 \ubc30\uc5d0 \ub2ec\ud569\ub2c8\ub2e4. \uc774\ub4e4\uc758 \ud569\uacc4\ub294 \uc804 \uc138\uacc4 \uae08 \ubcf4\uc720\ub7c9\uc758 \uc57d 6%\ub97c \ucc28\uc9c0\ud558\uba70, \ud604\uc7ac \uac00\uce58\ub85c\ub294 \uc57d 7,500\uc5b5 \uc720\ub85c\uc785\ub2c8\ub2e4. 2021\ub144\uc5d0 \ube44\ud574 \uae08 \ubcf4\uc720\ub7c9\uc774 \uc18c\ud3ed \uac10\uc18c\ud55c \uac83\uc740 \uc0c1\uc2b9\ud55c \uae08 \uac00\uaca9\uc73c\ub85c \uc778\ud55c \ub9e4\uac01\uacfc \ud604\uae08\ud654 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uadf8\ub7fc\uc5d0\ub3c4 \uace0\uc561 \uc790\uc0b0\uac00\ub4e4 \uc0ac\uc774\uc5d0\uc11c\ub294 \uae08\uc744 \uac00\uce58 \ubcf4\uc874 \uc218\ub2e8\uc73c\ub85c \uc0ac\uc6a9\ud558\ub294 \uacbd\ud5a5\uc774 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub300\ubd80\ubd84\uc758 \ub3c5\uc77c\uc778\uc740 \uae08\ud654\ub098 \uae08\uad34 \ud615\ud0dc\ub85c \uae08\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc73c\uba70, \uc774 \ud615\ud0dc\uc758 \uae08 \ubcf4\uc720\ub7c9\uc740 2021\ub144 \uc774\ud6c4 35\ud1a4 \uc99d\uac00\ud558\uc5ec \ucd1d 5,229\ud1a4\uc5d0 \uc774\ub974\ub800\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc57d 3,150\uc5b5 \uc720\ub85c\uc758 \uac00\uce58\uc5d0 \ub2ec\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:37px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div style=\"margin-bottom: 8px; \" id=\"guten-1905011012\"><a data-no-instant=\"1\" href=\"https:\/\/gyrocarpus.com\/jobs\" rel=\"noopener\" class=\"adv-link\" target=\"_blank\" aria-label=\"\uad6c\ucf54 \uad6c\uc778 \uad11\uace0 \ubc30\ub108\"><img loading=\"lazy\" src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/03\/\uad6c\ucf54-\uad6c\uc778-\uad11\uace0-\ubc30\ub108.jpg\" alt=\"\"  srcset=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/03\/\uad6c\ucf54-\uad6c\uc778-\uad11\uace0-\ubc30\ub108.jpg 500w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/03\/\uad6c\ucf54-\uad6c\uc778-\uad11\uace0-\ubc30\ub108-300x93.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" width=\"500\" height=\"155\"   \/><\/a><\/div>\n\n\n<div style=\"height:49px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>\ub3c5\uc77c \uc9c0\uc5ed\ubcc4 \uae08 \ubcf4\uc720 \ud604\ud669<\/strong><\/p>\n\n\n\n<p>\ub3c5\uc77c \ub0a8\ubd80 \uc9c0\uc5ed\uc740 \uae08 \ubcf4\uc720\ub7c9\uc774 \uac00\uc7a5 \ub9ce\uc73c\uba70, \ub3d9\ubd80 \uc9c0\uc5ed\uc740 \ucd5c\uadfc\uc5d0 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub0a8\ubd80\uc758 \ubc14\uc774\uc5d0\ub978(Bayern)\uacfc \ubc14\ub374-\ubdd4\ub974\ud15c\ubca0\ub974\ud06c(Baden-W\u00fcrttemberg)\uc5d0\uc11c\ub294 \uac1c\uc778\ub2f9 \ud3c9\uade0 87\uadf8\ub7a8\uc758 \uae08\uc744 \ubcf4\uc720\ud558\uace0 \uc788\ub294 \ubc18\uba74, \ub3d9\ubd80\uc758 \uad6c \ub3d9\ub3c5\uc9c0\uc5ed\uc5d0\uc11c\ub294 2021\ub144\uc5d0 \ube44\ud574 8\uadf8\ub7a8 \uc99d\uac00\ud55c 69\uadf8\ub7a8\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:61px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>2023\ub144 \uae08 \uad6c\ub9e4 \ud604\ud669<\/strong><\/p>\n\n\n\n<p>\uc870\uc0ac\uc5d0 \uacb0\uacfc, \uc751\ub2f5\uc790\uc758 4.4%\uac00 \ucc98\uc74c\uc73c\ub85c \uae08\uc744 \uad6c\ub9e4\ud588\ub2e4\uace0 \ub2f5\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc774\uc804 \uc5f0\uad6c\ubcf4\ub2e4 \ub192\uc740 \ube44\uc728\ub85c, \ub354 \ub9ce\uc740 \uc0ac\ub78c\uc774 \uae08\uc744 \ud604\uae08\ubcf4\ub2e4 \uc2e0\ub8b0\ud558\uc5ec \uac00\uce58 \ubcf4\uc874 \uc218\ub2e8\uc73c\ub85c \uc778\uc2dd\ud558\uace0 \uc788\ub2e4\ub294 \uac83\uc744 \ub098\ud0c0\ub0c5\ub2c8\ub2e4. \uae08\uc744 \uad6c\uc785\ud55c \uc0ac\ub78c\ub4e4\uc740 \ud3c9\uade0\uc801\uc73c\ub85c 4,764\uc720\ub85c\ub97c \ud22c\uc790\ud588\uc73c\uba70, \uc808\ubc18\uac00\ub7c9\uc774 \uae08\uad34\ub97c \uc120\ud0dd\ud588\uc2b5\ub2c8\ub2e4. \uad6c\uccb4\uc801\uc73c\ub85c \uae08\uad34\ub97c \uad6c\ub9e4\ud55c \uc0ac\ub78c \uc911 43%\ub294 \uc804\ud1b5\uc801\uc778 \uae08\uad34\ub97c, 10%\ub294 \ud504\ub808\uc2a4(Tafelbarren) \uae08\uad34\ub97c \uc120\ud0dd\ud588\uc2b5\ub2c8\ub2e4. \uae08\ud654 \uad6c\ub9e4\uc790\ub294 \uc804\uccb4\uc758 41%\ub85c, 2021\ub144\uc758 33%\uc5d0\uc11c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uae08 \uad6c\ub9e4\uc790\uc640 \ud310\ub9e4\uc790\uc758 \ube44\uc728\uc774 \uae08\uc758 \ucd5c\uace0\uac00\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc720\uc0ac\ud558\uac8c \uc720\uc9c0\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \uc751\ub2f5\uc790\uac00 \uae08 \uad6c\ub9e4 \uc2dc 2,000\uc720\ub85c\ub97c \uae30\uc900\uc561\uc73c\ub85c \uc124\uc815\ud558\uc600\ub294\ub370, \uc774\ub294 2020\ub144\ubd80\ud130 \uc801\uc6a9\ub41c \uae08 \uad6c\ub9e4 \uc2dc \ud604\uae08 \uacb0\uc81c \ud55c\ub3c4\uc640 \uc77c\uce58\ud569\ub2c8\ub2e4. \ub3c5\uc77c\uc5d0\uc11c\ub294 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \ud310\ub9e4\uc790\ub97c \ud1b5\ud55c \uae08 \uad6c\ub9e4\uac00 \uc77c\ubc18\uc801\uc774\uba70, \uad6c\ub9e4\uc790\ub294 \uae08\uc758 \uc9c4\uc704\ub97c \ubcf4\uc99d\ubc1b\uc744 \uc218 \uc788\ub294 \uacf3\uc5d0\uc11c \uac70\ub798\ub97c \uc120\ud638\ud569\ub2c8\ub2e4. \ub610\ud55c, \uc775\uba85\uc73c\ub85c \uad6c\ub9e4\ud558\uace0\uc790 \ud558\ub294 \uc218\uc694\ub3c4 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" width=\"1000\" height=\"707\" src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2024\/05\/KakaoTalk_20240508_102353883_01.jpg\" alt=\"\" class=\"wp-image-93015\" srcset=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2024\/05\/KakaoTalk_20240508_102353883_01.jpg 1000w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2024\/05\/KakaoTalk_20240508_102353883_01-300x212.jpg 300w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2024\/05\/KakaoTalk_20240508_102353883_01-768x543.jpg 768w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2024\/05\/KakaoTalk_20240508_102353883_01-800x566.jpg 