{"id":76084,"date":"2022-05-03T09:53:32","date_gmt":"2022-05-03T07:53:32","guid":{"rendered":"https:\/\/gyrocarpus.com\/?p=76084"},"modified":"2022-12-21T13:51:37","modified_gmt":"2022-12-21T12:51:37","slug":"%eb%8f%85%ec%9d%bc%ec%9d%80-%ec%9d%b4%ed%98%bc-%ed%9b%84-%ec%97%b0%ea%b8%88-%eb%b6%84%eb%b0%b0%eb%a5%bc-%ec%96%b4%eb%96%bb%ea%b2%8c-%ed%95%a0%ea%b9%8c%ec%9a%94","status":"publish","type":"post","link":"https:\/\/gyrocarpus.com\/archives\/76084","title":{"rendered":"\ub3c5\uc77c\uc740 \uc774\ud63c \ud6c4 \uc5f0\uae08 \ubd84\ubc30\ub97c \uc5b4\ub5bb\uac8c \ud560\uae4c\uc694?"},"content":{"rendered":"\n<div style=\"height:54px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\uc774\ud63c\uc744 \ud558\uac8c \ub420 \uacbd\uc6b0 \uc7ac\uc0b0 \ubd84\ubc30\ub85c \uc778\ud55c \ub2e4\ud23c\uc774 \ub9ce\uc774 \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \ub3c5\uc77c\uc5d0\uc11c \uc774\ud63c\ud560 \uacbd\uc6b0 \uc5f0\uae08\uc740 \uc5b4\ub5bb\uac8c \ubd84\ubc30\uac00 \ub420\uae4c\uc694?<\/p>\n\n\n\n<div style=\"height:41px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" width=\"1000\" height=\"667\" src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2022\/05\/shutterstock_1617295129.jpg\" alt=\"\" class=\"wp-image-76085\" srcset=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2022\/05\/shutterstock_1617295129.jpg 1000w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2022\/05\/shutterstock_1617295129-300x200.jpg 300w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2022\/05\/shutterstock_1617295129-768x512.jpg 768w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2022\/05\/shutterstock_1617295129-800x534.jpg 800w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2022\/05\/shutterstock_1617295129-600x400.jpg 600w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2022\/05\/shutterstock_1617295129-750x500.jpg 750w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption>\u24d2 ADragan \/&nbsp; shutterstock<\/figcaption><\/figure><\/div>\n\n\n\n<div style=\"height:49px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>\uc774\ud63c <\/strong><strong>\uc2dc <\/strong><strong>\uc5f0\uae08\uc740 <\/strong><strong>\uc5b4\ub5bb\uac8c <\/strong><strong>\ubd84\ud560\uc774 <\/strong><strong>\ub418\ub098\uc694?<\/strong><\/p>\n\n\n\n<p>\uc774\ud63c\uc744 \ud558\uac8c \ub418\uba74 \uc77c\uba85 \u2018\ubd80\uc591\uc870\uc815\u2019\uc774 \uc774\ub8e8\uc5b4 \uc9d1\ub2c8\ub2e4. \ubd80\uc591\uc870\uc815 \uc774\ub780 \uacb0\ud63c\uc0dd\ud65c \ub610\ub294 \ub3d9\uac70 \uc911\uc5d0 \ucde8\ub4dd\ud55c \uac01\uc790\uc758 \uc5f0\uae08\uc744 \ubaa8\ub450 \ud569\uc0b0\ud55c \ud6c4\uc5d0 \ub2e4\uc2dc \ubc18\ubc18\uc73c\ub85c \uacf5\uc815\ud558\uac8c \ubd84\ubc30\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774 \uc5f0\uae08\uc740 \ud3ec\uc778\ud2b8\ub85c \ud658\uc0b0\uc774 \ub418\uba70 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\uc2dc\uc791\ud588\uace0 \uc774\ud63c \uc2dc\uc5d0\ub29470\uc810\uc73c\ub85c \uc778\uc0c1\ud588\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc544\ub0b4\ub294 \ud63c\uc778\uae30\uac04 \ub3d9\uc548 \ub298\uc5b4\ub09c \uc5f0\uae08 \ud3ec\uc778\ud2b8\uac00 30\uc810, \ub0a8\ud3b8\uc740 35\uc810\uc785\ub2c8\ub2e4. \ud63c\uc778 \uae30\uac04\uc5d0 \uc99d\uac00\ub41c \uc774 \ub450 \ud3ec\uc778\ud2b8\ub97c \ud569\uc0b0\ud558\uc5ec \uc808\ubc18\uc73c\ub85c \ub098\ub208 \ud6c4 \ub450 \ubc30\uc6b0\uc790\uc758 \uacb0\ud63c \ub2f9\uc2dc \uc5f0\uae08 \ud3ec\uc778\ud2b8\uc5d0 \uac01\uac01 \ub354\ud569\ub2c8\ub2e4. \uc989 65\uc810\uc744 2\ub85c \ub098\ub204\uba74 32.5\uac00 \ub418\uba74 \uc774 \uc810\uc218\ub97c \ub0a8\ud3b8\uacfc \uc544\ub0b4\uc758 \uacb0\ud63c \uc2dc\uc791 \uc2dc \uc5f0\uae08 \ud3ec\uc778\ud2b8\uc5d0 \ub354\ud558\uba74 \uc544\ub0b4\ub294 62.5, \ub0a8\ud3b8\uc740 67.5\uac00 \ub429\ub2c8\ub2e4. &nbsp;&nbsp;\uacb0\uacfc\uc801\uc73c\ub85c \uc544\ub0b4\uc758 \uc5f0\uae08 \ud3ec\uc778\ud2b8 \uae30\uc874 \uc5f0\uae08 \ud3ec\uc778\ud2b8\ubcf4\ub2e4 2.5\uc810 \uc0c1\uc2b9\ud588\uc73c\uba70 \ub0a8\ud3b8\uc758 \uc5f0\uae08 \ud3ec\uc778\ud2b8\ub294 \uae30\uc874\ubcf4\ub2e4 2.5\uc810\uc774 \ud558\ub77d\ud55c \uc148\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:73px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>\uc774\ud63c<\/strong><strong> <\/strong><strong>\ud6c4<\/strong><strong> <\/strong><strong>\uc5f0\uae08<\/strong><strong> <\/strong><strong>\ud3ec\uc778\ud2b8\ub294<\/strong><strong> <\/strong><strong>\uc5b8\uc81c<\/strong><strong> <\/strong><strong>\ubcc0\uacbd\uc774<\/strong><strong> <\/strong><strong>\ub418\ub098\uc694<\/strong><strong>?<\/strong><\/p>\n\n\n\n<p>\uc774\ud63c\ud558\ub294 \uacfc\uc815\uc5d0\uc11c \uc774\ubbf8 \ubcc0\uacbd\uc774 \ub429\ub2c8\ub2e4. \uc774 \ub54c \ub0b4\uc801\ubd84\ud560(interne Teilung)\uc774 \uc801\uc6a9\ub418\uc5b4 \uacf5\uc801\uc5f0\uae08 \ub0b4\uc5d0 \uac01\uc790\uc758 \ubcf4\uc0c1 \ud3ec\uc778\ud2b8 \uacc4\uc815\uc73c\ub85c \uc801\ub9bd\uc774 \ub429\ub2c8\ub2e4. \ub9cc\uc77c \ud30c\ud2b8\ub108 \uc911 \ud55c \uc0ac\ub78c\uc774 \uc790\ub140\uc591\uc721\uc774\ub098 \uac00\uc0ac\ub178\ub3d9\uc73c\ub85c \uc778\ud574 \uc9c1\uc5c5\uc744 \uac16\uc9c0 \ubabb\ud574 \ub3c5\uc77c \uc5f0\uae08\uacf5\ub2e8\uc5d0 \ub530\ub85c \uacc4\uc815\uc774 \uc5c6\ub294 \uacbd\uc6b0\uc5d0\ub294 \ubd80\uc591\ucc45\uc784\uc790\uc778 \uc0c1\ub300 \ubc30\uc6b0\uc790\uac00 \ub300\uc2e0 \uacc4\uc815\uc744 \uc0dd\uc131\ud569\ub2c8\ub2e4. \ucc38\uace0\ub85c \ud63c\uc778\uae30\uac04\uc774 3\ub144 \uc774\ub0b4\uc778 \uacbd\uc6b0\uc5d0\ub294 \ub530\ub85c \ubd80\uc591\uc870\uc815\uc744 \uc2e0\uccad\ud558\uc9c0 \uc54a\ub294 \ud55c \uc5f0\uae08\ubd84\ud560\uc774 \uc774\ub8e8\uc5b4\uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div  class=\"jeg_postblock_3 jeg_postblock jeg_module_hook jeg_pagination_disable jeg_col_2o3 jnews_module__0_6722187be64ae   \" data-unique=\"jnews_module__0_6722187be64ae\">\n                <div class=\"jeg_block_heading jeg_block_heading_6 