{"id":87633,"date":"2023-07-03T09:58:44","date_gmt":"2023-07-03T07:58:44","guid":{"rendered":"https:\/\/gyrocarpus.com\/?p=87633"},"modified":"2023-07-03T09:58:48","modified_gmt":"2023-07-03T07:58:48","slug":"%eb%b9%84%ec%8b%b8%ec%a7%80%eb%8a%94-%eb%ac%bc%ea%b0%80-%eb%8f%85%ec%9d%bc-%ec%82%ac%eb%9e%8c%eb%93%a4%ec%9d%80-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%86%8c%eb%b9%84%ed%95%98%ea%b3%a0-%ec%9e%88%ec%9d%84","status":"publish","type":"post","link":"https:\/\/gyrocarpus.com\/archives\/87633","title":{"rendered":"\ube44\uc2f8\uc9c0\ub294 \ubb3c\uac00, \ub3c5\uc77c \uc0ac\ub78c\ub4e4\uc740 \uc5b4\ub5bb\uac8c \uc18c\ube44\ud558\uace0 \uc788\uc744\uae4c?"},"content":{"rendered":"\n
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\u2018\uc6d4\uae09 \ube7c\uace0 \ub2e4 \uc624\ub978\ub2e4\u2019\ub77c\ub294 \ub9d0\uc774 \ud604\uc2e4\uc801\uc73c\ub85c \ub2e4\uac00\uc624\ub294 \uc694\uc998\uc785\ub2c8\ub2e4. SNS\uc640 \uc778\ud130\ub137\uc774 \ub354\uc6b1 \ubc1c\ub2ec\ud558\uba74\uc11c \uacfc\uac70\ubcf4\ub2e4 \uc18c\ube44\ud558\ub294 \uac83\uc740 \uc26c\uc6cc\uc84c\uace0, \ubaa8\uc73c\ub294 \uac83\uc740 \uc5ec\uc804\ud788 \uc27d\uc9c0 \uc54a\uc740 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \ud2b9\ud788\ub098 \uadfc\ub798\uc5d0 \uae09\uaca9\ud558\uac8c \uc0c1\uc2b9\ud558\ub294 \ubb3c\uac00\ub97c \ubcf4\uc790\ub2c8, \ub3c5\uc77c\uc5d0\uc11c\uc758 \uc0b6\uc774 \ub354 \ud30d\ud30d\ud574\uc9c0\ub294 \uac83 \uac19\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uadf8\ub7f0 \uc0c1\ud669\uc5d0\uc11c \ub3c5\uc77c \uc0ac\ub78c\ub4e4\uc740 \uc5b4\ub5bb\uac8c \uc7ac\ud14c\ud06c\uc640 \uc18c\ube44\ub97c \ud558\uace0 \uc788\uc744\uae4c\uc694? \uadf8\ub9ac\uace0 \ub3c5\uc77c\uc5d0\uc11c \uc798 \uc54c\ub824\uc9c4 \uc7ac\ud14c\ud06c \ubc29\ubc95\uc740 \ubb34\uc5c7\uc774 \uc788\uc744\uae4c\uc694?<\/p>\n\n\n\n

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\u24d2 Skrypnykov Dmytro \/ shutterstock<\/figcaption><\/figure><\/div>\n\n\n\n
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1. <\/strong>\ub3c5\uc77c<\/strong> <\/strong>\uc0ac\ub78c\ub4e4\uc740<\/strong> <\/strong>\uc6d4\uae09\uc744<\/strong> <\/strong>\uc5b4\ub514\uc5d0<\/strong> <\/strong>\uc9c0\ucd9c\ud560\uae4c<\/strong>?<\/strong><\/p>\n\n\n\n

2018\ub144\uc5d0 \uc870\uc0ac\ub41c \uac00\uad6c\ub2f9 \uc6d4\ud3c9\uade0 \uc9c0\ucd9c\uc740 \uc57d 2,700\uc720\ub85c\uc600\uc2b5\ub2c8\ub2e4. \uc774\ub294 5\ub144 \uc804\uc778 2013\ub144\ubcf4\ub2e4 10.5% \uc0c1\uc2b9\ud55c \ube44\uc6a9\uc774\uba70, EU \uad6d\uac00 \ud3c9\uade0 \uc218\uce58\ubcf4\ub2e4 \uc57d 30% \ub192\uc740 \uc218\uce58\uc774\uae30\ub3c4 \ud588\uc2b5\ub2c8\ub2e4. \ud604\uc7ac\ub294 \uac00\uc7a5 \ucd5c\uadfc \uc870\uc0ac\ub41c \uc2dc\uc810\ubcf4\ub2e4 5\ub144\uc774 \uc9c0\ub09c 2023\ub144\uc774\ubbc0\ub85c 2018\ub144\ub3c4\uc5d0 \uc870\uc0ac\ub41c \uc9c0\ucd9c\ubcf4\ub2e4 \ub354 \uae09\uaca9\ud788 \uc0c1\uc2b9\ud55c \uc778\ud50c\ub808\uc774\uc158\uc744 \uc0dd\uac01\ud574 \ubcf4\uc558\uc744 \ub54c \uac00\uad6c\ub2f9 \ud3c9\uade0 \uc9c0\ucd9c\uc774 2018\ub144\ub3c4 \ub300\ube44 \ucd5c\uc18c 15% \uc774\uc0c1(\uc6d4\ud3c9\uade0 \uc9c0\ucd9c \ucd5c\uc18c \uc57d 3,100\uc720\ub85c\ub85c \ucd94\uc815) \ub298\uc5c8\ub2e4\uace0 \ucd94\uc815\ud574\ub3c4 \ubb34\ub9ac\uac00 \uc5c6\uc744 \uac83\uc785\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \ub3c5\uc77c \uc0ac\ub78c\ub4e4\uc758 \uc9c0\ucd9c \ube44\uc728\uc740 \uc5b4\ub5bb\uac8c \ub420\uae4c\uc694?<\/p>\n\n\n\n

