{"id":87633,"date":"2023-07-03T09:58:44","date_gmt":"2023-07-03T07:58:44","guid":{"rendered":"https:\/\/gyrocarpus.com\/?p=87633"},"modified":"2023-07-03T09:58:48","modified_gmt":"2023-07-03T07:58:48","slug":"%eb%b9%84%ec%8b%b8%ec%a7%80%eb%8a%94-%eb%ac%bc%ea%b0%80-%eb%8f%85%ec%9d%bc-%ec%82%ac%eb%9e%8c%eb%93%a4%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%86%8c%eb%b9%84%ed%95%98%ea%b3%a0-%ec%9e%88%ec%9d%84","status":"publish","type":"post","link":"https:\/\/gyrocarpus.com\/archives\/87633","title":{"rendered":"\ube44\uc2f8\uc9c0\ub294 \ubb3c\uac00, \ub3c5\uc77c \uc0ac\ub78c\ub4e4\uc740 \uc5b4\ub5bb\uac8c \uc18c\ube44\ud558\uace0 \uc788\uc744\uae4c?"},"content":{"rendered":"\n<div style=\"height:51px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u2018\uc6d4\uae09 \ube7c\uace0 \ub2e4 \uc624\ub978\ub2e4\u2019\ub77c\ub294 \ub9d0\uc774 \ud604\uc2e4\uc801\uc73c\ub85c \ub2e4\uac00\uc624\ub294 \uc694\uc998\uc785\ub2c8\ub2e4. SNS\uc640 \uc778\ud130\ub137\uc774 \ub354\uc6b1 \ubc1c\ub2ec\ud558\uba74\uc11c \uacfc\uac70\ubcf4\ub2e4 \uc18c\ube44\ud558\ub294 \uac83\uc740 \uc26c\uc6cc\uc84c\uace0, \ubaa8\uc73c\ub294 \uac83\uc740 \uc5ec\uc804\ud788 \uc27d\uc9c0 \uc54a\uc740 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \ud2b9\ud788\ub098 \uadfc\ub798\uc5d0 \uae09\uaca9\ud558\uac8c \uc0c1\uc2b9\ud558\ub294 \ubb3c\uac00\ub97c \ubcf4\uc790\ub2c8, \ub3c5\uc77c\uc5d0\uc11c\uc758 \uc0b6\uc774 \ub354 \ud30d\ud30d\ud574\uc9c0\ub294 \uac83 \uac19\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uadf8\ub7f0 \uc0c1\ud669\uc5d0\uc11c \ub3c5\uc77c \uc0ac\ub78c\ub4e4\uc740 \uc5b4\ub5bb\uac8c \uc7ac\ud14c\ud06c\uc640 \uc18c\ube44\ub97c \ud558\uace0 \uc788\uc744\uae4c\uc694? \uadf8\ub9ac\uace0 \ub3c5\uc77c\uc5d0\uc11c \uc798 \uc54c\ub824\uc9c4 \uc7ac\ud14c\ud06c \ubc29\ubc95\uc740 \ubb34\uc5c7\uc774 \uc788\uc744\uae4c\uc694?<\/p>\n\n\n\n<div style=\"height:41px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" width=\"1000\" height=\"667\" src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/07\/shutterstock_2122295636.jpg\" alt=\"\" class=\"wp-image-87634\" srcset=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/07\/shutterstock_2122295636.jpg 1000w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/07\/shutterstock_2122295636-300x200.jpg 300w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/07\/shutterstock_2122295636-768x512.jpg 768w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/07\/shutterstock_2122295636-800x534.jpg 800w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/07\/shutterstock_2122295636-600x400.jpg 600w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/07\/shutterstock_2122295636-750x500.jpg 750w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption>\u24d2 Skrypnykov Dmytro \/ shutterstock<\/figcaption><\/figure><\/div>\n\n\n\n<div style=\"height:39px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>1. <\/strong><strong>\ub3c5\uc77c<\/strong><strong> <\/strong><strong>\uc0ac\ub78c\ub4e4\uc740<\/strong><strong> <\/strong><strong>\uc6d4\uae09\uc744<\/strong><strong> <\/strong><strong>\uc5b4\ub514\uc5d0<\/strong><strong> <\/strong><strong>\uc9c0\ucd9c\ud560\uae4c<\/strong><strong>?