{"id":71679,"date":"2022-02-10T10:00:00","date_gmt":"2022-02-10T09:00:00","guid":{"rendered":"https:\/\/gyrocarpus.com\/?p=71679"},"modified":"2022-12-21T13:51:47","modified_gmt":"2022-12-21T12:51:47","slug":"%eb%8f%85%ec%9d%bc-etf-%ec%8b%a4%ec%a0%84-%ed%88%ac%ec%9e%90-%ec%a0%84%eb%9e%b5-%eb%b9%84%ea%b5%90%eb%a5%bc-%ed%86%b5%ed%95%b4-%eb%82%98%ec%97%90%ea%b2%8c-%eb%a7%9e%eb%8a%94-etf-%ea%b3%a0","status":"publish","type":"post","link":"https:\/\/gyrocarpus.com\/archives\/71679","title":{"rendered":"\ub3c5\uc77c ETF \uc2e4\uc804 \ud22c\uc790 \uc804\ub7b5 \u2013 \ube44\uad50\ub97c \ud1b5\ud574 \ub098\uc5d0\uac8c \ub9de\ub294 ETF \uace0\ub974\ub294 \ubc29\ubc95"},"content":{"rendered":"\n
<\/div>\n\n\n\n

\u201c\uacc4\ub780\uc744 \ud55c \ubc14\uad6c\ub2c8\uc5d0 \ub2f4\uc9c0 \ub9d0\ub77c.\u201d \ub77c\ub294 \uba85\uc5b8\uc740 \ucd08\ubcf4 \ud22c\uc790\uc790\ub77c\uace0 \ud560\uc9c0\ub77c\ub3c4 \ud55c \ubc88\ucbe4\uc740 \ub4e4\uc5b4\ubcf4\uc168\uc744 \uac83\uc785\ub2c8\ub2e4. \uc774 \ub9d0\uc740 \ud22c\uc790\ub97c \ud560 \ub54c \ubd84\uc0b0\ud22c\uc790\ub97c \ud558\uba74\uc11c \ub9ac\uc2a4\ud06c\ub97c \uad00\ub9ac\ud558\ub77c\ub294 \uc758\ubbf8\uc778\ub370\uc694. \uc624\ub298 \uc18c\uac1c\ud574\ub4dc\ub9b4  ETF \ud22c\uc790(Exchange Traded Fund : \uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc)\uac00 \ubc14\ub85c \uc800 \uba85\uc5b8\uc5d0 \uac00\uc7a5 \ubd80\ud569\ud558\ub294 \ud22c\uc790 \uc0c1\ud488 \uc911 \ud558\ub098\uc77c \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

ETF\ub294 \ubd84\uc0b0\ud22c\uc790\ub97c \uae30\ubcf8\uc73c\ub85c \ud558\uae30 \ub54c\ubb38\uc5d0, \ud2b9\ubcc4\ud788 \uc2e0\uacbd \uc4f0\uc9c0 \uc54a\uc544\ub3c4 \ub9ac\uc2a4\ud06c \uad00\ub9ac\uac00 \uac00\ub2a5\ud558\uace0 \ub204\uad6c\ub098 \ube44\uad50\uc801\uc73c\ub85c \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ub2ec\uc131\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc774\uc720\ub85c \ub9ce\uc740 \uc0ac\ub78c\uc774 ETF \uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud558\uace0 \uc788\uc73c\uba70, \uc791\ub144 \ub3c5\uc77c\uc758 ETF \uac70\ub798\ub300\uae08\uc740 1690\uc5b5 \uc720\ub85c\uc5d0 \ub2ec\ud588\uc2b5\ub2c8\ub2e4. \ub204\uad6c\ub098 \uc801\uc740 \ub3c8\uc73c\ub85c \uc2dc\uc791\ud560 \uc218 \uc788\ub294 ETF \ud22c\uc790\ub97c \uc704\ud574 \uc54c\uc544\ub450\uc5b4\uc57c \ud560 \ud301\ub4e4\uc740 \uc5b4\ub5a4 \uac83\ub4e4\uc774 \uc788\uc744\uae4c\uc694?<\/p>\n\n\n\n

