{"id":78175,"date":"2022-07-08T08:30:00","date_gmt":"2022-07-08T06:30:00","guid":{"rendered":"https:\/\/gyrocarpus.com\/?p=78175"},"modified":"2023-03-06T11:15:39","modified_gmt":"2023-03-06T10:15:39","slug":"%eb%8f%85%ec%9d%bc-%eb%b6%80%eb%8f%99%ec%82%b0-%ec%9d%b4%ec%9e%90%ec%9c%a8-3-%ec%8b%9c%eb%8c%80-%ed%96%a5%ed%9b%84-%ec%9d%b4%ec%9e%90%ec%9c%a8-%ec%a0%84%eb%a7%9d%ea%b3%bc-%ea%b5%ac%eb%a7%a4-%ec%a0%84","status":"publish","type":"post","link":"https:\/\/gyrocarpus.com\/archives\/78175","title":{"rendered":"\ub3c5\uc77c \ubd80\ub3d9\uc0b0 \uc774\uc790\uc728 3% \uc2dc\ub300, \ud5a5\ud6c4 \uc774\uc790\uc728 \uc804\ub9dd\uacfc \uad6c\ub9e4 \uc804\ub7b5\uc740?"},"content":{"rendered":"\n<div style=\"height:59px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\ucd5c\uadfc \uacbd\uae30 \uce68\uccb4\ub97c \uac10\uc218\ud558\ub354\ub77c\ub3c4 \ubb3c\uac00\ub97c \uc7a1\ub294 \uac83\uc774 \uc6b0\uc120 \ubaa9\ud45c\ub77c\ub294 \ubbf8\uad6d \uc5f0\ubc29\uc81c\ub3c4\ub97c \ube44\ub86f\ud558\uc5ec \uc720\ub7fd\uc911\uc559\uc740\ud589\uae4c\uc9c0 \ubb3c\uac00 \uc548\uc815\ud654\ub97c \uc704\ud55c \uac01\uad6d\uc758 \uae08\ub9ac \uc778\uc0c1 \uc815\ucc45\uc774 \uacc4\uc18d \uc9c4\ud589\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uc5d0 \ub530\ub77c \uc8fc\ud0dd \uad6c\ub9e4\ub97c \ud76c\ub9dd\ud558\ub294 \uc0ac\ub78c\ub4e4\uc758 \ubd88\uc548\uac10\uc774 \ucee4\uc9c0\uace0 \uc788\ub294 \ud55c\ud3b8 \ub3c5\uc77c\uc758 \ubd80\ub3d9\uc0b0 \uc774\uc790\uc728\uc774 \uc18c\ud3ed \ud558\ub77d\ud588\ub2e4\ub294 \uc18c\uc2dd\uc774 \uc804\ud574\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" width=\"1000\" height=\"667\" src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2022\/07\/shutterstock_1270775542.jpg\" alt=\"\" class=\"wp-image-78176\" srcset=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2022\/07\/shutterstock_1270775542.jpg 1000w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2022\/07\/shutterstock_1270775542-300x200.jpg 300w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2022\/07\/shutterstock_1270775542-768x512.jpg 768w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2022\/07\/shutterstock_1270775542-800x534.jpg 800w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2022\/07\/shutterstock_1270775542-600x400.jpg 600w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2022\/07\/shutterstock_1270775542-750x500.jpg 750w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption>\u24d2 MIND AND I \/&nbsp; shutterstock<\/figcaption><\/figure><\/div>\n\n\n\n<div style=\"height:56px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>\ubd80\ub3d9\uc0b0 \uc774\uc790\uc728 \uc9c0\ub09c\ub2ec <\/strong><strong>3.4% <\/strong><strong>\ucd5c\uace0\uce58\uc5d0\uc11c 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\ucd94\uac00\uc801\uc778 \uae08\ub9ac \uc0c1\uc2b9 \uc5ec\ub825\uc774 \ub0a8\uc544 \uc788\uc9c0\ub9cc 10\ub144 \ub9cc\uae30 \ub300\ucd9c\uc774 3.5~4%\ub97c \uc720\uc9c0\ud558\uba74\uc11c \uc0c1\ubc18\uae30\ubcf4\ub2e4\ub294 \uc644\ub9cc\ud558\uac8c \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ud588\uc2b5\ub2c8\ub2e4. \ub610\ud55c \ub2e4\ub978 \uc804\ubb38\uac00\ub4e4\uc740 \uae08\ub9ac\uac00 \uc55e\uc73c\ub85c \uba87 \uc8fc \ub3d9\uc548 \ud070 \ubcc0\ub3d9\uc774 \uc5c6\uc744 \uac83\uc73c\ub85c \ubcf4\uace0 \uc62c\ud574 \ucd94\uc138 \ubc18\uc804\uc744 \uae30\ub300\ud558\uae30\ub294 \uc5b4\ub824\uc6b8 \uac83\uc73c\ub85c \ub0b4\ub2e4\ubcf4\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:39px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div id=\"guten-slider-1722\" class=\"custom-slider guten-slider-1567828887 guten-slider\"><ul><li><div style=\"margin-bottom: 8px; \" id=\"guten-1288159139\"><a data-no-instant=\"1\" href=\"https:\/\/www.zahnarzt-dk.de\/\" 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src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/06\/\ud0a8\ub354-\uc5f0\uae08-\ubcf4\ud5d8-500_155-2.jpg\" alt=\"\"  srcset=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/06\/\ud0a8\ub354-\uc5f0\uae08-\ubcf4\ud5d8-500_155-2.jpg 500w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/06\/\ud0a8\ub354-\uc5f0\uae08-\ubcf4\ud5d8-500_155-2-300x93.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" width=\"500\" height=\"155\"   \/><\/a><\/div><\/li><\/ul><\/div><script>( window.advanced_ads_ready || jQuery( document ).ready ).call( null, function() {var $gutenslider1567828887 = jQuery( \".guten-slider-1567828887\" );$gutenslider1567828887.on( \"unslider.ready\", function() { jQuery( \"div.custom-slider ul li\" ).css( \"display\", \"block\" ); });$gutenslider1567828887.unslider({ delay:4000, autoplay:true, nav:false, arrows:false, infinite:true });$gutenslider1567828887.on(\"mouseover\", function(){$gutenslider1567828887.unslider(\"stop\");}).on(\"mouseout\", function() {$gutenslider1567828887.unslider(\"start\");});});<\/script>\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>\uc720\ub7fd\uc911\uc559\uc740\ud589\uacfc \ubbf8\uad6d \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4<\/strong><strong>, <\/strong><strong>\uc55e\uc73c\ub85c \uba87 \ucc28\ub840 \ub354 \ub0a8\uc740 \uae08\ub9ac\uc778\uc0c1 \uacc4\ud68d \ubc1c\ud45c<\/strong><strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.interhyp.de\/ratgeber\/was-muss-ich-wissen\/zinsen\/zins-charts.html\" target=\"_blank\" rel=\"noreferrer noopener\">Interhyp\uc758 \uc870\uc0ac<\/a>\uc5d0 \uc758\ud558\uba74, \uc774\uc790\uc728\uc740 \ucd5c\uadfc \uba87 \uc8fc \ub9cc\uc5d0 3%\ub97c \ucd08\uacfc\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\uc5d0 \ub300\ud574 Interhyp\uc774\uc0ac \ubbf8\ub9ac\uc554 \ubaa8\uc5b4(Mirjam Mohr)\ub294 \u201c\uc911\uc559\uc740\ud589\uc758 \ubcc0\uacbd\ub41c \ud1b5\ud654\uc815\ucc45\uc73c\ub85c \uc5f0\ucd08 \uc774\ud6c4 \uae08\ub9ac\uac00 3\ubc30 \uc774\uc0c1 \uc62c\ub77c \ubd80\ub3d9\uc0b0\uc5d0 \uad00\uc2ec \uc788\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \uace0\ud1b5\uc744 \uc548\uaca8\uc8fc\uc5c8\ub2e4. \ud558\uc9c0\ub9cc \uc774\uac83\uc740 \ucf54\ub85c\ub098 \ud32c\ub370\ubbf9, \ub7ec\uc2dc\uc544\uc758 \uc6b0\ud06c\ub77c\uc774\ub098 \uce68\ub7b5 \uc804\uc7c1 \ubc0f \ubc30\uc1a1 \ubb38\uc81c\uac00 \uc57c\uae30\ud55c \uc804\ub840 \uc5c6\ub294 \ub192\uc740 \uc778\ud50c\ub808\uc774\uc158\uc744 \uba48\ucd94\uae30 \uc704\ud574 \uc2dc\ud589\ub41c \uae34\ucd95 \ud1b5\ud654 \uc815\ucc45\uc774\ub2e4.\u201d\ub77c\uace0 \uc124\uba85\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub610\ud55c \uc804 \uc138\uacc4\uc758 \uc911\uc559\uc740\ud589\uc740 \uacbd\uae30 \uce68\uccb4\ub97c \ubd88\ub7ec\uc624\uc9c0 \uc54a\ub294 \uc778\ud50c\ub808\uc774\uc158 \uc5b5\uc81c\ub77c\ub294 \uc5c4\uccad\ub09c \uacfc\uc81c\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;\ub530\ub77c\uc11c \uc720\ub7fd\uc911\uc559\uc740\ud589(ECB)\uc740 7\uc6d4 \uc911\uc21c 11\ub144 \ub9cc\uc5d0 \ucc98\uc74c\uc73c\ub85c \uae08\ub9ac\ub97c 0.25%\ud3ec\uc778\ud2b8 \uc778\uc0c1\ud560 \uc608\uc815\uc774\uba70 9\uc6d4\uc5d0 \ub610 \ub2e4\ub978 \uae08\ub9ac \uc778\uc0c1\uc744 \uacc4\ud68d\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:48px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div  class=\"jeg_postblock_3 jeg_postblock jeg_module_hook jeg_pagination_disable jeg_col_2o3 jnews_module__0_671c8f4ff0d68   \" data-unique=\"jnews_module__0_671c8f4ff0d68\">\n                <div class=\"jeg_block_heading jeg_block_heading_6 jeg_subcat_right\">\n                    <h3 class=\"jeg_block_title\"><span>\ud568\uaed8 \uc77d\uc73c\uba74 \uc88b\uc740 \ub274\uc2a4<\/span><\/h3>\n                    \n                <\/div>\n                <div class=\"jeg_posts jeg_block_container\">\n                \n                <div class=\"jeg_posts jeg_load_more_flag\">\n                <article class=\"jeg_post jeg_pl_md_2 format-standard\">\n                <div class=\"jeg_thumb\">\n                    \n                    <a href=\"https:\/\/gyrocarpus.com\/archives\/78111\"><div class=\"thumbnail-container animate-lazy  size-715 \"><img width=\"350\" height=\"250\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAP\/\/\/wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==\" class=\"lazyload wp-post-image\" alt=\"\uc9c0\ub09c 20\ub144\uac04 \ub3c5\uc77c \uc8fc\ud0dd \uac00\uaca9 \uc0c1\uc2b9\uc728\uacfc \ub3c5\uc77c \uc8fc\uc694 \ub3c4\uc2dc\ubcc4 \ud3c9\uade0 \uc8fc\ud0dd \uac00\uaca9 \uc815\ub9ac\" loading=\"lazy\" data-full-width=\"1000\" data-full-height=\"667\" data-src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2022\/07\/shutterstock_1138236572-350x250.jpg\" data-sizes=\"auto\" data-expand=\"700\" \/><\/div><\/a>\n                <\/div>\n                <div class=\"jeg_postblock_content\">\n                    <h3 class=\"jeg_post_title\">\n                        <a href=\"https:\/\/gyrocarpus.com\/archives\/78111\">\uc9c0\ub09c 20\ub144\uac04 \ub3c5\uc77c \uc8fc\ud0dd \uac00\uaca9 \uc0c1\uc2b9\uc728\uacfc \ub3c5\uc77c \uc8fc\uc694 \ub3c4\uc2dc\ubcc4 \ud3c9\uade0 \uc8fc\ud0dd \uac00\uaca9 \uc815\ub9ac<\/a>\n                    <\/h3>\n                    <div class=\"jeg_post_meta\"><div class=\"jeg_meta_date\"><a href=\"https:\/\/gyrocarpus.com\/archives\/78111\"><i class=\"fa fa-clock-o\"><\/i> 07\/07\/2022<\/a><\/div><div class=\"jeg_meta_comment\"><a href=\"https:\/\/gyrocarpus.com\/archives\/78111#comments\" ><i class=\"fa fa-comment-o\"><\/i> 2 <\/a><\/div><\/div>\n                    <div class=\"jeg_post_excerpt\">\n                        <p>\uba87 \ub144 \uc804\ubd80\ud130 \ubd80\ub3d9\uc0b0 \uac00\uaca9 \uc624\ub984\uc138\uac00 \uc810\uc810 \ucee4\uc9c0\uace0 \uc788\ub294 \ub3c5\uc77c \ubd80\ub3d9\uc0b0\uc758 \ucd94\uc774\ub97c \ubcf4\uba74 \ub3c5\uc77c \ubd80\ub3d9\uc0b0\uc740 \uc798 \uc624\ub974\uc9c0 \uc54a\ub294\ub2e4\ub294 \ub9d0\ub3c4 \uc61b\ub9d0\uc774...<\/p>\n                    <\/div>\n                <\/div>\n            <\/article><article class=\"jeg_post jeg_pl_md_2 format-standard\">\n                <div class=\"jeg_thumb\">\n                    \n                    <a href=\"https:\/\/gyrocarpus.com\/archives\/76503\"><div class=\"thumbnail-container animate-lazy  size-715 \"><img width=\"350\" height=\"250\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAP\/\/\/wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==\" class=\"lazyload wp-post-image\" alt=\"3\ubc30\uc774\uc0c1 \uc624\ub978 \uc774\uc790\uc728, \ub3c5\uc77c \ubd80\ub3d9\uc0b0 \uc804\ubb38\uac00\uac00 \ubc14\ub77c\ubcf4\ub294 \ud604\uc7ac \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc758 \uc0c1\ud669\uacfc \uc804\ub9dd\" loading=\"lazy\" data-full-width=\"1000\" data-full-height=\"667\" data-src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2022\/05\/shutterstock_1485317114-350x250.jpg\" data-sizes=\"auto\" data-expand=\"700\" \/><\/div><\/a>\n                <\/div>\n                <div class=\"jeg_postblock_content\">\n                    <h3 class=\"jeg_post_title\">\n                        <a href=\"https:\/\/gyrocarpus.com\/archives\/76503\">3\ubc30\uc774\uc0c1 \uc624\ub978 \uc774\uc790\uc728, \ub3c5\uc77c \ubd80\ub3d9\uc0b0 \uc804\ubb38\uac00\uac00 \ubc14\ub77c\ubcf4\ub294 \ud604\uc7ac \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc758 \uc0c1\ud669\uacfc \uc804\ub9dd<\/a>\n                    <\/h3>\n                    <div class=\"jeg_post_meta\"><div class=\"jeg_meta_date\"><a href=\"https:\/\/gyrocarpus.com\/archives\/76503\"><i class=\"fa fa-clock-o\"><\/i> 18\/05\/2022<\/a><\/div><div