{"id":69827,"date":"2021-12-21T09:05:57","date_gmt":"2021-12-21T08:05:57","guid":{"rendered":"https:\/\/gyrocarpus.com\/?p=69827"},"modified":"2022-12-21T13:51:55","modified_gmt":"2022-12-21T12:51:55","slug":"2022%eb%85%84%ec%9d%b4-%eb%90%98%ea%b8%b0-%ec%a0%84-%ec%9d%80%ed%96%89%ec%97%90%ec%84%9c-%ea%bc%ad-%ed%99%95%ec%9d%b8%ed%95%b4%ec%95%bc-%ed%95%a0-5%ea%b0%80%ec%a7%80","status":"publish","type":"post","link":"https:\/\/gyrocarpus.com\/archives\/69827","title":{"rendered":"2022\ub144\uc774 \ub418\uae30 \uc804, \uc740\ud589\uc5d0\uc11c \uaf2d \ud655\uc778\ud574\uc57c \ud560 5\uac00\uc9c0"},"content":{"rendered":"\n<div style=\"height:34px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\uba40\uac8c\ub9cc \ub290\uaef4\uc84c\ub358 \uc5f0\ub9d0\uc774 \ub2e4\uac00\uc654\uc2b5\ub2c8\ub2e4. \ud55c \ud574\ub97c \ub9c8\ubb34\ub9ac\ud558\uba70 \ub610 \ub2e4\uac00\uc62c \uc0c8\ud574\ub97c \uae30\uc57d\ud558\uba70 \uc5ec\ub7ec \uc77c\uc744 \uc900\ube44\ud574\uc57c \ud569\ub2c8\ub2e4. \uadf8 \uc911\uc5d0\uc11c\ub3c4 \uc740\ud589 \ub610\ub294 \uae08\uc735 \uad00\ub828 \uc5c5\ubb34\ub294 \ube7c\ub193\uc744 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. 2021\ub144 \uc5f0\ub9d0\uae4c\uc9c0 \uc7ac\uc815\uc801\uc73c\ub85c \uaf2d \ud655\uc778\ud574\uc57c \ud560 \uac83\uc740 \ubb34\uc5c7\uc77c\uae4c\uc694?<\/p>\n\n\n\n<div style=\"height:22px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" width=\"1000\" height=\"563\" src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2021\/12\/shutterstock_2057027519-1.jpg\" alt=\"\" class=\"wp-image-69834\" srcset=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2021\/12\/shutterstock_2057027519-1.jpg 1000w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2021\/12\/shutterstock_2057027519-1-300x169.jpg 300w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2021\/12\/shutterstock_2057027519-1-768x432.jpg 768w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2021\/12\/shutterstock_2057027519-1-800x450.jpg 800w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2021\/12\/shutterstock_2057027519-1-600x338.jpg 600w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2021\/12\/shutterstock_2057027519-1-750x422.jpg 750w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><figcaption>\u24d2 Orawan Pattarawimonchai \/\u00a0 shutterstock<\/figcaption><\/figure><\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>\ubcf4\ud5d8\ub8cc, \uc5f0\uac04 \uc9c0\ubd88\uc744 \uc120\ud0dd\ud558\uba74 \ucd5c\ub300 5% \uc808\uc57d \uac00\ub2a5<\/strong><\/p>\n\n\n\n<p>2022\ub144\uc5d0 \ubcf4\ud5d8\ub8cc\ub97c \uc808\uc57d\ud558\uace0 \uc2f6\ub2e4\uba74, \uc5f0\ub9d0\uc5d0 \uacc4\uc57d \ubc29\uc2dd\uc744 \ubcc0\uacbd\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac\ub294 \uc5f0\uac04 \uacc4\uc57d \ubc29\uc2dd\uc744 \ud45c\uc900\uc73c\ub85c \ucc44\ud0dd\ud588\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ubd84\uae30\ubcc4 \ub610\ub294 \uc5f0\uac04 \uc9c0\ubd88 \uc2dc \ud504\ub9ac\ubbf8\uc5c4\uc744 \ubd80\uacfc\ud569\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \ubd84\uae30\ubcc4 \uc9c0\ubd88\uc740 3%, \uc5f0\uac04 \uc9c0\ubd88\uc740 \ucd5c\ub300 5%\uae4c\uc9c0 \ud560\uc778\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 2022\ub144\uc5d0\ub294 \ubbfc\uac04 \ubcf4\ud5d8\uc0ac\uac00 \ud3c9\uade0 4% \ubcf4\ud5d8\ub8cc \uc778\uc0c1\uc744 \uc608\uace0\ud588\uae30 \ub54c\ubb38\uc5d0 \uacc4\uc57d \ubc29\uc2dd \ubcc0\uacbd\uc73c\ub85c \ub300\ucc98\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:17px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div style=\"margin-bottom: 8px; \" id=\"guten-1722750416\"><a data-no-instant=\"1\" href=\"https:\/\/gyrocarpus.com\/jobs?mod=document&#038;uid=2323\" rel=\"noopener\" class=\"adv-link\" target=\"_blank\" aria-label=\"300 \u110f\u1173\u11af\u1105\u1165\u11b8 500_155\"><img loading=\"lazy\" src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2021\/04\/300-\u110f\u1173\u11af\u1105\u1165\u11b8-500_155.png\" alt=\"\"  srcset=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2021\/04\/300-\u110f\u1173\u11af\u1105\u1165\u11b8-500_155.png 500w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2021\/04\/300-\u110f\u1173\u11af\u1105\u1165\u11b8-500_155-300x93.png 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" width=\"500\" height=\"155\"   \/><\/a><\/div>\n\n\n<div style=\"height:58px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>\uc8fc\ud0dd <\/strong><strong>\uac74\uc124 <\/strong><strong>\ud504\ub9ac\ubbf8\uc5c4(Wohnungsbaupr\u00e4mie) <\/strong><strong>\uc2e0\uccad<\/strong><\/p>\n\n\n\n<p>\ud574\ub2f9 \ud504\ub9ac\ubbf8\uc5c4\uc740 \uc8fc\ud0dd\uc870\ud569 \ub300\ucd9c \uc57d\uc815(Bausparvertrag)\uc744 \uac00\uc9c0\uace0 \uc788\uac70\ub098 \ub9e4\ub2ec \ub0a9\ubd80\ud558\uace0 \uc788\ub294 \uc0ac\ub78c\uc774 \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc774 \ud504\ub9ac\ubbf8\uc5c4 \uc2e0\uccad \uc804 \uc5f0 \uc218\uc785\uc744 \uacc4\uc0b0\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. 1\uc778 \uac00\uad6c\ub294 \uc5f0\uac04 \uacfc\uc138 \uc18c\ub4dd 3\ub9cc5,000\uc720\ub85c\uae4c\uc9c0, 2\uc778 \uac00\uad6c\ub294 7\ub9cc \uc720\ub85c\uae4c\uc9c0 \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud504\ub9ac\ubbf8\uc5c4\uc744 \uc2e0\uccad\ud560 \uc218 \uc788\ub294 \uae30\uac04\uc740 \ucd1d 2\ub144\uc785\ub2c8\ub2e4. \uc989, 2019\ub144\uc5d0 \ub300\ud55c \uc2e0\uccad\uc740 2021\ub144 \ub9d0\uae4c\uc9c0 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc8fc\ud0dd \uac74\uc124 \ud504\ub9ac\ubbf8\uc5c4(Wohnungsbaupr\u00e4mie)\uc740 \uc2f1\uae00\uc740 \uc5f0\uac04 \ucd5c\ub300 700\uc720\ub85c, \uae30\ud63c\ubd80\ubd80\ub294 \ucd5c\ub300 1400\uc720\ub85c \uc774\uc0c1\uc758 \uc8fc\ud0dd\u00a0 \uccad\uc57d, \uc8fc\ud0dd \uc800\ucd95 \ub4f1\uc5d0 \uac00\uc785\ud558\uace0 \uc788\ub294 \uc0ac\ub78c\ub4e4\uc774 \uc800\ucd95\uc561\uc758 10%\ub97c \ub3cc\ub824\ubc1b\uc744 \uc218 \uc788\ub294 \ud504\ub85c\uadf8\ub7a8\uc785\ub2c8\ub2e4. \uc8fc\ud0dd \uad00\ub828 \uccad\uc57d\uc5d0 \uac00\uc785\ud55c \uc0ac\ub78c\uc774\ub77c\uba74 \uc740\ud589 \ub2f4\ub2f9\uc790\uc5d0\uac8c \ubb38\uc758\ud558\uba74 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:46px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>\uc8fc\uc2dd <\/strong><strong>\ubc0f <\/strong><strong>\ud380\ub4dc <\/strong><strong>\ud310\ub9e4\uc5d0 <\/strong><strong>\uad00\ud55c <\/strong><strong>\uc6d0\ucc9c\uc9d5\uc218\uc138 <\/strong><strong>\uba74\uc81c <\/strong><strong>\uc2e0\uccad<\/strong><\/p>\n\n\n\n<p>\ucd5c\uadfc \uc8fc\uc2dd \ud22c\uc790\uac00 \ub298\uba70 \ud310\ub9e4 \uc774\uc775\uc5d0 \ub300\ud55c \uc138\uae08\uc5d0 \ub300\ud55c \uace0\ubbfc\ub3c4 \ub298\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\ubcf8\uc801\uc73c\ub85c \uc740\ud589\uc758 \uc774\uc790 \ub610\ub294 \uc8fc\uc2dd\uc758 \ubc30\ub2f9\uae08, \ud310\ub9e4 \uc774\uc775\uc5d0 \ub300\ud55c \uc138\uae08\uc740 25%\ub85c, \uc790\ub3d9\uc73c\ub85c \ub0a9\ubd80\ub429\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc5f0 \uc18c\ub4dd\uc774 \ub0ae\uc740 \ub0a9\uc138\uc790\ub294 \uc138\ubb34\uc11c\uc5d0 \ubb34\uacfc\uc138\uc99d\uba85\uc11c\ub97c \uc2e0\uccad\ud558\uba74 \ud574\ub2f9 \uc138\uae08\uc744 \uba74\uc81c\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\uac83\uc740 \uadfc\ub85c \uc18c\ub4dd\uc774\ub098 \uc5f0\uae08 \uc18c\ub4dd\uc740 \ub0ae\uc9c0\ub9cc, \uc790\ubcf8 \uc18c\ub4dd\uc774 \ub9ce\uc740 \uc0ac\ub78c\uc5d0\uac8c \uc720\uc6a9\ud569\ub2c8\ub2e4. \ud22c\uc790 \uc218\uc775 \ud55c\ub3c4\ub294 1\uc778 \uac00\uad6c\uc758 \uacbd\uc6b0 \uc5f0\uac04 801\uc720\ub85c\uae4c\uc9c0, 2\uc778 \uac00\uad6c\ub294 1,602\uc720\ub85c\uae4c\uc9c0 \uba74\uc81c \uc2e0\uccad\uc744 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uba74\uc81c \uc2e0\uccad\uc740 \ub9c8\uc9c0\ub9c9 \uc740\ud589 \uc601\uc5c5\uc77c\uc778 12\uc6d4 28\uc77c\uae4c\uc9c0 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:27px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div  class=\"jeg_postblock_3 jeg_postblock jeg_module_hook jeg_pagination_disable jeg_col_2o3 jnews_module__0_6719f390073e6   \" data-unique=\"jnews_module__0_6719f390073e6\">\n                <div class=\"jeg_block_heading jeg_block_heading_6 jeg_subcat_right\">\n                    <h3 class=\"jeg_block_title\"><span>\ud568\uaed8 \uc77d\uc73c\uba74 \uc88b\uc740 \ub274\uc2a4<\/span><\/h3>\n                    \n                <\/div>\n                <div class=\"jeg_posts jeg_block_container\">\n                \n                <div class=\"jeg_posts jeg_load_more_flag\">\n                <article class=\"jeg_post jeg_pl_md_2 format-standard\">\n                <div class=\"jeg_thumb\">\n                    \n                    <a href=\"https:\/\/gyrocarpus.com\/archives\/69689\"><div class=\"thumbnail-container animate-lazy  size-715 \"><img width=\"350\" height=\"250\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAP\/\/\/wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==\" class=\"lazyload wp-post-image\" alt=\"2022\ub144 \ubd80\ud130 \ub3c5\uc77c\uc5d0\uc11c \ubcc0\uacbd\ub418\ub294 \uc0ac\ud56d\ub4e4\" loading=\"lazy\" data-full-width=\"1000\" data-full-height=\"667\" data-src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2021\/12\/shutterstock_1918986302-350x250.jpg\" data-sizes=\"auto\" data-expand=\"700\" \/><\/div><\/a>\n                <\/div>\n                <div class=\"jeg_postblock_content\">\n                    <h3 class=\"jeg_post_title\">\n                        <a href=\"https:\/\/gyrocarpus.com\/archives\/69689\">2022\ub144 \ubd80\ud130 \ub3c5\uc77c\uc5d0\uc11c \ubcc0\uacbd\ub418\ub294 \uc0ac\ud56d\ub4e4<\/a>\n                    <\/h3>\n                    <div class=\"jeg_post_meta\"><div class=\"jeg_meta_date\"><a href=\"https:\/\/gyrocarpus.com\/archives\/69689\"><i class=\"fa fa-clock-o\"><\/i> 17\/12\/2021<\/a><\/div><div class=\"jeg_meta_comment\"><a href=\"https:\/\/gyrocarpus.com\/archives\/69689#comments\" ><i class=\"fa fa-comment-o\"><\/i> 2 <\/a><\/div><\/div>\n                    <div class=\"jeg_post_excerpt\">\n                        <p>\uc774\uc81c 2021\ub144\uc774 \uc815\ub9d0 \uc5bc\ub9c8 \ub0a8\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uc5f0\ub9d0\uc774 \ub418\uba74 \uc0c8\ud574\ub97c \ub9de\uc774\ud558\ub294 \uc5ec\ub7ec\uac00\uc9c0 \uc900\ube44 \uc911, \uc0c8\ud574\ubd80\ud130\ub294 \uc5b4\ub5a4 \uc0c8\ub85c\uc6b4 \ubc95\uc548\uc774\ub098 \uaddc\uc815\ub4e4\uc774 \uc788\ub294\uac00\ub97c \uccb4\ud06c\ud574...