<\/div>\n\n\n\n
\"\"
\u24d2 NicoElNino \/\u00a0 shutterstock<\/figcaption><\/figure><\/div>\n\n\n\n
<\/div>\n\n\n\n

1. \ub098\uc5d0\uac8c \ub9de\ub294 ETF\ub97c \ucc3e\ub294 \ubc29\ubc95<\/strong><\/strong><\/p>\n\n\n\n

– ETF \ud22c\uc790\ub97c \ud1b5\ud574 \uc5bb\uace0\uc790 \ud558\ub294 \uac83\uc740 \ubb34\uc5c7\uc778\uc9c0 \uace0\ubbfc\ud574\ubcf4\uae30<\/strong><\/strong><\/p>\n\n\n\n

ETF \ud22c\uc790\ub97c \uc2dc\uc791\ud558\uae30\uc5d0 \uc55e\uc11c \uace0\ub824\ud574\uc57c \ud560 \uac83\uc740 \ub0b4 \ud22c\uc790\uc131\ud5a5\uacfc ETF \ud22c\uc790\uc758 \ubaa9\ud45c\ub97c \uc124\uc815\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. ETF \uc0c1\ud488\uc740 \uc8fc\uc2dd \ubfd0\ub9cc \uc544\ub2c8\ub77c \ucc44\uad8c, \uc554\ud638\ud654\ud3d0, \uc6d0\uc790\uc7ac \ub4f1\uc73c\ub85c \uad6c\uc131\ub41c ETF \uc0c1\ud488\uc774 \ub2e4\uc591\ud558\uac8c \uc874\uc7ac\ud558\uae30 \ub54c\ubb38\uc5d0 \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uacfc \ud22c\uc790\uc758 \ubaa9\ud45c\uc5d0 \ub9de\ucdb0 ETF \uc0c1\ud488\uc744 \uace0\ub824\ud574\ubcf4\uc544\uc57c \ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \ub192\uc740 \uc218\uc775\ub960\uc744 \uc6d0\ud558\uace0 \uc880 \ub354 \uacf5\uaca9\uc801\uc73c\ub85c \ud558\uace0 \uc2f6\ub2e4\uba74 \uc8fc\uc2dd ETF \uc0c1\ud488\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\uc9c0\ub9cc, \uc218\uc775\ub960\uc740 \ub0ae\uc544\ub3c4 \uc548\uc815\uc801\uc778 \uc790\uc0b0\uc744 \ucd95\uc801\ud558\uace0\uc790 \ud55c\ub2e4\uba74 \ucc44\uad8c ETF \uc0c1\ud488\uc5d0 \ud22c\uc790\ud558\ub294 \uac83\ub3c4 \ud558\ub098\uc758 \uc804\ub7b5\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

<\/div>\n\n\n\n

– ETF \ud380\ub4dc \uaddc\ubaa8 \uc0b4\ud3b4\ubcf4\uae30<\/strong><\/p>\n\n\n\n

\uc790\uc2e0\uc758 \uc131\ud5a5\uacfc \ud22c\uc790 \ubaa9\ud45c\ub97c \uc124\uc815\ud588\ub2e4\uba74, \uc5b4\ub5a4 ETF \uc0c1\ud488\uc5d0 \ud22c\uc790\ud560\uc9c0 \ud6c4\ubcf4\uad70\uc744 \uace8\ub77c\uc57c \ud569\ub2c8\ub2e4. \uc774\ub54c \ubc18\ub4dc\uc2dc \ud655\uc778\ud574\uc57c\ud560 \uac83\uc774 \ubc14\ub85c \ud380\ub4dc\uc758 \uaddc\ubaa8\uc785\ub2c8\ub2e4. ETF \uc0c1\ud488\uc758 \uc790\uc0b0\uaddc\ubaa8\uac00 \uc791\uc744\uc218\ub85d \uc2dc\uc7a5\uc5d0\uc11c \ud1f4\ucd9c\ub2f9\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \ud380\ub4dc\uaddc\ubaa8\uac00 \ucd5c\uc18c 1\uc5b5 \uc720\ub85c \uc774\uc0c1\uc778 ETF \uc0c1\ud488\ub4e4\uc774 \uc88b\uace0, \uc5b4\ub290 \uc815\ub3c4 \uc548\uc815\uc801\uc778 \uc218\uc775\ub960\uae4c\uc9c0 \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

