{"id":92586,"date":"2024-04-15T11:29:24","date_gmt":"2024-04-15T09:29:24","guid":{"rendered":"https:\/\/gyrocarpus.com\/?p=92586"},"modified":"2024-04-15T11:29:30","modified_gmt":"2024-04-15T09:29:30","slug":"%eb%b2%a0%eb%a5%bc%eb%a6%b0-%ec%a0%80%ec%b6%95%ec%9d%80%ed%96%89berliner-sparkasse-%ea%b3%a0%ea%b0%9d-%eb%8f%99%ec%9d%98-%ec%97%86%ec%9d%b4-%ec%88%98%ec%88%98%eb%a3%8c-%ec%9d%b8%ec%83%81-%eb%ac%b4","status":"publish","type":"post","link":"https:\/\/gyrocarpus.com\/archives\/92586","title":{"rendered":"\ubca0\ub97c\ub9b0 \uc800\ucd95\uc740\ud589(Berliner Sparkasse), \uace0\uac1d \ub3d9\uc758 \uc5c6\uc774 \uc218\uc218\ub8cc \uc778\uc0c1 \ubb34\ud6a8\ud654 \ud310\uacb0 \ubc1b\uc544"},"content":{"rendered":"\n
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\ubca0\ub97c\ub9b0 \ub300\ubc95\uc6d0(Kammergericht)\uc774 \ubca0\ub97c\ub9b0 \uc800\ucd95\uc740\ud589(Berliner Sparkasse)\uc774 \uace0\uac1d\uc758 \uba85\uc2dc\uc801 \ub3d9\uc758 \uc5c6\uc774 \uc9c4\ud589\ud55c \uc218\uc218\ub8cc \uc778\uc0c1\uc744 \ubb34\ud6a8\ub85c \uc120\uc5b8\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc18c\ube44\uc790 \uad8c\uc775\uc744 \ub300\ubcc0\ud558\ub294 Verbraucherzentrale Bundesverband<\/a>(vzbv, \uc5f0\ubc29 \uc18c\ube44\uc790\ud611\ud68c)\uac00 \uc81c\uae30\ud55c \uc18c\uc1a1\uc5d0 \ub530\ub978 \uacb0\uc815\uc785\ub2c8\ub2e4. \uc774 \ud310\uacb0\ub85c \uc778\ud574 \ud574\ub2f9 \uc740\ud589 \uace0\uac1d\ub4e4\uc740 \uc218\uc218\ub8cc \uc778\uc0c1\uc5d0 \ub300\ud55c \ub3d9\uc758\ub97c \ud558\uc9c0 \uc54a\uc558\ub2e4\uba74 \uc9c0\ubd88\ud55c \ucd94\uac00 \uae08\uc561\uc744 \ub3cc\ub824\ubc1b\uc744 \uc218 \uc788\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

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\u24d2 ColorMaker \/ shutterstock<\/figcaption><\/figure><\/div>\n\n\n\n
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\ubca0\ub97c\ub9b0 \uc800\ucd95\uc740\ud589<\/strong>, <\/strong>\uc218\uc218\ub8cc \uc778\uc0c1\uc5d0 \uace0\uac1d \ub3d9\uc758 \ud544\uc694<\/strong><\/strong><\/p>\n\n\n\n

\ubca0\ub97c\ub9b0\uc758 \ub300\ubc95\uc6d0\uc740 2024\ub144 3\uc6d4 27\uc77c, vzbv\uc758 \uc18c\uc1a1\uc5d0 \ub300\ud574 \ud310\uacb0\ud558\uba70, \ubca0\ub97c\ub9b0 \uc800\ucd95\uc740\ud589\uc774 2016\ub144 \uc774\ud6c4 Girokonto(\ub2f9\uc88c\uc608\uae08 \uacc4\uc88c) \uc218\uc218\ub8cc\uc758 \uc77c\ubc29\uc801 \uc778\uc0c1\uc744 \ubb34\ud6a8\ub85c \uc120\uc5b8\ud588\uc2b5\ub2c8\ub2e4. \ubc95\uc6d0\uc740 \uace0\uac1d\uc774 \uba85\uc2dc\uc801\uc73c\ub85c \ub3d9\uc758\ud558\uc9c0 \uc54a\ub294 \ud55c, \uc218\uc218\ub8cc\uc758 \uc2e0\uc124\uc774\ub098 \uc778\uc0c1\uc774 \ud5c8\uc6a9\ub418\uc9c0 \uc54a\ub294\ub2e4\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4. \uc774\uc5d0 \ub530\ub77c \uace0\uac1d\ub4e4\uc740 \uc774\uc81c \uc740\ud589\uc5d0 \uc9c0\ubd88\ud55c \ub3c8\uc744 \ub3cc\ub824\ub2ec\ub77c \uc694\uad6c\ud560 \uc218 \uc788\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

