{"id":89617,"date":"2023-10-19T10:34:33","date_gmt":"2023-10-19T08:34:33","guid":{"rendered":"https:\/\/gyrocarpus.com\/?p=89617"},"modified":"2023-10-19T10:34:40","modified_gmt":"2023-10-19T08:34:40","slug":"%ec%a0%95%eb%b6%80%ec%97%90%ec%84%9c-%ec%a0%9c%ea%b3%b5%ed%95%98%eb%8a%94-%ec%a0%80%ea%b8%88%eb%a6%ac-%ea%b0%80%ec%a1%b1-%eb%8c%80%ec%b6%9c-%ec%a7%80%ec%9b%90-%ed%94%84%eb%a1%9c%ea%b7%b8%eb%9e%a8","status":"publish","type":"post","link":"https:\/\/gyrocarpus.com\/archives\/89617","title":{"rendered":"\uc815\ubd80\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uc800\uae08\ub9ac \uac00\uc871 \ub300\ucd9c \uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8\uc774 \uadf8\ub9bc\uc758 \ub5a1\uc778 \uc774\uc720"},"content":{"rendered":"\n
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\ub3c5\uc77c\uc740 \ubc14\uc6b0\ud0a8\ub354\uac94\ud2b8 \ud504\ub85c\uadf8\ub7a8\uc744 \ud1b5\ud574\uc11c 18\uc138 \ubbf8\ub9cc\uc758 \uc790\ub140\uac00 \uc788\ub294 \uac00\uc815\uc774 \uccab \uc9d1\uc744 \uc7a5\ub9cc\ud560 \ub54c 10\ub144 \ub3d9\uc548, \uc790\ub140 \ud55c \uba85\ub2f9 \ub9e4\ub144 1.200\uc720\ub85c\ub97c \uc9c0\uc6d0\ud574 \uc8fc\ub294 \uc815\ucc45\uc774 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \ud604\uc7ac \ubc14\uc6b0\ud0a8\ub354\uac94\ud2b8 \ud504\ub85c\uadf8\ub7a8\uc740 \uc885\ub8cc\ub418\uc5c8\uc9c0\ub9cc \uc5f0\ubc29 \uc815\ubd80\ub294 \uc0c8\ub85c\uc6b4 \uac00\uc871 \uc9c0\uc6d0 \uc800\uae08\ub9ac \ub300\ucd9c \ud504\ub85c\uadf8\ub7a8\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ubb38\ud131\uc774 \ub108\ubb34 \ub192\uc544\uc11c \ud61c\ud0dd\uc744 \ubcf4\ub294 \uac83\uc740 \uc5b4\ub824\uc6cc \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

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\u24d2 stocker1970 \/ shutterstock<\/figcaption><\/figure><\/div>\n\n\n\n
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Wohneigentum f\u00fcr Familien (KFW 300) \ud504\ub85c\uadf8\ub7a8 \uc18c\uac1c<\/strong><\/p>\n\n\n\n