<\/div>\n\n\n
\"\"<\/a><\/div>\n\n\n
<\/div>\n\n\n\n

– \uacfc\uac70 \uc218\uc775\ub960\uacfc \uc6b4\uc6a9\ubcf4\uc218 \ube44\uad50<\/strong><\/p>\n\n\n\n

\ub3d9\uc77c\ud55c \uc9c0\uc218(Index)\ub97c \ucd94\uc885\ud558\ub294 ETF \uc0c1\ud488\uc774\ub77c\uace0 \ud558\ub354\ub77c\ub3c4 \uc218\uc775\ub960\uc774 \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ud574\ub2f9 ETF \uc6b4\uc6a9\uc5d0 \ud544\uc694\ud55c \ubcf4\uc218(TER)\ub098 ETF \ud380\ub4dc\uc758 \uaddc\ubaa8\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c0\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc77c\ubd80 \uc6b4\uc6a9\uc0ac\ub4e4\uc740 \uc6b4\uc6a9\ubcf4\uc218\ub97c \ub0ae\ucdb0 \uae30\uc874 \ud22c\uc790\uc790\uc5d0\uac8c \ub354 \ub9ce\uc740 \uc218\uc775\ub960\uc744 \uc548\uaca8\uc8fc\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, A \ud22c\uc790\uc790\uc758 \uc790\uae08\uc73c\ub85c \ubcf4\uc720\ud558\uac8c \ub41c \uc8fc\uc2dd\uc744 \ub2e4\ub978 B \ud22c\uc790\uc790\uc5d0\uac8c \ube4c\ub824\uc8fc\uace0 \uc6b4\uc6a9\uc0ac\ub294 B \ud22c\uc790\uc790\uc5d0\uac8c \uc218\uc218\ub8cc\ub97c \ubc1b\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \uc6b4\uc6a9\uc0ac\ub294 B \ud22c\uc790\uc790\ub85c\ubd80\ud130 \uc218\uc218\ub8cc\ub97c \ucda9\ub2f9\ud588\uae30 \ub54c\ubb38\uc5d0, \uae30\uc874 A \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ub354 \uc800\ub834\ud55c \ubcf4\uc218\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubc29\uc2dd\uc740 \uae30\uc874 A \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ub354 \ub9ce\uc740 \uc218\uc775\ub960\ub85c \ub3cc\uc544\uc635\ub2c8\ub2e4.<\/p>\n\n\n\n

<\/div>\n\n\n\n

2. \uc2e4\uc804! \uc2ec\ud50c\ud558\uac8c \ubd84\uc11d\ud558\uace0 \ube44\uad50\ud574\ubcf4\uc790.<\/strong><\/p>\n\n\n\n

\uc5b4\ub824\uc6b4 \uc6a9\uc5b4\ub4e4\uc774 \ub098\uc640\uc11c \uc870\uae08 \uc5b4\ub824\uc6e0\ub098\uc694? \ud558\uc9c0\ub9cc ETF \uc0c1\ud488\uc744 \ube44\uad50\ud558\ub294 \uac83\uc740 \uc2e4\uc81c\ub85c\ub294 \uadf8\ub9ac \uc5b4\ub835\uc9c0 \uc54a\uace0, \uc804\ubb38\uac00\uc801\uc778 \uc548\ubaa9\ub3c4 \ud544\uc694 \uc5c6\uc2b5\ub2c8\ub2e4. \uc544\ub798 \uadf8\ub9bc\uc744 \ubcf4\uba74\uc11c \ub450 \uac00\uc9c0 ETF \uc0c1\ud488\uc744 \ube44\uad50\ud574\ubcf4\uba74 \uc870\uae08 \ub354 \uc27d\uac8c \uc774\ud574\ud560 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

