{"id":85286,"date":"2023-03-09T09:31:35","date_gmt":"2023-03-09T08:31:35","guid":{"rendered":"https:\/\/gyrocarpus.com\/?p=85286"},"modified":"2023-03-09T11:03:17","modified_gmt":"2023-03-09T10:03:17","slug":"%ea%b3%a0%eb%a0%b9%ec%b8%b5%ec%9d%98-%ea%b3%a0%ec%9a%a9%ec%9d%b4-%ec%a6%9d%ea%b0%80%ed%95%98%ea%b3%a0-%ec%9e%88%eb%8a%94-%eb%8f%85%ec%9d%bc-%eb%85%b8%ed%9b%84%eb%a5%bc-%ea%b1%b1%ec%a0%95%ed%95%98","status":"publish","type":"post","link":"https:\/\/gyrocarpus.com\/archives\/85286","title":{"rendered":"\uace0\ub839\uce35\uc758 \uace0\uc6a9\uc774 \uc99d\uac00\ud558\uace0 \uc788\ub294 \ub3c5\uc77c, \ub178\ud6c4\ub97c \uac71\uc815\ud558\ub294 \uc5ec\uc131\ub4e4"},"content":{"rendered":"\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\uc9c0\ub09c 10\ub144\uac04 \ub3c5\uc77c 55\uc138 ~ 64\uc138\uc758 \uace0\uc6a9\ub960\uc740 62%\uc5d0\uc11c 72%\ub85c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4. \uc720\ub7fd \ub0b4\uc5d0\uc11c\ub3c4 \uc0c1\ub2f9\ud788 \ub192\uc740 \uc218\uc900\uc778\ub370\uc694, \uace0\ub839\uce35\uc73c\ub85c \uac08\uc218\ub85d \uc5ec\uc131\ubcf4\ub2e4 \ub0a8\uc131\uc774 \uace0\uc6a9\uc774 \ub420 \ud655\ub960\uc774 \uc62c\ub77c\uac00\uba70 \uc774\ub294 \uc5ec\uc131\uc758 \ub178\ud6c4 \uc18c\ub4dd\uc744 \uac71\uc815\ud558\ub294 \uc774\uc720\ub85c \ud655\uc0b0\ub429\ub2c8\ub2e4. \ub3c5\uc77c \uace0\ub839\uce35\uc758 \uace0\uc6a9 \ud604\ud669\uc5d0 \ub300\ud574\uc11c \uc54c\uc544\ubcf4\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:44px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" width=\"1000\" height=\"667\" src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/03\/shutterstock_695122018.jpg\" alt=\"\" class=\"wp-image-85287\" srcset=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/03\/shutterstock_695122018.jpg 1000w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/03\/shutterstock_695122018-300x200.jpg 300w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/03\/shutterstock_695122018-768x512.jpg 768w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/03\/shutterstock_695122018-800x534.jpg 800w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/03\/shutterstock_695122018-600x400.jpg 600w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/03\/shutterstock_695122018-750x500.jpg 750w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption>\u24d2 SeventyFour \/\u00a0shutterstock<\/figcaption><\/figure><\/div>\n\n\n\n<div style=\"height:45px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>\uc720\ub7fd\uc758 \uace0\ub839\uce35 \uadfc\ubb34 \ud604\ud669<\/strong><\/p>\n\n\n\n<p>\uc720\ub7fd\uc5d0\uc11c 55 ~ 64\uc138 \uace0\uc6a9\ub960\uc740 \ub374\ub9c8\ud06c 72%, \uc2a4\uc6e8\ub374 77% \uadf8\ub9ac\uace0 \ub3c5\uc77c 72%\ub97c \uc81c\uc678\ud558\uba74 12\uac1c \ub2e4\ub978 EU \uad6d\uac00\uc758 \uace0\ub839\uce35 \uace0\uc6a9\ub960\uc740 60% \ubbf8\ub9cc\uc73c\ub85c \uc870\uc0ac\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774 \uc5f0\ub839\ub300\uc758 \ub0a8\uc131\uc740 67% \uace0\uc6a9\ub418\uc5c8\uc73c\uba70 \uc5ec\uc131\uc740 