<\/strong><\/p>\n\n\n\n<p>2018\ub144\uc5d0 \uc870\uc0ac\ub41c \uac00\uad6c\ub2f9&nbsp;\uc6d4\ud3c9\uade0 \uc9c0\ucd9c\uc740 \uc57d 2,700\uc720\ub85c\uc600\uc2b5\ub2c8\ub2e4. \uc774\ub294 5\ub144 \uc804\uc778 2013\ub144\ubcf4\ub2e4 10.5% \uc0c1\uc2b9\ud55c \ube44\uc6a9\uc774\uba70, EU \uad6d\uac00 \ud3c9\uade0 \uc218\uce58\ubcf4\ub2e4 \uc57d 30% \ub192\uc740 \uc218\uce58\uc774\uae30\ub3c4 \ud588\uc2b5\ub2c8\ub2e4. \ud604\uc7ac\ub294 \uac00\uc7a5 \ucd5c\uadfc \uc870\uc0ac\ub41c \uc2dc\uc810\ubcf4\ub2e4 5\ub144\uc774 \uc9c0\ub09c 2023\ub144\uc774\ubbc0\ub85c 2018\ub144\ub3c4\uc5d0 \uc870\uc0ac\ub41c \uc9c0\ucd9c\ubcf4\ub2e4 \ub354 \uae09\uaca9\ud788 \uc0c1\uc2b9\ud55c \uc778\ud50c\ub808\uc774\uc158\uc744 \uc0dd\uac01\ud574 \ubcf4\uc558\uc744 \ub54c \uac00\uad6c\ub2f9 \ud3c9\uade0 \uc9c0\ucd9c\uc774 2018\ub144\ub3c4 \ub300\ube44 \ucd5c\uc18c 15% \uc774\uc0c1(\uc6d4\ud3c9\uade0 \uc9c0\ucd9c \ucd5c\uc18c \uc57d 3,100\uc720\ub85c\ub85c \ucd94\uc815) \ub298\uc5c8\ub2e4\uace0 \ucd94\uc815\ud574\ub3c4 \ubb34\ub9ac\uac00 \uc5c6\uc744 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \ub3c5\uc77c \uc0ac\ub78c\ub4e4\uc758 \uc9c0\ucd9c \ube44\uc728\uc740 \uc5b4\ub5bb\uac8c \ub420\uae4c\uc694?<\/p>\n\n\n\n<p>\uac00\uad6c\ub9c8\ub2e4 \uac01\uae30 \ucc28\uc774\ub294 \uc788\uaca0\uc9c0\ub9cc \ud3c9\uade0\uc801\uc73c\ub85c \ubd24\uc744 \ub54c \ub3c5\uc77c \uc0ac\ub78c\ub4e4\uc740 \uc8fc\ud0dd\ube44\uc6a9(\uc6d4\uc138 \ubc0f \ub300\ucd9c, 35.6%)\uacfc \uc74c\uc2dd\ube44\uc6a9(13.8%)\uc5d0 \uc6d4\uae09\uc758 50%\ub97c \uc9c0\ucd9c\ud569\ub2c8\ub2e4. \uadf8 \ub4a4\ub97c \uad50\ud1b5\ube44\uc6a9(13.8%)\uacfc \uc790\uc720\uc2dc\uac04 \ubc0f \ucde8\ubbf8 \ube44\uc6a9(10.3%)\ub85c \uc9c0\ucd9c\ud558\uba70, 5.8%\uc758 \ud734\uac00 \ube44\uc6a9\uc744 \uc0ac\uc6a9\ud569\ub2c8\ub2e4. \uc774\ub807\uac8c 5\uac1c \ud56d\ubaa9(\uc8fc\ud0dd, \uc74c\uc2dd, \uad50\ud1b5\ube44, \ucde8\ubbf8, \ud734\uac00)\uc774 \uc8fc\ub41c \uc0c1\uc704 5\uac1c\uc758 \uc8fc\ub41c \uc9c0\ucd9c \ube44\uc6a9\uc785\ub2c8\ub2e4. \uadf8 \uc678\uc5d0\ub3c4 \uc2e4\ub0b4 \uc7a5\uc2dd\ube44(5.6%), \uc637(4.4%), \uac74\uac15(3.9%), \uc18c\ud1b5 \uad00\ub828 \ube44\uc6a9(2.5%), \uad50\uc721\ube44\uc6a9(0.7%)\uc73c\ub85c \uc870\uc0ac\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:37px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/07\/KakaoTalk_20230703_082027158.jpg\" alt=\"\" class=\"wp-image-87635\" width=\"825\" height=\"661\" srcset=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/07\/KakaoTalk_20230703_082027158.jpg 825w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/07\/KakaoTalk_20230703_082027158-300x240.jpg 300w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/07\/KakaoTalk_20230703_082027158-768x615.jpg 768w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/07\/KakaoTalk_20230703_082027158-749x600.jpg 749w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/07\/KakaoTalk_20230703_082027158-600x481.jpg 