\uac00\uc871\uc758 \uc704\ud55c \uc8fc\ud0dd \uc18c\uc720 \ud504\ub85c\uadf8\ub7a8<\/a>\uc740 \uac00\uc815\uc5d0 18\uc138 \ubbf8\ub9cc\uc758 \uc790\ub140\uac00 \ud55c\uba85\uc774\ub77c\ub3c4 \uc788\uc5b4\uc57c\ub9cc \uc2e0\uccad\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ub610\ud55c \uacfc\uc138 \uc18c\ub4dd (*zu versteuernden Jahres\u00adeinkommens) \ud55c\ub3c4\uac00 90.000\uc720\ub85c\uc774\uba70, \uc790\ub140\uac00 2\uc778\uc77c \uacbd\uc6b0 10.000\uc720\ub85c \ub298\uc5b4\ub0a9\ub2c8\ub2e4. (*\uacfc\uc138 \uc18c\ub4dd\ud55c\ub3c4\ub294 Brutto \uc138\uc804 \uc18c\ub4dd\uc774 \uc544\ub2cc \uc5f0\ub9d0 \uc815\uc0b0\uc744 \uc644\ub8cc\ud55c \ud6c4 \ucd5c\uc885 \uacfc\uc138\uc18c\ub4dd\uc785\ub2c8\ub2e4. \uc989 \uacfc\uc138\uc18c\ub4dd\uc774 90.000\uc720\ub85c\uac00 \ub418\ub824\uba74 \uc138\uc804 \uc18c\ub4dd\uc740 \uc57d 130.000\uc720\ub85c \uc815\ub3c4\ub85c \ubcf4\uba74 \ub429\ub2c8\ub2e4.) \uad6c\ub9e4\ub97c \ud558\ub294 \uc9d1\uc740 \uac00\uc815\uc758 \uccab \uc9d1\uc774\uc5b4\uc57c \ud558\uace0 \ud22c\uc790\uc6a9\uc774 \uc544\ub2cc \uc2e4 \uc790\uac00 \uac70\uc8fc\uc6a9\uc73c\ub85c \uc0ac\uc6a9\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

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\ub300\ucd9c\uc744 \ubc1b\uae30 \uc704\ud55c \uc870\uac74<\/strong><\/p>\n\n\n\n

KFW\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uac00\uc871 \uc8fc\ud0dd \uc18c\uc720 \ud504\ub85c\uadf8\ub7a8 \ub300\ucd9c\uc744 \ubc1b\uc73c\ub824\uba74 \uad6c\uc785 \ud639\uc740 \uc9d3\ub294 \uc9d1\uc774 \uc5d0\ub108\uc9c0 \ud6a8\uc728 \ub2ec\uc131\uc728\uc774 40%\ub97c \ub118\uae30\uc9c0 \ub9d0\uc544\uc57c \ud558\uba70 \uc5d0\ub108\uc9c0 \uc190\uc2e4\uc728\uc740 55%\ub97c \ub118\uae30\uc9c0 \ub9d0\uc544\uc57c \ud569\ub2c8\ub2e4. \uc5ec\uae30\uc11c 40%\ub294 \uac19\uc740 \ud06c\uae30\uc758 \uc9d1\uacfc \ube44\uad50\ud588\uc744 \ub54c \uc0c8\ub85c \uc9c0\uc5b4\uc9c0\ub294 \uc9d1\uc774 \uae30\uc874 \uc9d1\uc758 \uc5d0\ub108\uc9c0 40%\ub9cc\uc73c\ub85c\ub3c4 \ub09c\ubc29\uc774 \ud6a8\uacfc\uc801\uc73c\ub85c \uc774\ub8e8\uc5b4\uc9c0\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc9d1\uc740 \uc0bc\uc911 \ub2e8\uc5f4 \uc720\ub9ac \ubc0f \uac74\ubb3c \uc678\ubcbd\uc744 \ud1b5\ud55c \uc5d0\ub108\uc9c0 \uc190\uc2e4 \ucd5c\uc18c\ud654, \ub2e8\uc5f4\uc774 \uc6b0\uc218\ud574\uc57c \ud558\uace0 \ud654\uc11d\uc5f0\ub8cc(\uc624\uc77c \ubc0f \uac00\uc2a4)\ub97c \ud1b5\ud55c \ub09c\ubc29\uc744 \ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \u00a0(\ucc38\uace0 \ub9c1\ud06c<\/a>)<\/p>\n\n\n\n

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\ud568\uaed8 \uc77d\uc73c\uba74 \uc88b\uc740 \ub274\uc2a4<\/span><\/h3>\n \n <\/div>\n
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\n \uc624\ub974\ub294 \uc784\ub300\ub8cc, \uc694\ub3d9\uce58\ub294 \uc9d1\uac12, \uc904\uc5b4\ub4dc\ub294 \uc2e0\uaddc \uac74\ucd95, 2023\ub144 \uc0c1\ubc18\uae30 \ub3c5\uc77c \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5 \uc815\ub9ac<\/a>\n <\/h3>\n