54% \uc785\ub2c8\ub2e4. (<a href=\"https:\/\/www.destatis.de\/Europa\/DE\/Thema\/Bevoelkerung-Arbeit-Soziales\/Arbeitsmarkt\/Arbeiten_Rente.html\" target=\"_blank\" rel=\"noreferrer noopener\">\uc5f0\ubc29 \ud1b5\uacc4\uccad \uc870\uc0ac \uc790\ub8cc<\/a>)<\/p>\n\n\n\n<div style=\"height:39px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div style=\"margin-bottom: 8px; \" id=\"guten-675364556\"><a data-no-instant=\"1\" href=\"https:\/\/gyrocarpus.com\/jobs?mod=document&#038;uid=2323\" rel=\"noopener\" class=\"adv-link\" target=\"_blank\" aria-label=\"300 \u110f\u1173\u11af\u1105\u1165\u11b8 500_155\"><img loading=\"lazy\" src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2021\/04\/300-\u110f\u1173\u11af\u1105\u1165\u11b8-500_155.png\" alt=\"\"  srcset=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2021\/04\/300-\u110f\u1173\u11af\u1105\u1165\u11b8-500_155.png 500w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2021\/04\/300-\u110f\u1173\u11af\u1105\u1165\u11b8-500_155-300x93.png 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" width=\"500\" height=\"155\"   \/><\/a><\/div>\n\n\n<div style=\"height:51px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>\ub098\uc774\uac00 \ub9ce\uc9c0\ub9cc \uacbd\ub825\uc5d0 \ub530\ub77c \uace0\uc6a9\ub420 \ud655\ub960\uc774 \ub354 \ub192\uc544<\/strong><\/p>\n\n\n\n<p>\ud604\uc7ac\uc758 \uc5b4\ub824\uc6b4 \uc0c1\ud669\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc624\ub79c \uacbd\ub825\uacfc \uae30\uc220\uc744 \ubcf4\uc720\ud55c \uace0\ub839\uce35\uc740 \uac19\uc740 \uc5f0\ub839\ub300\uc5d0\uc11c \ud6e8\uc52c \ub192\uc740 \uace0\uc6a9\ub960\uc744 \uae30\ub85d\ud569\ub2c8\ub2e4. \uc0c1\ub300\uc801\uc73c\ub85c \uacbd\ub825\uc774 \uc801\uc740 \uace0\ub839\uce35\uc758 \uace0\uc6a9\ub960\uc740 44,5% \uc778 \uac83\uc5d0 \ubc18\ud574\uc11c \uc88b\uc740 \uacbd\ub825\uc744 \uac00\uc9c4 \uace0\ub839\uce35\uc740 76.2%\uc758 \uace0\uc6a9\ub960\uc744 \uae30\ub85d\ud588\uc2b5\ub2c8\ub2e4. \ucc38\uace0\ub85c \ubc95\uc815 \uc5f0\uae08 \ub098\uc774\ubcf4\ub2e4 \ucde8\uc5c5 \uc2dc\uc7a5\uc744 \ub5a0\ub098\ub294 \uc774\uc720\ub85c\ub294 \uc774\ubbf8 \ucda9\ubd84\ud55c \uc5f0\uae08 \ud655\ubcf4 \ud639\uc740 \uac74\uac15\uc0c1\uc758 \uc774\uc720\ub85c \uc870\uc0ac\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>65 ~ 69\uc138\uc5d0\ub3c4 \ucde8\uc5c5\ub960\uc774 \ub192\uc740 \ub3c5\uc77c<\/strong><\/p>\n\n\n\n<p>\ub3c5\uc77c\uc740 2012\ub144 65 ~ 69\uc138\uc758 \ucde8\uc5c5\ub960\uc740 11% \uc600\ub358 \ubc18\uba74 2022\ub144\uc5d0\ub294 17%\ub85c \uc99d\uac00\ud558\uc600\uc73c\uba70 \uc774\ub294 \uc720\ub7fd \ud3c9\uade0 13,2% \ubcf4\ub2e4 \ub192\uc2b5\ub2c8\ub2e4. \uc8fc\uc694 \uc774\uc720\ub85c\ub294 \ub3c5\uc77c\uc758 \ubc95\uc815 \uc5f0\uae08 \uc2dc\uae30\uac00 67\uc138\ubd80\ud130 \uc2dc\uc791\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:42px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/03\/KakaoTalk_20230309_092601368.png\" alt=\"\" class=\"wp-image-85288\" width=\"1024\" height=\"576\" srcset=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/03\/KakaoTalk_20230309_092601368.png 