600w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/07\/KakaoTalk_20230703_082027158-750x601.jpg 750w\" sizes=\"(max-width: 825px) 100vw, 825px\" \/><\/figure>\n\n\n\n<div style=\"height:45px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>2. <\/strong><strong>\uc790\ub140\uc5d0\uac8c<\/strong><strong> <\/strong><strong>\ub4e4\uc5b4\uac00\ub294<\/strong><strong> <\/strong><strong>\ube44\uc6a9\uc740<\/strong><strong> <\/strong><strong>\ud3c9\uade0<\/strong><strong> <\/strong><strong>\uc218\uc785\uc758<\/strong><strong> 20% <\/strong><strong>\uc218\uc900<\/strong><\/p>\n\n\n\n<p>\uc790\ub140\uac00 \uc788\ub294 \uac00\uc815\uc758 \uacbd\uc6b0, \ud3c9\uade0 \uc218\uc785\uc758 20%\uac00 \uc790\ub140\ub97c \uc704\ud574 \uc0ac\uc6a9\ub429\ub2c8\ub2e4. \uc790\ub140\ub97c \uc704\ud55c \uc9c0\ucd9c\uc744 \ub2e4\uc2dc 100%\uc758 \uc218\uce58\ub85c \uacc4\uc0b0\ud558\uba74 \uc591\ubd80\ubaa8\ub294 50%, \ud3b8\ubd80\ubaa8\ub294 60%\uc758 \ube44\uc6a9\uc774 \uc74c\uc2dd\uacfc \uc758\ub958 \uad00\ub828 \ube44\uc6a9\uc73c\ub85c \uc18c\ube44\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub2f9\uc5f0\ud788 \uc790\ub140\uc758 \ub098\uc774\uac00 \ub9ce\uc744\uc218\ub85d \ube44\uc6a9\uc740 \uc99d\uac00\ud569\ub2c8\ub2e4. 0\uc138~6\uc138 \uc0ac\uc774\uc758 \uc790\ub140\ub97c \ub454 \uac00\uc815\uc740 \uc6d4\ud3c9\uade0 \ucd5c\ub300 670\uc720\ub85c\uc758 \ube44\uc6a9\uc774 \ubc1c\uc0dd\ud558\uba70, \ub300\ubd80\ubd84\uc740 \ubcf4\uc721\uacfc \uad00\ub828\ub41c \uc720\uce58\uc6d0 \ube44\uc6a9\uc785\ub2c8\ub2e4. \ubc18\uba74 \uccad\uc18c\ub144 \uc790\ub140\ub97c \ub454 \uac00\uc815\uc740 \uc6d4\ud3c9\uade0 \ucd5c\ub300 970\uc720\ub85c\ub85c \uc0c1\ub2f9\ud788 \ub192\uc740 \uc774\ub7ec\ud55c \ucc28\uc774\uac00 \ubc1c\uc0dd\ud558\ub294 \uc774\uc720\ub294 \uc6a9\ub3c8\ubfd0\ub9cc \uc544\ub2c8\ub77c, \ubb38\ud654 \ubc0f \uc5ec\uac00 \ud65c\ub3d9\uc5d0 \ub300\ud55c \ube44\uc6a9\ub3c4 \ub298\uc5b4\ub098\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:37px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div style=\"margin-bottom: 8px; \" id=\"guten-1667150011\"><a data-no-instant=\"1\" href=\"https:\/\/gyrocarpus.com\/jobs?mod=document&#038;uid=2323\" rel=\"noopener\" class=\"adv-link\" target=\"_blank\" aria-label=\"300 \u110f\u1173\u11af\u1105\u1165\u11b8 500_155\"><img loading=\"lazy\" src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2021\/04\/300-\u110f\u1173\u11af\u1105\u1165\u11b8-500_155.png\" alt=\"\"  srcset=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2021\/04\/300-\u110f\u1173\u11af\u1105\u1165\u11b8-500_155.png 500w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2021\/04\/300-\u110f\u1173\u11af\u1105\u1165\u11b8-500_155-300x93.png 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" width=\"500\" height=\"155\"   \/><\/a><\/div>\n\n\n<div style=\"height:51px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>3. <\/strong><strong>\ub3c5\uc77c\uc778\uc740<\/strong><strong> <\/strong><strong>\uc5bc\ub9c8\ub098<\/strong><strong> <\/strong><strong>\uc800\ucd95\ud558\uace0<\/strong><strong> <\/strong><strong>\uc788\uc744\uae4c<\/strong><strong>?