jeg_subcat_right\">\n                    <h3 class=\"jeg_block_title\"><span>\ud568\uaed8 \uc77d\uc73c\uba74 \uc88b\uc740 \ub274\uc2a4<\/span><\/h3>\n                    \n                <\/div>\n                <div class=\"jeg_posts jeg_block_container\">\n                \n                <div class=\"jeg_posts jeg_load_more_flag\">\n                <article class=\"jeg_post jeg_pl_md_2 format-standard\">\n                <div class=\"jeg_thumb\">\n                    \n                    <a href=\"https:\/\/gyrocarpus.com\/archives\/62781\"><div class=\"thumbnail-container animate-lazy  size-715 \"><img width=\"350\" height=\"250\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAP\/\/\/wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==\" class=\"lazyload wp-post-image\" alt=\"\uad6d\uc81c \uc774\ud63c \uc2dc \uc54c\uc544\uc57c \ud560 \uac83\ub4e4-\uccb4\ub958\ud5c8\uac00, \uc591\uc721\ube44, \uc0dd\ud65c\ube44, \uc591\uc721\uad8c, \uc790\ub140 \uba74\uc811 \uad50\uc12d\uad8c\" loading=\"lazy\" data-full-width=\"500\" data-full-height=\"334\" data-src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2021\/06\/shutterstock_1055292158-350x250.jpg\" data-sizes=\"auto\" data-expand=\"700\" \/><\/div><\/a>\n                <\/div>\n                <div class=\"jeg_postblock_content\">\n                    <h3 class=\"jeg_post_title\">\n                        <a href=\"https:\/\/gyrocarpus.com\/archives\/62781\">\uad6d\uc81c \uc774\ud63c \uc2dc \uc54c\uc544\uc57c \ud560 \uac83\ub4e4-\uccb4\ub958\ud5c8\uac00, \uc591\uc721\ube44, \uc0dd\ud65c\ube44, \uc591\uc721\uad8c, \uc790\ub140 \uba74\uc811 \uad50\uc12d\uad8c<\/a>\n                    <\/h3>\n                    <div class=\"jeg_post_meta\"><div class=\"jeg_meta_date\"><a href=\"https:\/\/gyrocarpus.com\/archives\/62781\"><i class=\"fa fa-clock-o\"><\/i> 03\/03\/2023<\/a><\/div><div class=\"jeg_meta_comment\"><a href=\"https:\/\/gyrocarpus.com\/archives\/62781#comments\" ><i class=\"fa fa-comment-o\"><\/i> 0 <\/a><\/div><\/div>\n                    <div class=\"jeg_post_excerpt\">\n                        <p>\ub3c5\uc77c\uc778 \ubc30\uc6b0\uc790\uc640 \uacb0\ud63c\uc744 \ud588\uc9c0\ub9cc \uc5ec\ub7ec \uc810\uc5d0\uc11c \ub9de\uc9c0 \uc54a\ub294 \ubd80\ubd84\uc774 \uc0dd\uaca8 \uc774\ud63c\uc744 \uace0\ubbfc\ud560 \ub54c \uc678\uad6d\uc774\ub780 \uc774\uc720\ub85c \uc2dc\uc2a4\ud15c\uc774 \ub0af\uc124\uace0 \uc5b8\uc5b4\ub3c4 \uc0dd\uacbd\ud558\uae30 \ub54c\ubb38\uc5d0...<\/p>\n                    <\/div>\n                <\/div>\n            <\/article><article class=\"jeg_post jeg_pl_md_2 format-standard\">\n                <div class=\"jeg_thumb\">\n                    \n                    <a href=\"https:\/\/gyrocarpus.com\/archives\/70305\"><div class=\"thumbnail-container animate-lazy  size-715 \"><img width=\"350\" height=\"250\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAP\/\/\/wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==\" class=\"lazyload wp-post-image\" alt=\"\ub3c5\uc77c\uc5d0\uc11c \ud3c9\uc0dd \uc77c\ud558\uba74 \ubc1b\uac8c \ub418\ub294 \uc5f0\uae08\uc740 \uc5bc\ub9c8\uc77c\uae4c?