1024w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/03\/KakaoTalk_20230309_092601368-300x169.png 300w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/03\/KakaoTalk_20230309_092601368-768x432.png 768w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/03\/KakaoTalk_20230309_092601368-800x450.png 800w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/03\/KakaoTalk_20230309_092601368-600x338.png 600w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/03\/KakaoTalk_20230309_092601368-750x422.png 750w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption>65 ~ 69\uc138 \ucde8\uc5c5\ub960 17,2%\uc758 \ub3c5\uc77c, \uc720\ub7fd \ud3c9\uade0 13,2% <\/figcaption><\/figure><\/div>\n\n\n\n<div style=\"height:42px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>\ub178\ud6c4\ub97c \uac71\uc815\ud558\ub294 \uc5ec\uc131\ub4e4<\/strong><\/p>\n\n\n\n<p>J.P. Morgan\uc758 <a href=\"https:\/\/www.presseportal.de\/pm\/77366\/5458069\" target=\"_blank\" rel=\"noreferrer noopener\">\uc870\uc0ac<\/a>\uc5d0 \ub530\ub974\uba74 \ub178\ud6c4\ub97c \uac71\uc815\ud558\ub294 \uc694\uc778\uc5d0 \ub300\ud55c \uc9c8\ubb38\uc5d0 \ub0a8\uc131\ub4e4\uc740 \uc804\uc7c1, \uc778\ud50c\ub808\uc774\uc158\uc774 \uac00\uc7a5 \uc0c1\uc704\uc5d0 \uc704\uce58\ud558\uace0 \uc138\ubc88\uc9f8\ub85c \ub178\ud6c4\uc758 \uc218\uc785\uc5d0 \ub300\ud574\uc11c \uac71\uc815\ud55c \ubc18\uba74 \uc5ec\uc131\ub4e4\uc758 \uacbd\uc6b0 \uac00\uc7a5 \ud070 \uace0\ubbfc\uac70\ub9ac\uace0 \ub178\ud6c4\uc758 \uc218\uc785\uc73c\ub85c \ub300\ub2f5\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc5ec\uc131\uc758 \ub178\ud6c4 \uc218\uc785 \uac71\uc815\uc774 \ub354 \ud070 \uc774\uc720\ub294 \uc721\uc544 \ubc0f \uac00\uc815\uc758 \uc77c\uc744 \ub2f4\ub2f9\ud558\ubbc0\ub85c \uacbd\ub825\uc774 \uc904\uc5b4\ub4e4\uac70\ub098, \ub0a8\uc131\uc5d0 \ube44\ud574 \uc800\uc784\uae08\uc758 \uc77c\uc790\ub9ac\uac00 \ub9ce\uae30 \ub54c\ubb38\uc5d0 \uc5f0\uae08 \uc218\ub839\uc561\ub3c4 \uc801\uc744 \uc218 \uc788\uc73c\uba70, \uace0\ub839\uc5d0 \uc7ac \ucde8\uc5c5\uc758 \uae30\ud68c\ub3c4 \ubd80\uc871\ud558\uae30 \ub54c\ubb38\uc778 \uac83\uc73c\ub85c \uc870\uc0ac\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:43px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/03\/KakaoTalk_20230308_092201966-1.jpg\" alt=\"\" class=\"wp-image-85289\" width=\"680\" height=\"680\" srcset=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/03\/KakaoTalk_20230308_092201966-1.jpg 680w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/03\/KakaoTalk_20230308_092201966-1-300x300.jpg 300w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/03\/KakaoTalk_20230308_092201966-1-150x150.jpg 150w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/03\/KakaoTalk_20230308_092201966-1-100x100.jpg 100w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/03\/KakaoTalk_20230308_092201966-1-600x600.jpg 600w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/03\/KakaoTalk_20230308_092201966-1-75x75.jpg 