<\/strong><\/p>\n\n\n\n<p>\ub3c5\uc77c \uc5f0\uae08\uc81c\ub3c4\uac00 \uc544\ubb34\ub9ac \ud0c4\ud0c4\ud558\ub2e4\uace0 \ud574\ub3c4, \ubcc4\ub3c4\uc758 \uc800\ucd95\uc5c6\uc774 \uc740\ud1f4 \ud6c4 \uc0dd\ud65c\uc744 \uc798 \uafb8\ub824\ub098\uac00\uae30\ub294 \ud798\ub4e4\uc9c0\ub3c4 \ubaa8\ub985\ub2c8\ub2e4. \uadf8\ub798\uc11c \ub9ce\uc740 \ub3c5\uc77c\uc778\uc740 \ucd94\uac00\uc801\uc778 \uac1c\uc778\uc5f0\uae08\uc744 \ub4e4\uae30\ub3c4 \ud558\ub294\ub370\uc694. \ud3c9\uade0\uc758 \ub3c5\uc77c\uc778\uc740 \uc5b4\ub5a8\uae4c\uc694? 2022\ub144 \ub9d0\uc5d0 \uc9d1\uacc4\ub41c \ud55c \uc870\uc0ac\uc5d0\uc11c \ub3c5\uc77c\uc778\uc758 40%\uac00 \ud55c \ub2ec\uc5d0 \ucd5c\ub300 100\uc720\ub85c\ub9cc\ud07c\ub9cc \uc800\ucd95\ud560 \uc218 \uc788\ub2e4\uace0 \uc870\uc0ac\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc989, \ub9ce\uc740 \ub3c5\uc740 \uc0ac\ub78c\ub4e4\uc740 \uc800\ucd95\ud560 \ub3c8\uc774 \uc5c6\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc774\uc720 \ub54c\ubb38\uc778\uc9c0, \uc774 \uc870\uc0ac\uc5d0 \uc751\ub2f5\ud55c \uc0ac\ub78c \uc911 62%\uac00 \uae08\uc735\ud22c\uc790\uc640 \uac19\uc740 \uc8fc\uc81c\uc5d0 \uad00\uc2ec\uc774 \uc788\ub2e4\uace0 \ub300\ub2f5\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub807\uac8c \ub300\ub2f5\ud55c \ube44\uc728\uc740 \uc80a\uc740 \uce35\uc77c\uc218\ub85d \ud655\uc5f0\ud788 \ub098\ud0c0\ub0ac\uace0, \ud2b9\ud788 18\uc138\uc5d0\uc11c 29\uc138 \uc0ac\uc774\uc758 \uc80a\uc740\uce35 77%\uac00 \uae08\uc735\ud22c\uc790\uc5d0 \uad00\uc2ec\uc774 \uc788\ub2e4\uace0 \ub2f5\ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:42px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div  class=\"jeg_postblock_3 jeg_postblock jeg_module_hook jeg_pagination_disable jeg_col_2o3 jnews_module__0_671c8af628022   \" data-unique=\"jnews_module__0_671c8af628022\">\n                <div class=\"jeg_block_heading jeg_block_heading_6 jeg_subcat_right\">\n                    <h3 class=\"jeg_block_title\"><span>\ud568\uaed8 \uc77d\uc73c\uba74 \uc88b\uc740 \ub274\uc2a4<\/span><\/h3>\n                    \n                <\/div>\n                <div class=\"jeg_posts jeg_block_container\">\n                \n                <div class=\"jeg_posts jeg_load_more_flag\">\n                <article class=\"jeg_post jeg_pl_md_2 format-standard\">\n                <div class=\"jeg_thumb\">\n                    \n                    <a href=\"https:\/\/gyrocarpus.com\/archives\/87328\"><div class=\"thumbnail-container animate-lazy  size-715 \"><img width=\"350\" height=\"250\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAP\/\/\/wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==\" class=\"lazyload wp-post-image\" alt=\"\ub3c5\uc77c\uc5d0\uc11c \ub9e4\uc6d4 100\uc720\ub85c \uc800\ucd95\uc73c\ub85c 230\uc720\ub85c \ucd94\uac00 \uc5f0\uae08\uc744 \uc800\ucd95\ud560 \uc218 \uc788\ub294 \ubc29\ubc95 \u2013 \uae30\uc5c5 \uc5f0\uae08 (Betriebrente)\" loading=\"lazy\" data-full-width=\"1000\" data-full-height=\"667\" data-src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/06\/shutterstock_331772726-350x250.jpg\" data-sizes=\"auto\" data-expand=\"700\" \/><\/div><\/a>\n                <\/div>\n                <div class=\"jeg_postblock_content\">\n                    <h3 class=\"jeg_post_title\">\n                        <a href=\"https:\/\/gyrocarpus.com\/archives\/87328\">\ub3c5\uc77c\uc5d0\uc11c \ub9e4\uc6d4 100\uc720\ub85c \uc800\ucd95\uc73c\ub85c 230\uc720\ub85c \ucd94\uac00 \uc5f0\uae08\uc744 \uc800\ucd95\ud560 \uc218 \uc788\ub294 \ubc29\ubc95 \u2013 \uae30\uc5c5 \uc5f0\uae08 (Betriebrente)<\/a>\n                    <\/h3>\n                    <div class=\"jeg_post_meta\"><div class=\"jeg_meta_date\"><a href=\"https:\/\/gyrocarpus.com\/archives\/87328\"><i class=\"fa fa-clock-o\"><\/i> 15\/06\/2023<\/a><\/div><div class=\"jeg_meta_comment\"><a href=\"https:\/\/gyrocarpus.com\/archives\/87328#comments\" ><i class=\"fa fa-comment-o\"><\/i> 0 <\/a><\/div><\/div>\n                    <div class=\"jeg_post_excerpt\">\n                        <p>\ub3c5\uc77c\uc5d0\ub294 \uc5ec\ub7ec\uac00\uc9c0 \uc7ac\uc815 \uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uadf8 \uc911 \ub098\uc758 \ub124\ud1a0 \uae09\uc5ec (\uc138\ud6c4 \uae09\uc5ec)\ub97c \uc77c\uc815 \uae08\uc561 \ucd94\uac00 \uc5f0\uae08\uc73c\ub85c \uc800\ucd95\ud560 \ub54c \uc815\ubd80\ub294...<\/p>\n                    <\/div>\n                <\/div>\n            <\/article><article class=\"jeg_post jeg_pl_md_2 format-standard\">\n                <div class=\"jeg_thumb\">\n                    \n                    <a href=\"https:\/\/gyrocarpus.com\/archives\/87287\"><div class=\"thumbnail-container animate-lazy  size-715 \"><img width=\"350\" height=\"250\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAP\/\/\/wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==\" class=\"lazyload wp-post-image\" alt=\"\ub3c5\uc77c\uc5d0\uc11c \uc790\ub140\uc758 \uc548\uc815\uc801\uc778 \ubbf8\ub798\ub97c \uc9c0\uc6d0\ud574 \uc8fc\ub294 \uc5b4\ub9b0\uc774 \uc5f0\uae08 \ubcf4\ud5d8\uc744 \ud65c\uc6a9\ud558\ub294 \ubc29\ubc95\" loading=\"lazy\" data-full-width=\"1000\" data-full-height=\"667\" data-src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/06\/shutterstock_1926118676-350x250.jpg\" data-sizes=\"auto\" data-expand=\"700\" \/><\/div><\/a>\n                <\/div>\n                <div class=\"jeg_postblock_content\">\n                    <h3 class=\"jeg_post_title\">\n                        <a href=\"https:\/\/gyrocarpus.com\/archives\/87287\">\ub3c5\uc77c\uc5d0\uc11c \uc790\ub140\uc758 \uc548\uc815\uc801\uc778 \ubbf8\ub798\ub97c \uc9c0\uc6d0\ud574 \uc8fc\ub294 \uc5b4\ub9b0\uc774 \uc5f0\uae08 \ubcf4\ud5d8\uc744 \ud65c\uc6a9\ud558\ub294 \ubc29\ubc95<\/a>\n                    <\/h3>\n                    <div class=\"jeg_post_meta\"><div class=\"jeg_meta_date\"><a href=\"https:\/\/gyrocarpus.com\/archives\/87287\"><i class=\"fa