class=\"jeg_meta_comment\"><a href=\"https:\/\/gyrocarpus.com\/archives\/76503#comments\" ><i class=\"fa fa-comment-o\"><\/i> 0 <\/a><\/div><\/div>\n                    <div class=\"jeg_post_excerpt\">\n                        <p>\uc5ed\uc0ac\uc801\uc73c\ub85c \uc774\uc790\uc728\uc774 \ub0ae\uc558\ub358 \uc2dc\ub300\uac00 \ub05d\ub098\uac00\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ubd80\ub3d9\uc0b0\uc758 \uc218\uc694\ub294 \uc5ec\uc804\ud788 \uacf5\uae09\ubcf4\ub2e4 \ub192\uc73c\uba70 \uc774\uc790\uc728 \uc0c1\uc2b9\uc740 \uc774\uc81c \uc2dc\uc791\uc774\ub77c\ub294 \uc804\ub9dd\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \ub3c5\uc77c \ubd80\ub3d9\uc0b0\uc758...<\/p>\n                    <\/div>\n                <\/div>\n            <\/article>\n            <\/div>\n                <div class='module-overlay'>\n                <div class='preloader_type preloader_circle'>\n                    <div class=\"module-preloader jeg_preloader dot\">\n                        <span><\/span><span><\/span><span><\/span>\n                    <\/div>\n                    <div class=\"module-preloader jeg_preloader circle\">\n                        <div class=\"jnews_preloader_circle_outer\">\n                            <div class=\"jnews_preloader_circle_inner\"><\/div>\n                        <\/div>\n                    <\/div>\n                    <div class=\"module-preloader jeg_preloader square\">\n                        <div class=\"jeg_square\"><div class=\"jeg_square_inner\"><\/div><\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n            <\/div>\n            <div class=\"jeg_block_navigation\">\n                <div class='navigation_overlay'><div class='module-preloader jeg_preloader'><span><\/span><span><\/span><span><\/span><\/div><\/div>\n                \n                \n            <\/div>\n                \n                <script>var jnews_module__0_671c8f4ff0d68 = {\"header_icon\":\"\",\"first_title\":\"\\ud568\\uaed8 \\uc77d\\uc73c\\uba74 \\uc88b\\uc740 \\ub274\\uc2a4\",\"second_title\":\"\",\"url\":\"\",\"header_type\":\"heading_6\",\"header_background\":\"\",\"header_secondary_background\":\"\",\"header_text_color\":\"\",\"header_line_color\":\"\",\"header_accent_color\":\"\",\"header_filter_category\":\"\",\"header_filter_author\":\"\",\"header_filter_tag\":\"\",\"header_filter_text\":\"All\",\"post_type\":\"post\",\"content_type\":\"all\",\"number_post\":4,\"post_offset\":0,\"unique_content\":\"disable\",\"include_post\":\"76503,78111\",\"exclude_post\":\"\",\"include_category\":\"\",\"exclude_category\":\"\",\"include_author\":\"\",\"include_tag\":\"\",\"exclude_tag\":\"\",\"w2dc-category\":\"\",\"w2dc-location\":\"\",\"w2dc-tag\":\"\",\"product_cat\":\"\",\"product_tag\":\"\",\"sort_by\":\"latest\",\"date_format\":\"default\",\"date_format_custom\":\"Y\\\/m\\\/d\",\"excerpt_length\":20,\"excerpt_ellipsis\":\"...