800w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2024\/05\/KakaoTalk_20240508_102353883_01-600x424.jpg 600w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2024\/05\/KakaoTalk_20240508_102353883_01-120x86.jpg 120w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2024\/05\/KakaoTalk_20240508_102353883_01-750x530.jpg 750w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption> \ucd9c\ucc98: Reisebank AG <\/figcaption><\/figure><\/div>\n\n\n\n<div style=\"height:55px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>\uc778\ud50c\ub808\uc774\uc158\uc73c\ub85c \uc778\ud55c \uc704\uae30 \ubc29\uc9c0\ub97c \uc704\ud55c \uae08 \uad6c\ub9e4<\/strong><\/p>\n\n\n\n<p>\uae08 \uad6c\ub9e4\uc758 \uc8fc\ub41c \uc774\uc720\ub85c \uc778\ud50c\ub808\uc774\uc158\uc73c\ub85c \uc778\ud55c \uc790\uc0b0 \uac00\uce58 \ubcc0\ub3d9 \ubc29\uc9c0\uac00 \uac00\uc7a5 \ub9ce\uc774 \uc5b8\uae09\ub418\uc5c8\uc2b5\ub2c8\ub2e4(38%). \uc774\ub294 \uace0\uae08\ub9ac \uc2dc\ub300\uc5d0 \uae08\uc774 \uc7a5\uae30\uc801\uc73c\ub85c \uc790\uc2e0\uc758 \uc7ac\uc0b0\uc744 \ucd5c\ub300\ud55c \ubcc0\ub3d9 \uc5c6\uc774 \uc720\uc9c0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc8fc\uba70 \uc2e4\uc9c8\uc801\uc778 \uac00\uce58\ub97c \uc81c\uacf5\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ub2e4\uc74c\uc73c\ub85c \uc790\uc0b0 \uac00\uce58 \uc720\uc9c0(36%), \uae08\uc758 \ubb3c\ub9ac\uc801 \uac00\uce58(31%), \uadf8\ub9ac\uace0 \ubbf8\uc801 \uac00\uce58(28%)\uac00 \uad6c\ub9e4 \uc774\uc720\ub85c \uaf3d\ud614\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:37px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div  class=\"jeg_postblock_3 jeg_postblock jeg_module_hook jeg_pagination_disable jeg_col_2o3 jnews_module__0_671a4538453a7   \" data-unique=\"jnews_module__0_671a4538453a7\">\n                <div class=\"jeg_block_heading jeg_block_heading_6 jeg_subcat_right\">\n                    <h3 class=\"jeg_block_title\"><span>\ud568\uaed8 \uc77d\uc73c\uba74 \uc88b\uc740 \ub274\uc2a4<\/span><\/h3>\n                    \n                <\/div>\n                <div class=\"jeg_posts jeg_block_container\">\n                \n                <div class=\"jeg_posts jeg_load_more_flag\">\n                <article class=\"jeg_post jeg_pl_md_2 format-standard\">\n                <div class=\"jeg_thumb\">\n                    \n                    <a href=\"https:\/\/gyrocarpus.com\/archives\/92829\"><div class=\"thumbnail-container animate-lazy  size-715 \"><img width=\"350\" height=\"250\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAP\/\/\/wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==\" class=\"lazyload wp-post-image\" alt=\"2024\ub144 \ub3c5\uc77c \uae08\uc735\uc0c1\ud488 \ud2b8\ub80c\ub4dc- \uacbd\uae30 \ub454\ud654 \uc18d \uc548\uc815\uc131 \ucd94\uad6c\" loading=\"lazy\" data-full-width=\"1000\" data-full-height=\"667\" data-src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2024\/04\/shutterstock_555948472-350x250.jpg\" data-sizes=\"auto\" data-expand=\"700\" \/><\/div><\/a>\n                <\/div>\n                <div class=\"jeg_postblock_content\">\n                    <h3 class=\"jeg_post_title\">\n                        <a href=\"https:\/\/gyrocarpus.com\/archives\/92829\">2024\ub144 \ub3c5\uc77c \uae08\uc735\uc0c1\ud488 \ud2b8\ub80c\ub4dc- \uacbd\uae30 \ub454\ud654 \uc18d \uc548\uc815\uc131 \ucd94\uad6c<\/a>\n                    <\/h3>\n                    <div class=\"jeg_post_meta\"><div class=\"jeg_meta_date\"><a href=\"https:\/\/gyrocarpus.com\/archives\/92829\"><i class=\"fa fa-clock-o\"><\/i> 26\/04\/2024<\/a><\/div><div class=\"jeg_meta_comment\"><a href=\"https:\/\/gyrocarpus.com\/archives\/92829#comments\" ><i class=\"fa fa-comment-o\"><\/i> 0 <\/a><\/div><\/div>\n                    <div class=\"jeg_post_excerpt\">\n                        <p>2024\ub144 \uacbd\uc81c\uc131\uc7a5\uc774 \ub454\ud654\ud558\ub294 \uac00\uc6b4\ub370 \ub3c5\uc77c\uc778\ub4e4\uc740 \uc548\uc815\uc801\uc778 \ud22c\uc790\ub97c \uc120\ud638\ud558\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4. \uac1c\uc778 \ubc14\uc6b0\uc288\ud30c \ud611\ud68c\uc758(Verband der privaten Bausparkassen e.V.) \uc5f0\ub840 \uc124\ubb38\uc870\uc0ac\uc5d0 \ub530\ub974\uba74,...<\/p>\n                    <\/div>\n                <\/div>\n            <\/article><article class=\"jeg_post jeg_pl_md_2 format-standard\">\n                <div class=\"jeg_thumb\">\n                    \n                    <a href=\"https:\/\/gyrocarpus.com\/archives\/92397\"><div class=\"thumbnail-container animate-lazy  size-715 \"><img width=\"350\" height=\"250\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAP\/\/\/wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==\" class=\"lazyload wp-post-image\" alt=\"\uae30\ud6c4 \ubcc0\ud654 \ub300\uc751\uacfc \uacbd\uc81c\uc801 \ud61c\ud0dd\uc744 \ub3d9\uc2dc\uc5d0, \ub3c5\uc77c KfW 40 \ud6a8\uc728 \uc8fc\ud0dd(KfW 40-Effizienzhaus)\uc758 \ubaa8\ub4e0 \uac83\" loading=\"lazy\" data-full-width=\"1000\" data-full-height=\"667\" data-src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2024\/04\/shutterstock_1118975246-350x250.jpg\" data-sizes=\"auto\" data-expand=\"700\" \/><\/div><\/a>\n                <\/div>\n                <div class=\"jeg_postblock_content\">\n                    <h3 class=\"jeg_post_title\">\n                        <a href=\"https:\/\/gyrocarpus.com\/archives\/92397\">\uae30\ud6c4 \ubcc0\ud654 \ub300\uc751\uacfc \uacbd\uc81c\uc801 \ud61c\ud0dd\uc744 \ub3d9\uc2dc\uc5d0, \ub3c5\uc77c KfW 40 \ud6a8\uc728 \uc8fc\ud0dd(KfW 40-Effizienzhaus)\uc758 \ubaa8\ub4e0 \uac83<\/a>\n                    <\/h3>\n                    <div class=\"jeg_post_meta\"><div class=\"jeg_meta_date\"><a href=\"https:\/\/gyrocarpus.com\/archives\/92397\"><i class=\"fa fa-clock-o\"><\/i> 05\/04\/2024<\/a><\/div><div class=\"jeg_meta_comment\"><a href=\"https:\/\/gyrocarpus.com\/archives\/92397#comments\" ><i