\ub450 \uac00\uc9c0\uc758 ETF \uc0c1\ud488\uc744 \ubb34\uc791\uc704\ub85c \uc120\uc815\ud558\uc600\uace0, \ud22c\uc790\uc790\ub294 \uacf5\uaca9\uc801\uc778 \ud22c\uc790\uc131\ud5a5\uc774\uace0 \uc791\uc740 \ub3c8\uc73c\ub85c \ubaa9\ub3c8\uc744 \ub9cc\ub4e4 \uc218 \uc788\ub294 \ub192\uc740 \uc218\uc775\ub960\uc774 \ubaa9\ud45c\ub77c\uace0 \uac00\uc815\uc744 \ud558\uaca0\uc2b5\ub2c8\ub2e4. \uc120\uc815\ub41c ETF \uc0c1\ud488\uc740 \uc120\uc9c4\uad6d \uc9c0\uc218\ub97c \ucd94\uc885\ud558\ub294 ETF(MSCI World), \uadf8\ub9ac\uace0 \ub2e4\ub978 \ud558\ub098\ub294 \ubbf8\uad6d\uc758 \ub300\ud615\uc8fc(S&P500) \uc911 \uc5d0\ub108\uc9c0 \uc139\ud130\uc758 \uc9c0\uc218\ub97c \ucd94\uc885\ud558\ub294 ETF \uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

\uba3c\uc800 \ubbf8\uad6d \ub300\ud615\uc8fc(S&P500)\uc758 \uc5d0\ub108\uc9c0 \uc139\ud130\uc9c0\uc218\ub97c \ucd94\uc885\ud558\ub294 ETF\ubd80\ud130 \uc0b4\ud3b4\ubcfc\uae4c\uc694?<\/p>\n\n\n\n

<\/div>\n\n\n\n
\"\"<\/figure><\/div>\n\n\n\n
<\/div>\n\n\n\n
\"\"<\/figure><\/div>\n\n\n\n
<\/div>\n\n\n\n

– \ud380\ub4dc \uaddc\ubaa8\ub294 757Mio \ub2ec\ub7ec\ub85c \uc6b4\uc601\uc790\uae08\uc774 \uc801\ub2f9\ud558\uace0 \ube44\uad50\uc801 \uc548\uc804\ud558\uac8c \uc6b4\uc601\ub418\ub294 \uc0c1\ud488\uc774\ub2e4.
– \ubcf4\uc218\ube44\uc6a9\uc740 0.15%\ub85c \ud3c9\uade0 \uc218\uc900\uc774\ub2e4.
– \uc9c0\ub09c 1\ub144\uac04\uc758 \ubcc0\ub3d9\uc131\uc740 29.25%\ub85c \uc0c1\uc2b9\uacfc \ud558\ub77d\uc744 \ud06c\uac8c \ubc18\ubcf5\ud588\ub2e4.<\/p>\n\n\n\n

– \uacfc\uac70 \uc218\uc775\ub960\uc740 2018\ub144 \uc774\ud6c4\ub85c \uc0c1\uc2b9\uacfc \ud558\ub77d\uc744 \ubc18\ubcf5\ud558\ub2e4 2020\ub144 -40%\uc758 \ud070 \ud558\ub77d\uc774 \ub098\uc654\ub2e4. \ud558\uc9c0\ub9cc 2021\ub144\uc5d0 \ud070 \uc218\uc775\uc744 \ub0b4\uba74\uc11c \uc774\uc804 \ud574\uc758 \uc190\uc2e4\uc744 \ub9cc\ud68c\ud558\uc600\uace0, \ud604 \uc2dc\uc810 \uae30\uc900\uc73c\ub85c 1\ub144\uac04 \uc57d 70%\uc5d0 \ub2ec\ud558\ub294 \ud070 \uc218\uc775\ub960\uc744 \ub2ec\uc131\ud558\ub294 \uc911\uc774\ub2e4.<\/p>\n\n\n\n