\",\"force_normal_image_load\":\"\",\"pagination_mode\":\"disable\",\"pagination_nextprev_showtext\":\"\",\"pagination_number_post\":4,\"pagination_scroll_limit\":0,\"ads_type\":\"disable\",\"ads_position\":1,\"ads_random\":\"\",\"ads_image\":\"\",\"ads_image_tablet\":\"\",\"ads_image_phone\":\"\",\"ads_image_link\":\"\",\"ads_image_alt\":\"\",\"ads_image_new_tab\":\"\",\"google_publisher_id\":\"\",\"google_slot_id\":\"\",\"google_desktop\":\"auto\",\"google_tab\":\"auto\",\"google_phone\":\"auto\",\"content\":\"\",\"ads_bottom_text\":\"\",\"boxed\":\"\",\"boxed_shadow\":\"\",\"el_id\":\"\",\"el_class\":\"\",\"scheme\":\"\",\"column_width\":\"auto\",\"title_color\":\"\",\"accent_color\":\"\",\"alt_color\":\"\",\"excerpt_color\":\"\",\"css\":\"\",\"paged\":1,\"column_class\":\"jeg_col_2o3\",\"class\":\"jnews_block_3\"};<\/script>\n            <\/div>\n<hr>\n\n\n<div style=\"height:37px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\ubbf8\uad6d \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4(Fed)\ub3c4 \uba87 \ucc28\ub840 \uae08\ub9ac \uc778\uc0c1\uc744 \uc55e\ub450\uace0 \uc788\uc73c\uba70 \uc774\ubbf8 6\uc6d4 \uc911\uc21c \uae30\uc900 \uae08\ub9ac\ub97c 0.75% \uc778\uc0c1\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 1994\ub144 \uc774\ud6c4 \uac00\uc7a5 \ud070 \ud3ed\uc758 \uae08\ub9ac \uc778\uc0c1\uc774\uba70 \ud604\uc7ac \ubbf8\uad6d\uc758 \uae08\ub9ac\ub294 1.5%~ 1.75%\ub97c \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ub807\uac8c \uacc4\uc18d\ub418\ub294 \uae08\ub9ac\uc778\uc0c1 \uc815\ucc45 \uc18d\uc5d0\uc11c \ubd80\ub3d9\uc0b0 \uad6c\ub9e4\ub97c \ud76c\ub9dd\ud558\ub294 \uc0ac\ub78c\ub4e4\uc740 \uadf8 \uc5b4\ub290 \ub54c \ubcf4\ub2e4 \ud63c\ub780\uc2a4\ub7ec\uc6b4 \uc0c1\ud669\uc5d0 \ub193\uc5ec\uc788\uc2b5\ub2c8\ub2e4. \uc774\uc5d0 \ub530\ub77c \ubbf8\ub9ac\uc554 \ubaa8\uc5b4\ub294 \u201c\uae08\ub9ac\uc5d0 \ud718\ub458\ub9ac\uc9c0 \uc54a\uae30 \uc704\ud574 \ubd80\ub3d9\uc0b0\uc744 \ucc3e\uae30 \uc804 \uc790\uae08 \uc870\ub2ec\uc744 \uba85\ud655\ud788 \ud574\uc57c \ud55c\ub2e4.\u201d\ub77c\uace0 \ub9d0\ud558\uba70 \u201c\ubbf8\ub798\uc758 \uae08\ub9ac \uc778\uc0c1 \uac00\ub2a5\uc131\uc5d0 \ub300\ube44\ud558\uae30 \uc704\ud574\uc11c\ub294 15\ub144 \uc774\uc0c1\uc758 \uace0\uc815 \uae08\ub9ac\uc640 3% \uc774\uc0c1\uc758 \ubd80\ucc44 \uc0c1\ud658\uc774 \ud569\ub9ac\uc801\uc774\ub2e4.\u201d\ub77c\uace0 \uc870\uc5b8\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\uc791\uc131: sugi<\/p>\n\n\n\n<p>\u24d2 \uad6c\ud150\ud0c1\ucf54\ub9ac\uc544(http:\/\/<a href=\"http:\/\/www.gyrocarpus.