fa-clock-o\"><\/i> 14\/06\/2023<\/a><\/div><div class=\"jeg_meta_comment\"><a href=\"https:\/\/gyrocarpus.com\/archives\/87287#comments\" ><i class=\"fa fa-comment-o\"><\/i> 0 <\/a><\/div><\/div>\n                    <div class=\"jeg_post_excerpt\">\n                        <p>\ub3c5\uc77c\uc5d0\uc11c\ub294 \uc790\ub140\uac00 \uc131\uc7a5\ud568\uc5d0 \ub530\ub77c \ubaa9\ub3c8\uc774 \ub4e4\uc5b4\uac00\ub294 \uc2dc\uae30\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc6b4\uc804\uba74\ud5c8\uc99d \ucde8\ub4dd, \uc5b4\ud559\uc5f0\uc218, \uccab \uc790\ub3d9\ucc28 \uad6c\uc785, \ud574\uc678 \uc720\ud559 \ub4f1 \uc790\ub140\uac00 \uac01 \ub098\uc774\uc5d0...<\/p>\n                    <\/div>\n                <\/div>\n            <\/article>\n            <\/div>\n                <div class='module-overlay'>\n                <div class='preloader_type preloader_circle'>\n                    <div class=\"module-preloader jeg_preloader dot\">\n                        <span><\/span><span><\/span><span><\/span>\n                    <\/div>\n                    <div class=\"module-preloader jeg_preloader circle\">\n                        <div class=\"jnews_preloader_circle_outer\">\n                            <div class=\"jnews_preloader_circle_inner\"><\/div>\n                        <\/div>\n                    <\/div>\n                    <div class=\"module-preloader jeg_preloader square\">\n                        <div class=\"jeg_square\"><div class=\"jeg_square_inner\"><\/div><\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n            <\/div>\n            <div class=\"jeg_block_navigation\">\n                <div class='navigation_overlay'><div class='module-preloader jeg_preloader'><span><\/span><span><\/span><span><\/span><\/div><\/div>\n                \n                \n            <\/div>\n                \n                <script>var jnews_module__0_671c8af628022 = {\"header_icon\":\"\",\"first_title\":\"\\ud568\\uaed8 \\uc77d\\uc73c\\uba74 \\uc88b\\uc740 \\ub274\\uc2a4\",\"second_title\":\"\",\"url\":\"\",\"header_type\":\"heading_6\",\"header_background\":\"\",\"header_secondary_background\":\"\",\"header_text_color\":\"\",\"header_line_color\":\"\",\"header_accent_color\":\"\",\"header_filter_category\":\"\",\"header_filter_author\":\"\",\"header_filter_tag\":\"\",\"header_filter_text\":\"All\",\"post_type\":\"post\",\"content_type\":\"all\",\"number_post\":4,\"post_offset\":0,\"unique_content\":\"disable\",\"include_post\":\"87328,87287\",\"exclude_post\":\"\",\"include_category\":\"\",\"exclude_category\":\"\",\"include_author\":\"\",\"include_tag\":\"\",\"exclude_tag\":\"\",\"w2dc-category\":\"\",\"w2dc-location\":\"\",\"w2dc-tag\":\"\",\"product_cat\":\"\",\"product_tag\":\"\",\"sort_by\":\"latest\",\"date_format\":\"default\",\"date_format_custom\":\"Y\\\/m\\\/d\",\"excerpt_length\":20,\"excerpt_ellipsis\":\"...