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vzbv, <\/strong>\ub354 \ub9ce\uc740 \ud658\ubd88 \uc694\uad6c\ub97c \uc704\ud574 \uc0c1\uace0 \uace0\ub824<\/strong><\/strong><\/p>\n\n\n\n

vzbv\ub294 \ud604\uc7ac \uc774\ubc88 \ud310\uacb0\uc744 \ubc14\ud0d5\uc73c\ub85c, 2018\ub144 \uc774\uc804\ubd80\ud130 \uc218\uc218\ub8cc \uc778\uc0c1\uc73c\ub85c \uae08\uc804\uc801\uc778 \ud53c\ud574\ub97c \uc785\uc740 \uace0\uac1d\ub4e4\uc774 \ucd94\uac00\uc801\uc73c\ub85c \ud658\ubd88\uc744 \uc694\uad6c\ud560 \uc218 \uc788\ub3c4\ub85d \uc0c1\uace0\ub97c \uace0\ub824 \uc911\uc785\ub2c8\ub2e4. vzbv \uc9d1\ub2e8\uc18c\uc1a1 \ud300\uc758 \uc790\ubb38\uac00\uc778 Sebastian Reiling\uc740 \uc774\ubc88 \ud310\uacb0\uc744 \ud1b5\ud574 \uace0\uac1d\ub4e4\uc774 \ub3d9\uc758\ud558\uc9c0 \uc54a\uc740 \uc218\uc218\ub8cc\ub97c \ub3cc\ub824\ubc1b\uc744 \uc218 \uc788\ub294 \uad8c\ub9ac\ub97c \uc5bb\uc5c8\ub2e4\uace0 \uc124\uba85\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

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\ubc95\uc6d0<\/strong>, vzbv<\/strong>\uc758 \uc8fc\uc7a5\uc744 \uc77c\ubd80 \uc778\uc815<\/strong><\/strong><\/p>\n\n\n\n

\ubca0\ub97c\ub9b0 \uc800\ucd95\uc740\ud589\uc740 \uc774\uc804\ubd80\ud130 \uace0\uac1d\uc758 \uba85\uc2dc\uc801 \ub3d9\uc758 \uc5c6\uc774 \uc218\uc218\ub8cc\ub97c \uc77c\ubc29\uc801\uc73c\ub85c \uc778\uc0c1\ud574 \uc654\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, 2016\ub144 \ub9d0\uc5d0\ub294 Girokonto Comfort \uacc4\uc88c\ub97c Giro Pauschal\ub85c \uc804\ud658\ud558\uba70 \uc6d4 \uc218\uc218\ub8cc\ub97c 3\uc720\ub85c \uc778\uc0c1\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ubca0\ub97c\ub9b0 \ub300\ubc95\uc6d0\uc740 \uc774\ub7ec\ud55c \ud589\uc704\uac00 \uace0\uac1d\uc758 \ub3d9\uc758 \uc5c6\uc774\ub294 \uc720\ud6a8\ud558\uc9c0 \uc54a\ub2e4\uace0 \ud310\ub2e8\ud588\uc2b5\ub2c8\ub2e4. \uc774\uc5d0 \ub530\ub77c vzbv\ub294 \uc774\uc804\uc758 \uc218\uc218\ub8cc \uc778\uc0c1\uc5d0 \ub300\ud574\uc11c\ub3c4 \ud658\ubd88 \uc694\uad6c\uac00 \uac00\ub2a5\ud558\ub2e4\uace0 \ubcf4\uace0 \uc788\uc73c\ub098, \ubc95\uc6d0\uc740 \uc774\ub97c \uc778\uc815\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uc774\uc5d0 vzbv\ub294 \uc0c1\uace0\ub97c \uace0\ub824\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

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\ud568\uaed8 \uc77d\uc73c\uba74 \uc88b\uc740 \ub274\uc2a4<\/span><\/h3>\n \n <\/div>\n
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\"2023\ub144<\/div><\/a>\n <\/div>\n
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\n 2023\ub144 \ub3c5\uc77c \uc5f0\ub9d0\uc815\uc0b0(Steuererkl\u00e4rung) \uc81c\ucd9c \uae30\uac04\uacfc \ub300\uc0c1\uc790\ub294?<\/a>\n <\/h3>\n