{"id":78573,"date":"2022-07-22T08:49:00","date_gmt":"2022-07-22T06:49:00","guid":{"rendered":"https:\/\/gyrocarpus.com\/?p=78573"},"modified":"2022-12-21T13:51:26","modified_gmt":"2022-12-21T12:51:26","slug":"%eb%8f%85%ec%9d%bc%ec%9d%98-%ec%9e%84%eb%8c%80%ec%b0%a8%eb%b2%95%ec%97%90-%eb%8b%a4%eb%a5%b8-%ec%95%84%ed%8c%8c%ed%8a%b8-%ec%97%b4%ec%87%a0-%ea%b4%80%eb%a0%a8-%ea%b7%9c%ec%a0%95%eb%93%a4","status":"publish","type":"post","link":"https:\/\/gyrocarpus.com\/archives\/78573","title":{"rendered":"\ub3c5\uc77c\uc758 \uc784\ub300\ucc28\ubc95\uc5d0 \ub2e4\ub978 \uc544\ud30c\ud2b8 \uc5f4\uc1e0 \uad00\ub828 \uaddc\uc815\ub4e4 \u2013 \uc9d1\uc8fc\uc778\uc774 \ub098\uc758 \uc544\ud30c\ud2b8 \uc5f4\uc1e0\ub97c \uac00\uc9c0\uace0 \uc788\uc744 \uc218 \uc788\ub098\uc694?"},"content":{"rendered":"\n<div style=\"height:55px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\ub514\uc9c0\ud138 \ub3c4\uc5b4\ub85d \uc2dc\uc2a4\ud15c\uc774 \uc77c\ubc18\ud654\ub41c 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class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>2. \ube44\uc0c1\uc5f4\uc1e0(Reserveschl\u00fcssel)\uc758 \ube44\uc6a9\uc740 \ubcf8\uc778 \ubd80\ub2f4\uc774 \uc6d0\uce59<\/strong><\/p>\n\n\n\n<p>\uc784\ucc28\uc778\uc740 \ube44\uc0c1\uc5f4\uc1e0\ub97c \uac00\uc9c8 \uc790\uaca9\uc774 \uc788\uc73c\uba70, \ube44\uc0c1\uc5f4\uc1e0\ub97c \ub9cc\ub4e4\uc5b4\uc11c \uc9c0\uc778\uc5d0\uac8c \ub9e1\uae38 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ube44\uc0c1 \uc5f4\uc1e0 \uc81c\uc791\ube44\ub294 \uc784\ucc28\uc778\uc774 \ubd80\ub2f4\ud574\uc57c \ud569\ub2c8\ub2e4. \ubc18\uba74\uc5d0 \uc784\ub300\uc778(\uc9d1\uc8fc\uc778)\uc740 &#8216;\ub9cc\uc77c\uc744 \ub300\ube44\ud55c\ub2e4&#8217; \ub77c\uace0 \ud558\ub354\ub77c\ub3c4 \uc784\ucc28\uc778\uc774 \uc0b4\uace0 \uc788\ub294 \uc544\ud30c\ud2b8 \uc5f4\uc1e0\ub97c \ubcf4\uad00\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>3. \uc5f4\uc1e0\ub97c \uc81c\uc0bc\uc790\uc5d0\uac8c \ub9e1\uae38 \uc218 \uc788\ub098?<\/strong><\/p>\n\n\n\n<p>\uc784\ucc28\uc778\uc740 \uc5f4\uc1e0\ub97c \uc81c\uc0bc\uc790\uc5d0\uac8c \ub9e1\uae38 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub294 \uadf8\uc758 \uac00\uc871, \uce5c\uc801, \uc774\uc6c3 \ub610\ub294 \uce5c\uad6c\uc5d0\uac8c \uadf8\uc758 \uc5f4\uc1e0\ub97c \ub9e1\uae38 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc784\ub300\uc778(\uc9d1\uc8fc\uc778)\uc740 \uc5f4\uc1e0\uc5d0 \ub300\ud55c \uad8c\ub9ac\ub97c \uac00\uc9c0\uc9c0 \uc54a\uc73c\uba70 \uc815\ub2f9\ud55c \uc0ac\uc720 \uc5c6\uc774\ub294 \uc544\ud30c\ud2b8\uc5d0 \ub4e4\uc5b4\uac08 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \ub2e8, \ube44\uc0c1 \uc0c1\ud669\uc758 \uacbd\uc6b0 \uc784\ub300\uc778\uc740 \uc784\ucc28\uc778\uc758 \ub3d9\uc758\ub97c \uc5bb\uc5b4 \uc544\ud30c\ud2b8\uc5d0 \ub4e4\uc5b4\uac08 \uc218 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:49px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div  class=\"jeg_postblock_3 jeg_postblock jeg_module_hook jeg_pagination_disable jeg_col_2o3 jnews_module__0_674b9a1eded4e   \" data-unique=\"jnews_module__0_674b9a1eded4e\">\n                <div class=\"jeg_block_heading jeg_block_heading_6 jeg_subcat_right\">\n                    <h3 class=\"jeg_block_title\"><span>\ud568\uaed8 \uc77d\uc73c\uba74 \uc88b\uc740 \ub274\uc2a4<\/span><\/h3>\n                    \n                <\/div>\n                <div class=\"jeg_posts jeg_block_container\">\n                \n                <div class=\"jeg_posts jeg_load_more_flag\">\n                <article class=\"jeg_post jeg_pl_md_2 format-standard\">\n                <div class=\"jeg_thumb\">\n                    \n                    <a href=\"https:\/\/gyrocarpus.com\/archives\/54050\"><div class=\"thumbnail-container animate-lazy  size-715 \"><img width=\"350\" height=\"250\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAP\/\/\/wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==\" class=\"lazyload wp-post-image\" alt=\"\uace0\uc57d\ud55c \uc9d1\uc8fc\uc778\uc744 \ub9cc\ub0ac\uc744 \ub54c \ub300\ucc98 \ubc29\ubc95 \u2013 \uace0\uc57d\ud55c \uc138\uc785\uc790 \ub418\uae30\" loading=\"lazy\" data-full-width=\"500\" data-full-height=\"334\" data-src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2021\/03\/shutterstock_1492614863-350x250.jpg\" data-sizes=\"auto\" data-expand=\"700\" \/><\/div><\/a>\n                <\/div>\n                <div class=\"jeg_postblock_content\">\n                    <h3 class=\"jeg_post_title\">\n                        <a href=\"https:\/\/gyrocarpus.com\/archives\/54050\">\uace0\uc57d\ud55c \uc9d1\uc8fc\uc778\uc744 \ub9cc\ub0ac\uc744 \ub54c \ub300\ucc98 \ubc29\ubc95 \u2013 \uace0\uc57d\ud55c \uc138\uc785\uc790 \ub418\uae30<\/a>\n                    <\/h3>\n                    <div class=\"jeg_post_meta\"><div class=\"jeg_meta_date\"><a href=\"https:\/\/gyrocarpus.com\/archives\/54050\"><i class=\"fa fa-clock-o\"><\/i> 02\/02\/2023<\/a><\/div><div class=\"jeg_meta_comment\"><a href=\"https:\/\/gyrocarpus.com\/archives\/54050#comments\" ><i class=\"fa fa-comment-o\"><\/i> 0 <\/a><\/div><\/div>\n                    <div class=\"jeg_post_excerpt\">\n                        <p>\uad6c\ud150\ud0c1\ucf54\ub9ac\uc544 \uc775\uba85 \uac8c\uc2dc\ud310\uc5d0 \uc62c\ub77c\uc628 \uac8c\uc2dc\uae00\uc744 \ubcf4\uace0, \ud55c\uc778 \uad50\ubbfc\uc774 \uc5b5\uc6b8\ud558\uac8c \uace0\uc57d\ud55c \uc9d1\uc8fc\uc778\uc744 \ub9cc\ub098\uc11c \ub2f9\ud55c \uc77c\ub4e4\uc774 \ub108\ubb34 \uc548\ud0c0\uae5d\uace0 \ud654\uac00 \ub0ac\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc800\uc758...<\/p>\n                    <\/div>\n                <\/div>\n            <\/article><article class=\"jeg_post jeg_pl_md_2 format-standard\">\n                <div class=\"jeg_thumb\">\n                    \n                    <a href=\"https:\/\/gyrocarpus.com\/archives\/76904\"><div class=\"thumbnail-container animate-lazy  size-715 \"><img width=\"350\" height=\"250\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAP\/\/\/wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==\" class=\"lazyload wp-post-image\" alt=\"\uc5f4\uc1e0\uc5c6\uc774 \ubb38\uc774 \uc7a0\uacbc\uc744 \ub54c \ub354 \uc774\uc0c1 \uc0ac\uae30 \uc5c5\uccb4\uc5d0 \ub2f9\ud558\uc9c0 \ub9c8\uc138\uc694.