\uc774 \uc815\ub3c4\ub85c \uac04\ub2e8\ud558\uac8c \ubd84\uc11d\ud560 \uc218 \uc788\uc744 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uadf8\ub7fc \ub2e4\ub978 ETF\uc778 \uc120\uc9c4\uad6d \uc9c0\uc218\ub97c \ucd94\uc885\ud558\ub294 MSCI World\ub294 \uc5b4\ub5a8\uae4c\uc694?<\/p>\n\n\n\n

<\/div>\n\n\n\n
\"\"<\/figure><\/div>\n\n\n\n
<\/div>\n\n\n\n
\"\"<\/figure><\/div>\n\n\n\n
<\/div>\n\n\n\n

– \ud380\ub4dc\uaddc\ubaa8\ub294 39.130Mio \ub2ec\ub7ec\ub85c \uc6b4\uc601\uc790\uae08\uc774 \uc5d0\ub108\uc9c0 ETF\ubcf4\ub2e4 \ud6e8\uc52c \ud06c\uace0, \uc5ed\uc2dc\ub098 \uc548\uc815\uc801\uc73c\ub85c \uc6b4\uc601\ub418\ub294 \uc0c1\ud488\uc774\ub2e4.<\/p>\n\n\n\n

– \ubcf4\uc218\ube44\uc6a9\uc740 0.20%\ub85c \uc5d0\ub108\uc9c0 ETF\ubcf4\ub2e4 0.05% \ub354 \ube44\uc2f8\ub2e4.<\/p>\n\n\n\n

– \uc9c0\ub09c 1\ub144\uac04\uc758 \ubcc0\ub3d9\uc131\uc740 12.33%\ub85c \uc5d0\ub108\uc9c0ETF \ubcf4\ub2e4 \ubcc0\ub3d9\uc131\uc774 \uc808\ubc18 \uc218\uc900\uc774\uae30 \ub54c\ubb38\uc5d0 \ub9ac\uc2a4\ud06c\ub3c4 \uc801\uc744 \uac83\uc774\ub2e4.<\/p>\n\n\n\n

– \uacfc\uac70 \uc218\uc775\ub960\uc744 \ubcf4\uba74 2018\ub144\uacfc \ud604\uc7ac \uc190\uc2e4\uc744 \ubcf4\uae34\ud588\uc9c0\ub9cc \ub9e4\uc6b0 \uc801\uc740 \uc218\uc900\uc774\uace0, \ub098\uba38\uc9c0 \ub144\ub3c4\uc5d0\ub294 \uc548\uc815\uc801\uc73c\ub85c 30%\uc5d0 \ub2ec\ud558\ub294 \uc218\uc775\uc744 \ub2ec\uc131\ud588\ub2e4.<\/p>\n\n\n\n

<\/div>\n\n\n
\n
\n

\ud568\uaed8 \uc77d\uc73c\uba74 \uc88b\uc740 \ub274\uc2a4<\/span><\/h3>\n \n <\/div>\n
\n \n
\n
\n
\n \n
\"2022\ub144<\/div><\/a>\n <\/div>\n
\n

\n 2022\ub144 \ub3c5\uc77c \uc8fc\uc2dd\uc2dc\uc7a5 \uc804\ub9dd\uacfc \ub208\uc5ec\uaca8\ubd10\uc57c \ud560 \uc885\ubaa9 3\uac00\uc9c0!<\/a>\n <\/h3>\n