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">www.gyrocarpus.com<\/a>), \ubb34\ub2e8\uc804\uc7ac \ubc0f \uc7ac\ubc30\ud3ec \uae08\uc9c0<\/p>\n\n\n<hr \/>\n<ul>\n<li>\ud3ec\uc2a4\ud2b8 \ubc29\ud06c \ud53c\ub09c\uce20 \ubca0\ub77c\ud130\ud300 (Post Bank \u2013 Finanzberatung Team)<\/li>\n<li>\ub2f4\ub2f9\uc790: \uc2e4\uc7a5 \uc774\uc6a9\uc8fc<\/li>\n<li>\ub3c5\uc77c \uc0c1\uacf5 \ud68c\uc758\uc18c IHK \uacf5\uc2dd \uc790\uaca9\uc99d \ubcf4\uc720 (\uc8fc\ud0dd \ub2f4\ubcf4 \ub300\ucd9c, \ubcf4\ud5d8, \uc5f0\uae08, \uac1c\uc778 \ub300\ucd9c)<\/li>\n<li>\uba54\uc77c \uc8fc\uc18c: <a href=\"mailto:yong-ju.lee@postbank.de\" target=\"_blank\" rel=\"noopener\">yong-ju.lee@postbank.de<\/a><\/li>\n<li>\uc804\ud654: 0176 4594 0144<\/li>\n<li>\ub9ce\uc740 \uace0\uac1d\ubd84\ub4e4\uc758 \ub9ac\ubdf0\ub97c \ud655\uc778\ud558\uc138\uc694 ^^ <a href=\"https:\/\/gyrocarpus.com\/web-2-0-directory\/%ed%8f%ac%ec%8a%a4%ed%8a%b8%eb%b0%a9%ed%81%ac-%ed%94%bc%eb%82%9c%ec%b8%a0%eb%b2%a0%eb%9d%bc%ed%84%b0%ed%8c%80-postbank-finanzberatung-ag-%eb%8c%80%ec%b6%9c-%ec%a0%84%eb%ac%b8\/#comments-tab\" target=\"_blank\" rel=\"noopener\">(\ub9ac\ubdf0 \ubcf4\ub7ec \uac00\uae30 \ub9c1\ud06c)<\/a><\/li>\n<li>\uc6f9\uc0ac\uc774\ud2b8: <a href=\"https:\/\/www.fb.postbank.de\/ylee\/\">https:\/\/www.fb.postbank.de\/ylee\/<\/a><\/li>\n<\/ul>\n<hr \/>","protected":false},"excerpt":{"rendered":"<p>\ucd5c\uadfc \uacbd\uae30 \uce68\uccb4\ub97c \uac10\uc218\ud558\ub354\ub77c\ub3c4 \ubb3c\uac00\ub97c \uc7a1\ub294 \uac83\uc774 \uc6b0\uc120 \ubaa9\ud45c\ub77c\ub294 \ubbf8\uad6d \uc5f0\ubc29\uc81c\ub3c4\ub97c \ube44\ub86f\ud558\uc5ec \uc720\ub7fd\uc911\uc559\uc740\ud589\uae4c\uc9c0 \ubb3c\uac00 \uc548\uc815\ud654\ub97c \uc704\ud55c \uac01\uad6d\uc758 \uae08\ub9ac \uc778\uc0c1 \uc815\ucc45\uc774 \uacc4\uc18d \uc9c4\ud589\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uc5d0 \ub530\ub77c \uc8fc\ud0dd \uad6c\ub9e4\ub97c \ud76c\ub9dd\ud558\ub294 \uc0ac\ub78c\ub4e4\uc758 \ubd88\uc548\uac10\uc774 \ucee4\uc9c0\uace0 \uc788\ub294 \ud55c\ud3b8 \ub3c5\uc77c\uc758 \ubd80\ub3d9\uc0b0 \uc774\uc790\uc728\uc774 \uc18c\ud3ed \ud558\ub77d\ud588\ub2e4\ub294 \uc18c\uc2dd\uc774 \uc804\ud574\uc84c\uc2b5\ub2c8\ub2e4. \ubd80\ub3d9\uc0b0 \uc774\uc790\uc728 \uc9c0\ub09c\ub2ec 3.4% \ucd5c\uace0\uce58\uc5d0\uc11c 3.3%\ub85c \uc18c\ud3ed \ud558\ub77d \ubbfc\uac04 \uac74\uc124 \uc790\uae08 \uc870\ub2ec \uc911\uac1c\uc5c5\uccb4\uc778 Interhyp\ub294 \uc62c\ud574 [&hellip;]<\/p>\n","protected":false},"author":141,"featured_media":78176,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[578,2843],"tags":[917,5295,303,6072,877,1825,1982,3155,6073],"acf":[],"yoast_head":"\n<title>\ub3c5\uc77c \ubd80\ub3d9\uc0b0 \uc774\uc790\uc728 3% \uc2dc\ub300, \ud5a5\ud6c4 \uc774\uc790\uc728 \uc804\ub9dd\uacfc \uad6c\ub9e4 \uc804\ub7b5\uc740? | \uad6c\ud150\ud0c1 \ucf54\ub9ac\uc544 : \ub3c5\uc77c \ud55c\uc778 \ud3ec\ud0c8 \uc0ac\uc774\ud2b8<\/title>\n<meta name=\"description\" content=\"\uad6c\ud150\ud0c1\ucf54\ub9ac\uc544\ub294 \ub3c5\uc77c\uc5d0 \uac70\uc8fc\ud558\ub294 \ud55c\uc778\ub4e4\uc774 \uc11c\ub85c 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