\uac00\uad6c\ub9c8\ub2e4 \uac01\uae30 \ucc28\uc774\ub294 \uc788\uaca0\uc9c0\ub9cc \ud3c9\uade0\uc801\uc73c\ub85c \ubd24\uc744 \ub54c \ub3c5\uc77c \uc0ac\ub78c\ub4e4\uc740 \uc8fc\ud0dd\ube44\uc6a9(\uc6d4\uc138 \ubc0f \ub300\ucd9c, 35.6%)\uacfc \uc74c\uc2dd\ube44\uc6a9(13.8%)\uc5d0 \uc6d4\uae09\uc758 50%\ub97c \uc9c0\ucd9c\ud569\ub2c8\ub2e4. \uadf8 \ub4a4\ub97c \uad50\ud1b5\ube44\uc6a9(13.8%)\uacfc \uc790\uc720\uc2dc\uac04 \ubc0f \ucde8\ubbf8 \ube44\uc6a9(10.3%)\ub85c \uc9c0\ucd9c\ud558\uba70, 5.8%\uc758 \ud734\uac00 \ube44\uc6a9\uc744 \uc0ac\uc6a9\ud569\ub2c8\ub2e4. \uc774\ub807\uac8c 5\uac1c \ud56d\ubaa9(\uc8fc\ud0dd, \uc74c\uc2dd, \uad50\ud1b5\ube44, \ucde8\ubbf8, \ud734\uac00)\uc774 \uc8fc\ub41c \uc0c1\uc704 5\uac1c\uc758 \uc8fc\ub41c \uc9c0\ucd9c \ube44\uc6a9\uc785\ub2c8\ub2e4. \uadf8 \uc678\uc5d0\ub3c4 \uc2e4\ub0b4 \uc7a5\uc2dd\ube44(5.6%), \uc637(4.4%), \uac74\uac15(3.9%), \uc18c\ud1b5 \uad00\ub828 \ube44\uc6a9(2.5%), \uad50\uc721\ube44\uc6a9(0.7%)\uc73c\ub85c \uc870\uc0ac\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

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2. <\/strong>\uc790\ub140\uc5d0\uac8c<\/strong> <\/strong>\ub4e4\uc5b4\uac00\ub294<\/strong> <\/strong>\ube44\uc6a9\uc740<\/strong> <\/strong>\ud3c9\uade0<\/strong> <\/strong>\uc218\uc785\uc758<\/strong> 20% <\/strong>\uc218\uc900<\/strong><\/p>\n\n\n\n

\uc790\ub140\uac00 \uc788\ub294 \uac00\uc815\uc758 \uacbd\uc6b0, \ud3c9\uade0 \uc218\uc785\uc758 20%\uac00 \uc790\ub140\ub97c \uc704\ud574 \uc0ac\uc6a9\ub429\ub2c8\ub2e4. \uc790\ub140\ub97c \uc704\ud55c \uc9c0\ucd9c\uc744 \ub2e4\uc2dc 100%\uc758 \uc218\uce58\ub85c \uacc4\uc0b0\ud558\uba74 \uc591\ubd80\ubaa8\ub294 50%, \ud3b8\ubd80\ubaa8\ub294 60%\uc758 \ube44\uc6a9\uc774 \uc74c\uc2dd\uacfc \uc758\ub958 \uad00\ub828 \ube44\uc6a9\uc73c\ub85c \uc18c\ube44\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub2f9\uc5f0\ud788 \uc790\ub140\uc758 \ub098\uc774\uac00 \ub9ce\uc744\uc218\ub85d \ube44\uc6a9\uc740 \uc99d\uac00\ud569\ub2c8\ub2e4. 0\uc138~6\uc138 \uc0ac\uc774\uc758 \uc790\ub140\ub97c \ub454 \uac00\uc815\uc740 \uc6d4\ud3c9\uade0 \ucd5c\ub300 670\uc720\ub85c\uc758 \ube44\uc6a9\uc774 \ubc1c\uc0dd\ud558\uba70, \ub300\ubd80\ubd84\uc740 \ubcf4\uc721\uacfc \uad00\ub828\ub41c \uc720\uce58\uc6d0 \ube44\uc6a9\uc785\ub2c8\ub2e4. \ubc18\uba74 \uccad\uc18c\ub144 \uc790\ub140\ub97c \ub454 \uac00\uc815\uc740 \uc6d4\ud3c9\uade0 \ucd5c\ub300 970\uc720\ub85c\ub85c \uc0c1\ub2f9\ud788 \ub192\uc740 \uc774\ub7ec\ud55c \ucc28\uc774\uac00 \ubc1c\uc0dd\ud558\ub294 \uc774\uc720\ub294 \uc6a9\ub3c8\ubfd0\ub9cc \uc544\ub2c8\ub77c, \ubb38\ud654 \ubc0f \uc5ec\uac00 \ud65c\ub3d9\uc5d0 \ub300\ud55c \ube44\uc6a9\ub3c4 \ub298\uc5b4\ub098\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