\" loading=\"lazy\" data-full-width=\"1000\" data-full-height=\"667\" data-src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2022\/06\/shutterstock_1462384565-350x250.jpg\" data-sizes=\"auto\" data-expand=\"700\" \/><\/div><\/a>\n                <\/div>\n                <div class=\"jeg_postblock_content\">\n                    <h3 class=\"jeg_post_title\">\n                        <a href=\"https:\/\/gyrocarpus.com\/archives\/76904\">\uc5f4\uc1e0\uc5c6\uc774 \ubb38\uc774 \uc7a0\uacbc\uc744 \ub54c \ub354 \uc774\uc0c1 \uc0ac\uae30 \uc5c5\uccb4\uc5d0 \ub2f9\ud558\uc9c0 \ub9c8\uc138\uc694.<\/a>\n                    <\/h3>\n                    <div class=\"jeg_post_meta\"><div class=\"jeg_meta_date\"><a href=\"https:\/\/gyrocarpus.com\/archives\/76904\"><i class=\"fa fa-clock-o\"><\/i> 03\/06\/2022<\/a><\/div><div class=\"jeg_meta_comment\"><a href=\"https:\/\/gyrocarpus.com\/archives\/76904#comments\" ><i class=\"fa fa-comment-o\"><\/i> 0 <\/a><\/div><\/div>\n                    <div class=\"jeg_post_excerpt\">\n                        <p>\uc5f4\uc1e0\uac00 \uc5c6\uc5b4\uc11c \ubb38\uc744 \uc5f4\uc5b4\uc8fc\ub294 \uc11c\ube44\uc2a4\ub97c \ubd88\ub800\uc744 \ub54c\ub294 \ubd80\ub974\ub294\uac8c \uac12\uc77c \uc815\ub3c4\ub85c \uc815\ud655\ud55c \uae08\uc561\uc774 \uc5c6\uc2b5\ub2c8\ub2e4. \uc8fc\ub9d0 \uc800\ub141\uc5d0\ub294 \ud3c9\uc0c1\uc2dc\uc758 \uba87 \ubc30\uc758 \ub3c8\uc744 \ub0b4\uc57c\ub9cc...<\/p>\n                    <\/div>\n                <\/div>\n            <\/article>\n            <\/div>\n                <div class='module-overlay'>\n                <div class='preloader_type preloader_circle'>\n                    <div class=\"module-preloader jeg_preloader dot\">\n                        <span><\/span><span><\/span><span><\/span>\n                    <\/div>\n                    <div class=\"module-preloader jeg_preloader circle\">\n                        <div class=\"jnews_preloader_circle_outer\">\n                            <div class=\"jnews_preloader_circle_inner\"><\/div>\n                        <\/div>\n                    <\/div>\n                    <div class=\"module-preloader jeg_preloader square\">\n                        <div class=\"jeg_square\"><div class=\"jeg_square_inner\"><\/div><\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n            <\/div>\n            <div class=\"jeg_block_navigation\">\n                <div class='navigation_overlay'><div class='module-preloader jeg_preloader'><span><\/span><span><\/span><span><\/span><\/div><\/div>\n                \n                \n            <\/div>\n                \n                <script>var jnews_module__0_674b9a1eded4e = {\"header_icon\":\"\",\"first_title\":\"\\ud568\\uaed8 \\uc77d\\uc73c\\uba74 \\uc88b\\uc740 \\ub274\\uc2a4\",\"second_title\":\"\",\"url\":\"\",\"header_type\":\"heading_6\",\"header_background\":\"\",\"header_secondary_background\":\"\",\"header_text_color\":\"\",\"header_line_color\":\"\",\"header_accent_color\":\"\",\"header_filter_category\":\"\",\"header_filter_author\":\"\",\"header_filter_tag\":\"\",\"header_filter_text\":\"All\",\"post_type\":\"post\",\"content_type\":\"all\",\"number_post\":4,\"post_offset\":0,\"unique_content\":\"disable\",\"include_post\":\"54050,76904\",\"exclude_post\":\"\",\"include_category\":\"\",\"exclude_category\":\"\",\"include_author\":\"\",\"include_tag\":\"\",\"exclude_tag\":\"\",\"w2dc-category\":\"\",\"w2dc-location\":\"\",\"w2dc-tag\":\"\",\"product_cat\":\"\",\"product_tag\":\"\",\"sort_by\":\"latest\",\"date_format\":\"default\",\"date_format_custom\":\"Y\\\/m\\\/d\",\"excerpt_length\":20,\"excerpt_ellipsis\":\"...\",\"force_normal_image_load\":\"\",\"pagination_mode\":\"disable\",\"pagination_nextprev_showtext\":\"\",\"pagination_number_post\":4,\"pagination_scroll_limit\":0,\"ads_type\":\"disable\",\"ads_position\":1,\"ads_random\":\"\",\"ads_image\":\"\",\"ads_image_tablet\":\"\",\"ads_image_phone\":\"\",\"ads_image_link\":\"\",\"ads_image_alt\":\"\",\"ads_image_new_tab\":\"\",\"google_publisher_id\":\"\",\"google_slot_id\":\"\",\"google_desktop\":\"auto\",\"google_tab\":\"auto\",\"google_phone\":\"auto\",\"content\":\"\",\"ads_bottom_text\":\"\",\"boxed\":\"\",\"boxed_shadow\":\"\",\"el_id\":\"\",\"el_class\":\"\",\"scheme\":\"\",\"column_width\":\"auto\",\"title_color\":\"\",\"accent_color\":\"\",\"alt_color\":\"\",\"excerpt_color\":\"\",\"css\":\"\",\"paged\":1,\"column_class\":\"jeg_col_2o3\",\"class\":\"jnews_block_3\"};<\/script>\n            <\/div>\n<hr \/>\n<p>\u00a0<\/p>\n\n\n<div style=\"height:44px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>4. \uc5f4\uc1e0\ub97c \ubd84\uc2e4\ud55c \uacbd\uc6b0\uc758 \ub300\ucc98\ubc95<\/strong><\/p>\n\n\n\n<p>\uc5f4\uc1e0\ub97c \ubd84\uc2e4\ud55c \uacbd\uc6b0, \uc5f4\uc1e0\ub97c \uc5b4\ub5a0\ud55c \ubc29\uc2dd\uc73c\ub85c \ubd84\uc2e4\ud588\ub290\ub0d0\uc5d0 \ub530\ub77c \ub300\ucc98\ubc95\uc774 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \uccab\uc9f8, \uadf8\uac00 \uc5f4\uc1e0\ub97c \ub2e8\uc21c\ud788 &#8216;\uc783\uc5b4\ubc84\ub824&#8217; \uc544\ud30c\ud2b8 \uc8fc\ubbfc\ub4e4 \uc804\uccb4\uc5d0 \ud53c\ud574\ub97c \ub07c\uce58\ub294 \uacbd\uc6b0(\uc989, \uc5f4\uc1e0\uc758 \ud589\ubc29\uc774 \ubb18\uc5f0\ud55c \uacbd\uc6b0), \ub4dc\ub808\uc2a4\ub374 \ubc95\uc6d0\uc758 <a href=\"https:\/\/dejure.org\/dienste\/vernetzung\/rechtsprechung?Gericht=OLG+Dresden&amp;Datum=20.08.2019&amp;Aktenzeichen=4+U+665%2F19\" target=\"_blank\" rel=\"noreferrer noopener\">\ud310\uacb0<\/a>\uc5d0 \ub530\ub974\uba74, \uadf8\ub294 \uc544\ud30c\ud2b8 \uc804\uccb4\ub97c \uc704\ud55c \uc0c8\ub85c\uc6b4 \uc7a0\uae08 \uc2dc\uc2a4\ud15c\uacfc \uc784\uc2dc \ud574\uacb0\ucc45\uc744 \ubaa8\ub450 \uc124\uce58\ud574\uc57c \ud569\ub2c8\ub2e4. \ub458\uc9f8 \uc5f4\uc1e0\uac00 \ud30c\uc190\ub418\uac70\ub098 \ub2e4\uc2dc \ucc3e\uae30 \uc5b4\ub824\uc6b8 \uacbd\uc6b0(\uc989, \uc5f4\uc1e0\uc758 &#8216;\ubd80\uc7ac&#8217;\uac00 \uba85\ud655\ud55c \uacbd\uc6b0), \uac00\ub839 \uc5f4\uc1e0\uac00 \ud611\uace1 \uc544\ub798\ub85c \ub5a8\uc5b4\uc838 \ubc84\ub9b0 \uacbd\uc6b0, \uadf8\ub294 \uc544\ud30c\ud2b8 \uc804\uccb4\ub97c \uc704\ud574 \uc7a0\uae08 \uc2dc\uc2a4\ud15c\uc744 \uad50\uccb4\ud558\uc9c0 \uc54a\uc544\ub3c4 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>5. \ubcf4\ud5d8\uc73c\ub85c \uc5f4\uc1e0 \ubd84\uc2e4\uc5d0 \ub300\ud574 \ubcf4\uc7a5\uc744 \ubc1b\uc744 \uc218 \uc788\uc74c<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.gdv.de\/de\" target=\"_blank\" rel=\"noreferrer noopener\">\ub3c5\uc77c \ubcf4\ud5d8 \uc0b0\uc5c5 \ud611\ud68c<\/a>(General Association of the German Insurance Industry)\uc5d0 \ub530\ub974\uba74, \uc5f4\uc1e0\ub97c \uad50\uccb4\ud558\uac70\ub098 \uc544\ud30c\ud2b8 \uc804\uccb4 \uc7a0\uae08 \uc2dc\uc2a4\ud15c\uc744 \uad50\uccb4\ud560 \uc2dc\uc5d0, \uc784\ucc28\uc778\uc740 \uc774\uc5d0 \ubcf4\ud5d8\uc744 \uc801\uc6a9\ud558\uc5ec \ube44\uc6a9 \ubd80\ub2f4\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e8, \ubcf4\ud5d8\uc758 \ubcf4\uc7a5 \ub0b4\uc5ed\uc5d0 \uc5f4\uc1e0 \ubd84\uc2e4\uc5d0 \ub300\ud55c \uc870\ud56d\uc774 \ubc18\ub4dc\uc2dc \ud3ec\ud568\ub418\uc5b4 \uc788\uc5b4\uc57c\ub9cc \ud569\ub2c8\ub2e4. <\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\uc791\uc131: Nnn<\/p>\n\n\n\n<p>\u24d2 \uad6c\ud150\ud0c1\ucf54\ub9ac\uc544(http:\/\/<a href=\"http:\/\/www.gyrocarpus.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">www.gyrocarpus.com<\/a>), \ubb34\ub2e8\uc804\uc7ac \ubc0f \uc7ac\ubc30\ud3ec \uae08\uc9c0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ub514\uc9c0\ud138 \ub3c4\uc5b4\ub85d \uc2dc\uc2a4\ud15c\uc774 \uc77c\ubc18\ud654\ub41c \ud55c\uad6d\uacfc\ub294 \ub2e4\ub974\uac8c, \ub3c5\uc77c\uc5d0\uc11c\ub294 \uc5ec\uc804\ud788 \ub300\ubd80\ubd84 \uc5f4\uc1e0\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc544\ud30c\ud2b8 \uc785\ucd9c\uc785\uc744 \ud569\ub2c8\ub2e4. \uadf8\ub85c \uc778\ud574 \uc5f4\uc1e0 \uad00\ub9ac\uc640 \uad00\ub828\ud574\uc11c \uc5ec\ub7ec \uc0c1\ud669\ub4e4\uc744 \ub9c8\uc8fc\ud558\uace4 \ud558\ub294\ub370\uc694, \ub3c5\uc77c\uc758 \uc784\ub300\ucc28\ubc95\uc744 \ucc38\uace0\ud558\uc5ec \uadf8 \uc0c1\ud669\ub4e4\uc5d0 \ub300\ud55c \ub300\ucc98\ubc95\uc744 \uc54c\uc544\ubcf4\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4. 1. \uc784\ucc28\uc778\uc740 \uba87 \uac1c\uc758 \ud0a4\ub97c \ubc1b\uc744 \uc218 \uc788\ub098? \ub3c5\uc77c \uc138\uc785\uc790 \ud611\ud68c\uc5d0 \ub530\ub974\uba74 \uc784\ub300\uc778(\uc9d1\uc8fc\uc778)\uc740 \uc784\ucc28\uc778\uc5d0\uac8c \ucda9\ubd84\ud55c \uc218\uc758 \uc5f4\uc1e0\ub97c \uc81c\uacf5\ud574\uc57c \ud55c\ub2e4\uace0 \ud569\ub2c8\ub2e4. \uc774\ub54c \uc5f4\uc1e0\ub294 \uc544\ud30c\ud2b8 [&hellip;]<\/p>\n","protected":false},"author":141,"featured_media":78574,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[578,2581,1,3191],"tags":[6310,6307,6306,1393,5540,6309,6305,6308,6109,3788,6068],"acf":[],"yoast_head":"\n<title>\ub3c5\uc77c\uc758 \uc784\ub300\ucc28\ubc95\uc5d0 \ub2e4\ub978 \uc544\ud30c\ud2b8 \uc5f4\uc1e0 \uad00\ub828 \uaddc\uc815\ub4e4 \u2013 \uc9d1\uc8fc\uc778\uc774 \ub098\uc758 \uc544\ud30c\ud2b8 \uc5f4\uc1e0\ub97c \uac00\uc9c0\uace0 \uc788\uc744 \uc218 \uc788\ub098\uc694? | \uad6c\ud150\ud0c1 \ucf54\ub9ac\uc544 : \ub3c5\uc77c \ud55c\uc778 \ud3ec\ud0c8 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