75w\" sizes=\"(max-width: 680px) 100vw, 680px\" \/><figcaption>\ucd9c\ucc98: J.P. Morgan Asset Management<\/figcaption><\/figure><\/div>\n\n\n\n<div style=\"height:52px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>\uc801\uc808\ud55c \ub178\ud6c4 \ub300\ube44 \ubc29\ubc95<\/strong><\/p>\n\n\n\n<p>J.P. \ubaa8\uac74\uc740 \uc5ec\uc131\ub4e4\uc774 \uac00\uc7a5 \uc120\ud638\ud558\ub294 \ud22c\uc790 \ud615\ud0dc\uac00 \uc77c\ubc18 \uc800\ucd95\uc774\ub77c\uace0 \uac15\uc870\ud558\uba74\uc11c \ud22c\uc790\uc640 \ubcd1\ud569\ub41c \uc5f0\uae08 \ubcf4\ud5d8 \ud639\uc740 \uc800\ucd95 \ud615\uc2dd\uc758 \uc8fc\uc2dd, \ud380\ub4dc \ud22c\uc790\ub97c \uc7ac\uace0\ud574 \ubcf4\ub294 \uac83\ub3c4 \uc88b\uc744 \ubc29\ubc95\uc774\ub77c\uace0 \uc870\uc5b8\ud569\ub2c8\ub2e4. \uc774\ubc88 \uc870\uc0ac\uc5d0\uc11c \ub0a8\uc131\uc740 \uc8fc\uc2dd, ETF \ub4f1\uc758 \ub2e4\uc591\ud55c \ud22c\uc790 \ud615\ud0dc\uac00 40%\ub97c \ucc28\uc9c0\ud55c \ubc18\uba74 \uc5ec\uc131\uc740 20% \ub9cc\uc774 \uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud558\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ub2f5\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:64px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\uc791\uc131: Isaac<br>\u24d2 \uad6c\ud150\ud0c1\ucf54\ub9ac\uc544(http:\/\/<a href=\"http:\/\/www.gyrocarpus.com\" target=\"_blank\" rel=\"noreferrer noopener\">www.gyrocarpus.com<\/a>), \ubb34\ub2e8\uc804\uc7ac \ubc0f \uc7ac\ubc30\ud3ec \uae08\uc9c0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc9c0\ub09c 10\ub144\uac04 \ub3c5\uc77c 55\uc138 ~ 64\uc138\uc758 \uace0\uc6a9\ub960\uc740 62%\uc5d0\uc11c 72%\ub85c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4. \uc720\ub7fd \ub0b4\uc5d0\uc11c\ub3c4 \uc0c1\ub2f9\ud788 \ub192\uc740 \uc218\uc900\uc778\ub370\uc694, \uace0\ub839\uce35\uc73c\ub85c \uac08\uc218\ub85d \uc5ec\uc131\ubcf4\ub2e4 \ub0a8\uc131\uc774 \uace0\uc6a9\uc774 \ub420 \ud655\ub960\uc774 \uc62c\ub77c\uac00\uba70 \uc774\ub294 \uc5ec\uc131\uc758 \ub178\ud6c4 \uc18c\ub4dd\uc744 \uac71\uc815\ud558\ub294 \uc774\uc720\ub85c \ud655\uc0b0\ub429\ub2c8\ub2e4. \ub3c5\uc77c \uace0\ub839\uce35\uc758 \uace0\uc6a9 \ud604\ud669\uc5d0 \ub300\ud574\uc11c \uc54c\uc544\ubcf4\uc558\uc2b5\ub2c8\ub2e4. \uc720\ub7fd\uc758 \uace0\ub839\uce35 \uadfc\ubb34 \ud604\ud669 \uc720\ub7fd\uc5d0\uc11c 55 ~ 64\uc138 \uace0\uc6a9\ub960\uc740 \ub374\ub9c8\ud06c 72%, \uc2a4\uc6e8\ub374 77% \uadf8\ub9ac\uace0 \ub3c5\uc77c 72%\ub97c \uc81c\uc678\ud558\uba74 12\uac1c \ub2e4\ub978 [&hellip;]<\/p>\n","protected":false},"author":141,"featured_media":85287,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[578,2855],"tags":[8509,8511,2533,3340,8510,321,1441],"acf":[],"yoast_head":"\n<title>\uace0\ub839\uce35\uc758 \uace0\uc6a9\uc774 \uc99d\uac00\ud558\uace0 \uc788\ub294 \ub3c5\uc77c, \ub178\ud6c4\ub97c \uac71\uc815\ud558\ub294 \uc5ec\uc131\ub4e4 | \uad6c\ud150\ud0c1 \ucf54\ub9ac\uc544 : \ub3c5\uc77c \ud55c\uc778 \ud3ec\ud0c8 \uc0ac\uc774\ud2b8<\/title>\n<meta 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