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3. <\/strong>\ub3c5\uc77c\uc778\uc740<\/strong> <\/strong>\uc5bc\ub9c8\ub098<\/strong> <\/strong>\uc800\ucd95\ud558\uace0<\/strong> <\/strong>\uc788\uc744\uae4c<\/strong>?<\/strong><\/p>\n\n\n\n

\ub3c5\uc77c \uc5f0\uae08\uc81c\ub3c4\uac00 \uc544\ubb34\ub9ac \ud0c4\ud0c4\ud558\ub2e4\uace0 \ud574\ub3c4, \ubcc4\ub3c4\uc758 \uc800\ucd95\uc5c6\uc774 \uc740\ud1f4 \ud6c4 \uc0dd\ud65c\uc744 \uc798 \uafb8\ub824\ub098\uac00\uae30\ub294 \ud798\ub4e4\uc9c0\ub3c4 \ubaa8\ub985\ub2c8\ub2e4. \uadf8\ub798\uc11c \ub9ce\uc740 \ub3c5\uc77c\uc778\uc740 \ucd94\uac00\uc801\uc778 \uac1c\uc778\uc5f0\uae08\uc744 \ub4e4\uae30\ub3c4 \ud558\ub294\ub370\uc694. \ud3c9\uade0\uc758 \ub3c5\uc77c\uc778\uc740 \uc5b4\ub5a8\uae4c\uc694? 2022\ub144 \ub9d0\uc5d0 \uc9d1\uacc4\ub41c \ud55c \uc870\uc0ac\uc5d0\uc11c \ub3c5\uc77c\uc778\uc758 40%\uac00 \ud55c \ub2ec\uc5d0 \ucd5c\ub300 100\uc720\ub85c\ub9cc\ud07c\ub9cc \uc800\ucd95\ud560 \uc218 \uc788\ub2e4\uace0 \uc870\uc0ac\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc989, \ub9ce\uc740 \ub3c5\uc740 \uc0ac\ub78c\ub4e4\uc740 \uc800\ucd95\ud560 \ub3c8\uc774 \uc5c6\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc774\uc720 \ub54c\ubb38\uc778\uc9c0, \uc774 \uc870\uc0ac\uc5d0 \uc751\ub2f5\ud55c \uc0ac\ub78c \uc911 62%\uac00 \uae08\uc735\ud22c\uc790\uc640 \uac19\uc740 \uc8fc\uc81c\uc5d0 \uad00\uc2ec\uc774 \uc788\ub2e4\uace0 \ub300\ub2f5\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub807\uac8c \ub300\ub2f5\ud55c \ube44\uc728\uc740 \uc80a\uc740 \uce35\uc77c\uc218\ub85d \ud655\uc5f0\ud788 \ub098\ud0c0\ub0ac\uace0, \ud2b9\ud788 18\uc138\uc5d0\uc11c 29\uc138 \uc0ac\uc774\uc758 \uc80a\uc740\uce35 77%\uac00 \uae08\uc735\ud22c\uc790\uc5d0 \uad00\uc2ec\uc774 \uc788\ub2e4\uace0 \ub2f5\ud558\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

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\ud568\uaed8 \uc77d\uc73c\uba74 \uc88b\uc740 \ub274\uc2a4<\/span><\/h3>\n \n <\/div>\n
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\n \ub3c5\uc77c\uc5d0\uc11c \ub9e4\uc6d4 100\uc720\ub85c \uc800\ucd95\uc73c\ub85c 230\uc720\ub85c \ucd94\uac00 \uc5f0\uae08\uc744 \uc800\ucd95\ud560 \uc218 \uc788\ub294 \ubc29\ubc95 \u2013 \uae30\uc5c5 \uc5f0\uae08 (Betriebrente)<\/a>\n <\/h3>\n