{"id":90615,"date":"2023-12-20T11:58:21","date_gmt":"2023-12-20T10:58:21","guid":{"rendered":"https:\/\/gyrocarpus.com\/?p=90615"},"modified":"2023-12-20T11:58:27","modified_gmt":"2023-12-20T10:58:27","slug":"2023%eb%85%84-12%ec%9b%94-%eb%8f%85%ec%9d%bc-%eb%b6%80%eb%8f%99%ec%82%b0-%ed%98%84%ed%99%a9-%eb%96%a8%ec%96%b4%ec%a7%80%eb%8a%94-%ec%9d%b4%ec%9e%90%ec%9c%a8%ea%b3%bc-%eb%8b%a4%ec%8b%9c-%ec%98%a4","status":"publish","type":"post","link":"https:\/\/gyrocarpus.com\/archives\/90615","title":{"rendered":"2023\ub144 12\uc6d4 \ub3c5\uc77c \ubd80\ub3d9\uc0b0 \ud604\ud669, \ub5a8\uc5b4\uc9c0\ub294 \uc774\uc790\uc728\uacfc \ub2e4\uc2dc \uc624\ub97c \uac83 \uac19\uc740 \uc9d1 \uac00\uaca9"},"content":{"rendered":"\n
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2023\ub144\uc740 \ub3c5\uc77c \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc740 \uae09\uaca9\ud55c \uc774\uc790\uc728 \ubcc0\ub3d9, \uac74\ucd95 \ud504\ub85c\uc81d\ud2b8 \uac10\uc18c, \uc9d1 \uac00\uaca9\uc758 \ud558\ub77d \ub4f1 \ub9ce\uc740 \uc0ac\uac74\ub4e4\uc774 \ub9ce\uc774 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \ud55c \ud574\uac00 \ub9c8\ubb34\ub9ac\ub418\ub294 \uc2dc\uc810\uc778 \ud604\uc7ac \ub3c5\uc77c\uc758 \uc8fc\ud0dd\ub2f4\ubcf4 \ub300\ucd9c \uc774\uc790\uc728\uc740 \ub5a8\uc5b4\uc9c0\uace0 \uc788\uc73c\uba70, \uc9d1\uac12\uc740 \uc815\uccb4\ub418\uc5b4 \uc788\uc9c0\ub9cc \ub2e4\uc2dc \uac00\uaca9 \uc0c1\uc2b9\uc774 \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc790\uc138\ud55c \ub0b4\uc6a9 \uc815\ub9ac\ud574 \ubcf4\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

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\u24d2 hydebrink \/ shutterstock<\/figcaption><\/figure><\/div>\n\n\n\n
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\ub5a8\uc5b4\uc9c0\ub294 \uc774\uc790\uc728<\/strong><\/p>\n\n\n\n

\ub3c5\uc77c \uc8fc\ud0dd \ub2f4\ubcf4 \ub300\ucd9c\uc758 \uc774\uc790\uc728\uc774 \uae09\uc0c1\uc2b9\ud55c \uac00\uc7a5 \ud070 \uc774\uc720\ub294 \uc778\ud50c\ub808\uc774\uc158\uc758 \uae09\uc0c1\uc2b9\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uc720\ub7fd \uc911\uc559 \uc740\ud589\uc740 \uc778\ud50c\ub808\uc774\uc158\uc744 \uc7a1\uae30 \uc704\ud574\uc11c \uc9c0\uc18d\uc801\uc73c\ub85c \uae30\uc900 \uae08\ub9ac\ub97c \ub192\uc600\uc73c\uba70 \uadf8 \uacb0\uacfc 10%\uc5d0 \ub2ec\ud558\ub358 \uc778\ud50c\ub808\uc774\uc158 \uc0c1\uc2b9\uc728\uc774 \uc9c0\ub09c 11\uc6d4 2.3%\uae4c\uc9c0 \ud558\ub77d\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub85c \uc778\ud574\uc11c 5%\uc5d0 \uac00\uae4c\uc6e0\ub358 \uc8fc\ud0dd \ub2f4\ubcf4 \ub300\ucd9c \uc774\uc790\uc728\uc740 \ud604\uc7ac \uc57d 3.8% \ub300\uae4c\uc9c0 \ub5a8\uc5b4\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

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\uc720\ub7fd \uc911\uc559 \uc740\ud589\uc758 \uae30\uc900 \uae08\ub9ac \uc778\ud558 \uac00\ub2a5\uc131\uc740?<\/strong><\/p>\n\n\n\n

\uc778\ud50c\ub808\uc774\uc158\uc774 \ud558\ub77d\ud558\uace0 \uc788\uc74c\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc989\uac01\uc801\uc778 \uae30\uc900 \uae08\ub9ac \uc778\ud558\ub294 \uc608\uc0c1\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4 \uc778\ud130\ud729\uc740 \ubcf4\ub3c4\uc790\ub8cc<\/a>\ub97c \ud1b5\ud574\uc11c \uc774\ubbf8 \uae30\uc900 \uae08\ub9ac\uac00 \uc815\uc810\uc5d0 \ub3c4\ub2ec\ud588\uc74c\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc544\uc9c1 \uc778\ud50c\ub808\uc774\uc158 \uc218\uce58\uac00 2% \ubbf8\ub9cc\uc740 \ub2ec\uc131\ub418\uc9c0 \uc54a\uc558\uae30 \ub54c\ubb38\uc5d0 2024\ub144 \ud558\ubc18\uae30\uae4c\uc9c0 \uae30\uc900 \uae08\ub9ac \uc778\ud558\ub294 \uc5c6\uc744 \uac83\uc73c\ub85c \uc608\uc0c1\ud588\uc2b5\ub2c8\ub2e4. \uc804\ubb38\uac00\ub4e4\uc740 \ub2f9\ubd84\uac04 \uc774\uc790\uc728\uc740 \ud070 \ubcc0\ud654 \uc5c6\uc774 3% – 4% \ub300\ub97c \uc720\uc9c0\ud558\uba74\uc11c \uc815\uccb4\ud560 \uac00\ub2a5\uc131\uc774 \ub192\ub2e4\uace0 \uc608\uc0c1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

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\n \ub3c5\uc77c \uc2e0\uc6a9\ud3c9\uac00 \uae30\uad00 SCHUFA, \uc720\ub7fd \ub370\uc774\ud130 \ubcf4\ud638\ubc95 \uc704\ubc18 \ud310\uacb0 \u2013 \uc18c\ube44\uc790 \uc2e0\uc6a9 \ub4f1\uae09\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5<\/a>\n <\/h3>\n