class=\"fa fa-comment-o\"><\/i> 4 <\/a><\/div><\/div>\n                    <div class=\"jeg_post_excerpt\">\n                        <p>\uc804 \uc138\uacc4\uac00 \uae30\ud6c4 \ubcc0\ud654\uc5d0 \ub300\ud55c \ub300\uc751 \ubc29\uc548\uc744 \ubaa8\uc0c9\ud558\ub294 \uac00\uc6b4\ub370, \uc5d0\ub108\uc9c0 \ud6a8\uc728\uc801\uc778 \uac74\ucd95 \ubc29\ubc95\uc758 \uc911\uc694\uc131\uc774 \uc810\uc810 \ub354 \ubd80\uac01\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubc30\uacbd\uc5d0\uc11c,...<\/p>\n                    <\/div>\n                <\/div>\n            <\/article>\n            <\/div>\n                <div class='module-overlay'>\n                <div class='preloader_type preloader_circle'>\n                    <div class=\"module-preloader jeg_preloader dot\">\n                        <span><\/span><span><\/span><span><\/span>\n                    <\/div>\n                    <div class=\"module-preloader jeg_preloader circle\">\n                        <div class=\"jnews_preloader_circle_outer\">\n                            <div class=\"jnews_preloader_circle_inner\"><\/div>\n                        <\/div>\n                    <\/div>\n                    <div class=\"module-preloader jeg_preloader square\">\n                        <div 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           <\/div>\n<hr \/>\n<p>\u00a0<\/p>\n\n\n<p><strong>\uae08 \ud22c\uc790\uc5d0 \ub300\ud55c \ub192\uc740 \ub9cc\uc871\ub3c4<\/strong><\/p>\n\n\n\n<p>\uae08\uc744 \uad6c\ub9e4\ud55c \ub3c5\uc77c\uc778 \uc911 \uc57d 90%\uac00 \uc790\uc2e0\uc758 \ud22c\uc790\uc5d0 \ub9cc\uc871\ud558\uace0 \uc788\uc73c\uba70, \uad6c\ub9e4\uc790 \uc911 75.2%\ub294 \ucd94\uac00\ub85c \uae08\uc744 \uacc4\uc18d \uad6c\uc785\ud560 \uacc4\ud68d\uc774\uba70, 81.9%\ub294 \ub192\uc740 \uae08 \uac00\uaca9\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc790\uc2e0\uc774 \ubcf4\uc720\ud55c \uae08\uc744 \uacc4\uc18d \ubcf4\uc720\ud560 \uc758\ud5a5\uc774 \uc788\ub2e4\uace0 \ub2f5\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uacb0\uacfc\ub294 \uae08\uc774 \ub2e8\uc21c\ud55c \uc7ac\ud14c\ud06c \uc218\ub2e8\uc744 \ub118\uc5b4\uc11c \uc2e4\uc9c8\uc801\uc774\uace0 \uc548\uc815\uc801\uc778 \uac00\uce58 \uc800\uc7a5 \uc218\ub2e8\uc73c\ub85c \ud3c9\uac00\ubc1b\uace0 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:43px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>&#8216; Z \uc138\ub300&#8217;\uc758 \uae08\uc5d0 \ub300\ud55c \uad00\uc2ec<\/strong><\/p>\n\n\n\n<p>\ud2b9\ud788 &#8216;Z \uc138\ub300(1995\ub144\uc5d0\uc11c 2010\ub144 \uc0ac\uc774 \ucd9c\uc0dd)&#8217;\ub294 \uae08\uc5d0 \ub300\ud574 \ub192\uc740 \uad00\uc2ec\uc744 \ubcf4\uc774\uace0 \uc788\uc73c\uba70, \uc548\uc804\uc790\uc0b0\uc73c\ub85c\uc368 \uae08\uc5d0 \ub300\ud55c \uc2e0\ub8b0\uac00 \ucee4\uc9c0\uba74\uc11c \ub354 \ub9ce\uc740 \ud22c\uc790\ub97c \ud560 \uc758\ud5a5\uc774 \uc788\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4. \uc774\ub4e4\uc740 \uae08 \uad6c\ub9e4 \uc2dc \ud3c9\uade0\uc801\uc73c\ub85c 1,620\uc720\ub85c\ub97c \uc9c0\ucd9c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul><li>\uc791\uc131: Yun<\/li><li>\u24d2 \uad6c\ud150\ud0c1\ucf54\ub9ac\uc544(http:\/\/<a href=\"http:\/\/www.gyrocarpus.com\" target=\"_blank\" rel=\"noreferrer noopener\">www.gyrocarpus.com<\/a>), \ubb34\ub2e8\uc804\uc7ac \ubc0f \uc7ac\ubc30\ud3ec \uae08\uc9c0<\/li><li>\uae30\uc0ac\uc5d0 \uc218\uc815\uc774 \ud544\uc694\ud55c \ubd80\ubd84\uc774 \uc788\uac70\ub098, \ucd94\uac00\ub85c \uae30\uc0ac\ub85c \uc791\uc131\ub410\uc73c\uba74 \ud558\ub294 \ubd80\ubd84\uc774 \uc788\ub2e4\uba74 \uba54\uc77c\ub85c \ubb38\uc758\uc8fc\uc138\uc694 (\ubb38\uc758 \uba54\uc77c: <a href=\"mailto:\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a>)<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\ucd5c\uadfc \ub3c5\uc77c\uc5d0\uc11c \uc778\ud50c\ub808\uc774\uc158\uc5d0 \ub300\ud55c \uc6b0\ub824\uc640 \ud568\uaed8 \uc548\uc804 \uc790\uc0b0\uc744 \ucd94\uad6c\ud568\uc5d0 \ub530\ub77c \uac1c\uc778\uc758 \uae08 \ud22c\uc790\uac00 \ud655\ub300\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. Reisebank\uc640 Steinbeis-Hochschule Berlin\uc758 \uae08\uc735 \uc11c\ube44\uc2a4 \uc5f0\uad6c\uc13c\ud130\uac00 \uc2e4\uc2dc\ud55c \ucd5c\uc2e0 \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74, \ub3c5\uc77c\uc758 \uac1c\uc778 \uac00\uad6c\uc640 \uc911\uc559\uc740\ud589(Bundesbank)\uc740 \uc804 \uc138\uacc4 \uae08 \ubcf4\uc720\ub7c9\uc758 \uc57d 6%, \ub300\ub7b5 7,500\uc5b5 \uc720\ub85c\uc5d0 \ud574\ub2f9\ud558\ub294 \uae08\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub192\uc740 \uae08\uac12\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ub3c5\uc77c\uc778\ub4e4\uc740 \uae08\uc744 \uc548\uc804\ud55c \ud22c\uc790\ucc98\ub85c \uac04\uc8fc\ud558\uba70, \ud2b9\ud788 \uc80a\uc740 \uc138\ub300\uc5d0\uc11c\ub3c4 \uae08\uc5d0 \ub300\ud55c [&hellip;]<\/p>\n","protected":false},"author":141,"featured_media":93014,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[578,2581,3191],"tags":[3538,5328,2268,1825,824],"acf":[],"yoast_head":"\n<title>\ub3c5\uc77c\uc778\ub4e4\uc758 \uae08 \ud22c\uc790 \uc99d\uac00 \u2013 \uc778\ud50c\ub808\uc774\uc158 \ub300\ube44\ub97c \uc704\ud55c \uc120\ud0dd | \uad6c\ud150\ud0c1 \ucf54\ub9ac\uc544 : \ub3c5\uc77c \ud55c\uc778 \ud3ec\ud0c8 \uc0ac\uc774\ud2b8<\/title>\n<meta name=\"description\" content=\"\uad6c\ud150\ud0c1\ucf54\ub9ac\uc544\ub294 \ub3c5\uc77c\uc5d0 \uac70\uc8fc\ud558\ub294 \ud55c\uc778\ub4e4\uc774 \uc11c\ub85c \uc815\ubcf4\ub97c \uacf5\uc720\ud558\ub294 \ucee4\ubba4\ub2c8\ud2f0\ub85c, \ud55c\uad6d\uacfc \ub3c5\uc77c \uac04\uc758 \ub274\uc2a4\ub97c \ud55c\uad6d\uc5b4\ub85c \uc81c\uacf5\ud558\uc5ec \ud55c\uad6d\uc0ac\ud68c\uc640 \ub3c5\uc77c\uc0ac\ud68c\ub97c \uc774\ud574\ud560 \uc218 \uc788\uac8c \ub3d5\uace0 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