\",\"force_normal_image_load\":\"\",\"pagination_mode\":\"disable\",\"pagination_nextprev_showtext\":\"\",\"pagination_number_post\":4,\"pagination_scroll_limit\":0,\"ads_type\":\"disable\",\"ads_position\":1,\"ads_random\":\"\",\"ads_image\":\"\",\"ads_image_tablet\":\"\",\"ads_image_phone\":\"\",\"ads_image_link\":\"\",\"ads_image_alt\":\"\",\"ads_image_new_tab\":\"\",\"google_publisher_id\":\"\",\"google_slot_id\":\"\",\"google_desktop\":\"auto\",\"google_tab\":\"auto\",\"google_phone\":\"auto\",\"content\":\"\",\"ads_bottom_text\":\"\",\"boxed\":\"\",\"boxed_shadow\":\"\",\"el_id\":\"\",\"el_class\":\"\",\"scheme\":\"\",\"column_width\":\"auto\",\"title_color\":\"\",\"accent_color\":\"\",\"alt_color\":\"\",\"excerpt_color\":\"\",\"css\":\"\",\"paged\":1,\"column_class\":\"jeg_col_2o3\",\"class\":\"jnews_block_3\"};<\/script>\n            <\/div>\n<hr \/>\n<p>\u00a0<\/p>\n\n\n<div style=\"height:34px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>4. <\/strong><strong>\ub192\uc740<\/strong><strong> <\/strong><strong>\ubb3c\uac00\uc5d0\ub3c4<\/strong><strong> 50-30-20 <\/strong><strong>\uaddc\uce59\uc73c\ub85c<\/strong><strong> <\/strong><strong>\ub3c8\uc744<\/strong><strong> <\/strong><strong>\ubaa8\uc544\ubcf4\uc790<\/strong><strong>.<\/strong><\/p>\n\n\n\n<p>50-30-20 \uaddc\uce59\uc740 \ubcf5\uc7a1\ud558\uac8c \uc0dd\uac01\ud558\uc9c0 \uc54a\uace0, \ud55c \ub2ec \uc218\uc785\uc744 50%, 30%, 20% \ube44\uc728\ub85c \ub098\ub220\uc11c \uad00\ub9ac\ud558\ub294 \uac83\uc744 \ub9d0\ud569\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\uc11c 50%\ub294 \uace0\uc815\ube44\uc6a9\uc73c\ub85c, 30%\ub294 \uc5ec\uac00\ub098 \ucde8\ubbf8\ud65c\ub3d9\uc73c\ub85c, \ub098\uba38\uc9c0 20%\ub294 \uc800\ucd95\uc774\ub098 \ud380\ub4dc, \uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud558\ub294 \uac83\uc744 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>&#8211; 50%<\/strong><strong>\ub294<\/strong><strong> <\/strong><strong>\uace0\uc815\ube44\uc6a9<\/strong><strong>!<\/strong><\/p>\n\n\n\n<p>\ub300\ud45c\uc801\uc73c\ub85c \uc9d1\uc138, \uc804\uae30\uc138, \ud734\ub300\uc804\ud654 \uc694\uae08, \uad50\ud1b5\ube44, \ubcf4\ud5d8\ube44, \uac01\uc885 \ud68c\ube44\ub098 \uc2dd\ub8cc\ud488\ube44\uac00 \ud3ec\ud568\ub429\ub2c8\ub2e4. \ub9cc\uc57d \uc138\ud6c4 \uc18c\ub4dd\uc774 3,000\uc720\ub85c\ub77c\uba74 50%\ub294 1,500\uc720\ub85c\ub85c \ub9de\ucdb0\uc57c \ud558\uba70, \uace0\uc815\ube44\uc6a9\uc774 \uadf8 \uc774\uc0c1 \uc9c0\ucd9c\ub41c\ub2e4\uba74 \uacb0\ub2e8\uc744 \ub0b4\ub824\uc11c \uc904\uc5ec\uc57c \ud569\ub2c8\ub2e4. \uccab\uc9f8, \ub9e4\ub2ec \uace0\uc815\ube44\uc6a9\uc73c\ub85c \ub098\uac00\ub294 \ub137\ud50c\ub9ad\uc2a4\ub098 \uc720\ud29c\ube0c \uba64\ubc84\uc2ed \ud639\uc740 \ud504\ub9ac\ubbf8\uc5c4 \ube44\uc6a9\uc744 \uc904\uc77c \uc218 \uc788\ub294\uc9c0 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \ub458\uc9f8\ub85c \uc6d4\uc138\uac00 \ub108\ubb34 \ub192\ub2e4\uba74 \ub354 \uc800\ub834\ud55c \uacf3\uc744 \ucc3e\uac70\ub098 \ub0a8\ub294 \ubc29\uc744 \uc8fc\uc778\uacfc \uc0c1\uc758\ud574 \uc784\ub300\ud558\ub294 \ubc29\ud5a5\uc73c\ub85c \uace0\uc815\ube44\uc6a9\uc744 \ub0ae\ucd94\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>&#8211; 30%<\/strong><strong>\ub294<\/strong><strong> <\/strong><strong>\uc5ec\uac00\uc640<\/strong><strong> <\/strong><strong>\uc678\uc2dd<\/strong><strong>!