\" loading=\"lazy\" data-full-width=\"1000\" data-full-height=\"667\" data-src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2022\/01\/shutterstock_626497442-350x250.jpg\" data-sizes=\"auto\" data-expand=\"700\" \/><\/div><\/a>\n                <\/div>\n                <div class=\"jeg_postblock_content\">\n                    <h3 class=\"jeg_post_title\">\n                        <a href=\"https:\/\/gyrocarpus.com\/archives\/70305\">\ub3c5\uc77c\uc5d0\uc11c \ud3c9\uc0dd \uc77c\ud558\uba74 \ubc1b\uac8c \ub418\ub294 \uc5f0\uae08\uc740 \uc5bc\ub9c8\uc77c\uae4c?<\/a>\n                    <\/h3>\n                    <div class=\"jeg_post_meta\"><div class=\"jeg_meta_date\"><a href=\"https:\/\/gyrocarpus.com\/archives\/70305\"><i class=\"fa fa-clock-o\"><\/i> 03\/01\/2022<\/a><\/div><div class=\"jeg_meta_comment\"><a href=\"https:\/\/gyrocarpus.com\/archives\/70305#comments\" ><i class=\"fa fa-comment-o\"><\/i> 0 <\/a><\/div><\/div>\n                    <div class=\"jeg_post_excerpt\">\n                        <p>\ud604\uc2e4\ud654 \ub418\uc5b4 \uac00\uace0 \uc788\ub294 \ub3c5\uc77c \uc5f0\uae08 \ubb38\uc81c \uc0ac\ud68c\uc758 \uace0\ub839\ud654\uac00 \uc5f0\uae08 \uc218\uc900\uc744 \uc704\ud611\ud558\uace0 \uc788\ub2e4\ub294 \uacbd\uace0\ub294 \uc9c0\ub09c \uc218\ub144\uac04 \uc788\uc5b4 \uc654\uc2b5\ub2c8\ub2e4. \uc774\uac19\uc740 \uc6b0\ub824\ub294...<\/p>\n                    <\/div>\n                <\/div>\n            <\/article>\n            <\/div>\n                <div class='module-overlay'>\n                <div class='preloader_type preloader_circle'>\n                    <div class=\"module-preloader jeg_preloader dot\">\n                       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{\"header_icon\":\"\",\"first_title\":\"\\ud568\\uaed8 \\uc77d\\uc73c\\uba74 \\uc88b\\uc740 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           <\/div>\n<hr>\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>\uc804<\/strong><strong> <\/strong><strong>\ubc30\uc6b0\uc790\ub294<\/strong><strong> <\/strong><strong>\uc5b4\ub5a4<\/strong><strong> <\/strong><strong>\ub610<\/strong><strong> <\/strong><strong>\ub2e4\ub978<\/strong><strong> <\/strong><strong>\uc218\uae09\uad8c\uc744<\/strong><strong> <\/strong><strong>\uac16\uac8c<\/strong><strong> <\/strong><strong>\ub418\ub098\uc694<\/strong><strong>?<\/strong><\/p>\n\n\n\n<p>\uacf5\uc801\uc5f0\uae08 \ubfd0\ub9cc \uc544\ub2c8\ub77c \uacf5\ubb34\uc6d0 \uc5f0\uae08, \uacf5\uacf5 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \ucd94\uac00 \uc5f0\uae08, Riester-Rente (\uad6d\uac00 \uc9c0\uc6d0 \uac1c\uc778\uc5f0\uae08: \uad6d\uac00 \ubcf4\uc870\uae08 \ubc0f \uc870\uc138 \uac10\uba74 \ud61c\ud0dd\uc744 \ubc1b\ub294 \uadfc\ub85c\uc790\ub97c \uc704\ud55c) \ub610\ub294 R\u00fcrup-Rente(\uac1c\uc778\uc5f0\uae08) \ubc0f \uc7a5\uc560 \uc5f0\uae08\uacfc \uac19\uc774 \uc9c1\uc7a5 \ubc0f \uc0ac\uc801\uc778 \uc601\uc5ed\uc5d0\uc11c\ub3c4 \uc218\uae09\uad8c\uc744 \uac16\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc804 \ubc30\uc6b0\uc790\uac00 \uc0ac\ub9dd\ud55c \uacbd\uc6b0\uc5d0\ub3c4 \uc218\ub839\uc774 \uac00\ub2a5\ud55c \ubbf8\ub9dd\uc778 \uc5f0\uae08\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \uc774 \uacbd\uc6b0\uc5d0\ub294 1977\ub144 7\uc6d4 1\uc77c \uc774\uc804\uc5d0 \uc774\ud63c\uc744 \ud588\uc744 \uacbd\uc6b0, \uadf8\ub9ac\uace0 \uc804 \ubc30\uc6b0\uc790\uac00 \uc0dd\uc874\ud574 \uc788\ub294 \ub3d9\uc548\uc5d0 \ubcf8\uc778\uc774 \uc7ac\ud63c\uc744 \ud558\uc9c0 \uc54a\uc558\uc744 \uacbd\uc6b0\uc5d0\ub9cc \uc720\ud6a8\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:69px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul><li>\uc791\uc131: \uc9c0\ud22c<\/li><li>\u24d2 \uad6c\ud150\ud0c1\ucf54\ub9ac\uc544(http:\/\/<a href=\"http:\/\/www.gyrocarpus.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">www.gyrocarpus.com<\/a>), \ubb34\ub2e8\uc804\uc7ac \ubc0f \uc7ac\ubc30\ud3ec \uae08\uc9c0<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\uc774\ud63c\uc744 \ud558\uac8c \ub420 \uacbd\uc6b0 \uc7ac\uc0b0 \ubd84\ubc30\ub85c \uc778\ud55c \ub2e4\ud23c\uc774 \ub9ce\uc774 \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \ub3c5\uc77c\uc5d0\uc11c \uc774\ud63c\ud560 \uacbd\uc6b0 \uc5f0\uae08\uc740 \uc5b4\ub5bb\uac8c \ubd84\ubc30\uac00 \ub420\uae4c\uc694? \uc774\ud63c \uc2dc \uc5f0\uae08\uc740 \uc5b4\ub5bb\uac8c \ubd84\ud560\uc774 \ub418\ub098\uc694? \uc774\ud63c\uc744 \ud558\uac8c \ub418\uba74 \uc77c\uba85 \u2018\ubd80\uc591\uc870\uc815\u2019\uc774 \uc774\ub8e8\uc5b4 \uc9d1\ub2c8\ub2e4. \ubd80\uc591\uc870\uc815 \uc774\ub780 \uacb0\ud63c\uc0dd\ud65c \ub610\ub294 \ub3d9\uac70 \uc911\uc5d0 \ucde8\ub4dd\ud55c \uac01\uc790\uc758 \uc5f0\uae08\uc744 \ubaa8\ub450 \ud569\uc0b0\ud55c \ud6c4\uc5d0 \ub2e4\uc2dc \ubc18\ubc18\uc73c\ub85c \uacf5\uc815\ud558\uac8c \ubd84\ubc30\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774 \uc5f0\uae08\uc740 \ud3ec\uc778\ud2b8\ub85c \ud658\uc0b0\uc774 \ub418\uba70 \ud3ec\uc778\ud2b8\uac00 \ub354 [&hellip;]<\/p>\n","protected":false},"author":141,"featured_media":76085,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[578,2581,3194,1],"tags":[321,1792,5082,5083,5084],"acf":[],"yoast_head":"\n<title>\ub3c5\uc77c\uc740 \uc774\ud63c \ud6c4 \uc5f0\uae08 \ubd84\ubc30\ub97c \uc5b4\ub5bb\uac8c \ud560\uae4c\uc694? | \uad6c\ud150\ud0c1 \ucf54\ub9ac\uc544 : \ub3c5\uc77c \ud55c\uc778 \ud3ec\ud0c8 \uc0ac\uc774\ud2b8<\/title>\n<meta name=\"description\" content=\"\uad6c\ud150\ud0c1\ucf54\ub9ac\uc544\ub294 \ub3c5\uc77c\uc5d0 \uac70\uc8fc\ud558\ub294 \ud55c\uc778\ub4e4\uc774 \uc11c\ub85c \uc815\ubcf4\ub97c \uacf5\uc720\ud558\ub294 \ucee4\ubba4\ub2c8\ud2f0\ub85c, \ud55c\uad6d\uacfc \ub3c5\uc77c \uac04\uc758 \ub274\uc2a4\ub97c \ud55c\uad6d\uc5b4\ub85c 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