<\/strong><\/p>\n\n\n\n<p>\uce5c\uad6c\uc758 \uc0dd\uc77c\uc120\ubb3c, \uac00\uc871\uacfc \ud568\uaed8 \uc678\uc2dd, \uc544\uc774\ub4e4\uacfc \ub098\ub4e4\uc774\ub97c \uac00\uac70\ub098 \ud734\uac00\ub97c \uac00\ub294 \uacbd\uc6b0\uac00 \uc5ec\uae30\uc5d0 \ud574\ub2f9\ud558\uba70 \ucd1d\uc218\uc785\uc758 30%\ub97c \ub118\uc9c0 \uc54a\uc544\uc57c \ud569\ub2c8\ub2e4. \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc138\ud6c4 \uc18c\ub4dd\uc774 3,000\uc720\ub85c\ub77c\uba74 900\uc720\ub85c\uac00 \uc774\uc5d0 \ud574\ub2f9\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>&#8211; 20%<\/strong><strong>\ub294<\/strong><strong> <\/strong><strong>\uc800\ucd95<\/strong><strong> <\/strong><strong>\ubc0f<\/strong><strong> <\/strong><strong>\ud22c\uc790\uc0c1\ud488\uc744<\/strong><strong> <\/strong><strong>\uc704\ud574<\/strong><strong> <\/strong><strong>\ub0a8\uaca8\ub193\uc790<\/strong><\/p>\n\n\n\n<p>\ub098\uba38\uc9c0 20%\ub294 \uc790\uc0b0\uc744 \ucd95\uc801\ud558\uae30 \uc704\ud574 \ub0a8\uaca8\ub450\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uc18c\ub4dd\uc774 3,000\uc720\ub85c\ub77c\uba74 600\uc720\ub85c\uac00 \uc5ec\uae30\uc5d0 \ud574\ub2f9\ud569\ub2c8\ub2e4. \uc55e\uc11c \uc870\uc0ac\ub41c 40%\uc758 \ub3c5\uc77c\uc778\uc774 \ucd5c\ub300 100\uc720\ub85c\ub9cc\ud07c\ub9cc \uc800\uae08\ud560 \uc218 \uc788\ub2e4\uace0 \ub2f5\ubcc0\ud55c \uac83\uc744 \ubcf8\ub2e4\uba74 \uc5bc\ub9c8\ub098 \ub9ce\uc740 \uc0ac\ub78c\uc774 \uc790\uc0b0\uc5d0 \ub300\ud574 \ubb34\uc2ec\ud55c\uc9c0 \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc2e4\uc218\ub97c \ubc94\ud558\uc9c0 \uc54a\uc73c\ub824\uba74, \uc6d4\uc218\uc785\uc758 \ucd5c\uc18c 20%\ub9cc\uc774\ub77c\ub3c4 \uc800\ucd95\uc744 \ud558\uac70\ub098 \ud22c\uc790\ud558\ub294 \ub370 \uc4f0\uc5ec\uc57c \ud569\ub2c8\ub2e4. ETF \uc8fc\uc2dd\uc5d0 \ub300\ud55c \ud22c\uc790\ub294 \uc5ed\uc0ac\uc801\uc73c\ub85c \uc190\uc2e4\uc744 \ubcf4\ub294 \uacbd\uc6b0\uac00 \uac70\uc758 \uc5c6\uc5c8\uae30\uc5d0 \uc801\uae08\ucc98\ub7fc \ud22c\uc790\ud560\ub9cc \ud55c \uac00\uce58\uac00 \uc788\uc73c\uba70, \ubc14\uc6b0\uc288\ud30c\ucf58\ud1a0\ub098 \uac1c\uc778\uc5f0\uae08 \uc5ed\uc2dc \uc790\ub140\uc640 \ubbf8\ub798\ub97c \uc704\ud574 \uacf5\ubd80\ud574\uc57c \ud560 \ubd80\ubd84\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\uc791\uc131: \ub3c4\uc774\uce58\uc544\uc7ac<br>\u24d2 \uad6c\ud150\ud0c1\ucf54\ub9ac\uc544(http:\/\/<a href=\"http:\/\/www.gyrocarpus.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">www.gyrocarpus.com<\/a>), \ubb34\ub2e8\uc804\uc7ac \ubc0f \uc7ac\ubc30\ud3ec \uae08\uc9c0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u2018\uc6d4\uae09 \ube7c\uace0 \ub2e4 \uc624\ub978\ub2e4\u2019\ub77c\ub294 \ub9d0\uc774 \ud604\uc2e4\uc801\uc73c\ub85c \ub2e4\uac00\uc624\ub294 \uc694\uc998\uc785\ub2c8\ub2e4. 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