<\/p>\n                    <\/div>\n                <\/div>\n            <\/article><article class=\"jeg_post jeg_pl_md_2 format-standard\">\n                <div class=\"jeg_thumb\">\n                    \n                    <a href=\"https:\/\/gyrocarpus.com\/archives\/69089\"><div class=\"thumbnail-container animate-lazy  size-715 \"><img width=\"350\" height=\"250\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAP\/\/\/wAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==\" class=\"lazyload wp-post-image\" alt=\"2022\ub144 \uc8fc\uc2dd \uc2dc\uc7a5\uc758 \uc8fc\uc694 \ud14c\ub9c8 \u2013 2021\ub144 \uc0c1\uc2b9\ud55c \uc885\ubaa9\uc740?\" loading=\"lazy\" data-full-width=\"1000\" data-full-height=\"667\" data-src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2021\/11\/shutterstock_750493204-350x250.jpg\" data-sizes=\"auto\" data-expand=\"700\" \/><\/div><\/a>\n                <\/div>\n                <div class=\"jeg_postblock_content\">\n                    <h3 class=\"jeg_post_title\">\n                        <a href=\"https:\/\/gyrocarpus.com\/archives\/69089\">2022\ub144 \uc8fc\uc2dd \uc2dc\uc7a5\uc758 \uc8fc\uc694 \ud14c\ub9c8 \u2013 2021\ub144 \uc0c1\uc2b9\ud55c \uc885\ubaa9\uc740?<\/a>\n                    <\/h3>\n                    <div class=\"jeg_post_meta\"><div class=\"jeg_meta_date\"><a href=\"https:\/\/gyrocarpus.com\/archives\/69089\"><i class=\"fa fa-clock-o\"><\/i> 29\/11\/2021<\/a><\/div><div class=\"jeg_meta_comment\"><a href=\"https:\/\/gyrocarpus.com\/archives\/69089#comments\" ><i class=\"fa fa-comment-o\"><\/i> 0 <\/a><\/div><\/div>\n                    <div class=\"jeg_post_excerpt\">\n                        <p>\ud32c\ub354\ubbf9 \uc774\ud6c4 \ub728\uac70\uc6cc\uc9c4 \uc8fc\uc2dd \uc2dc\uc7a5\uc774 \ucd5c\uadfc \uc7a0\uc2dc \uc18c\uac15\uc0c1\ud0dc\uc785\ub2c8\ub2e4. \ubbf8\uad6d\ubc1c \uae08\ub9ac \uc778\uc0c1 \uc18c\uc2dd\ubd80\ud130 \uc720\ub7fd\uc5d0 \ub2e4\uc2dc \ucc3e\uc544\uc628 \ub300\uc720\ud589 \ub4f1 \uc8fc\uc694 \uc774\uc288 \ub54c\ubb38\uc785\ub2c8\ub2e4....<\/p>\n                    <\/div>\n                <\/div>\n            <\/article>\n            <\/div>\n                <div class='module-overlay'>\n                <div class='preloader_type preloader_circle'>\n                    <div class=\"module-preloader jeg_preloader dot\">\n                        <span><\/span><span><\/span><span><\/span>\n                    <\/div>\n                    <div class=\"module-preloader jeg_preloader circle\">\n                        <div class=\"jnews_preloader_circle_outer\">\n                            <div class=\"jnews_preloader_circle_inner\"><\/div>\n                        <\/div>\n                    <\/div>\n                    <div class=\"module-preloader jeg_preloader square\">\n                        <div class=\"jeg_square\"><div class=\"jeg_square_inner\"><\/div><\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n            <\/div>\n            <div class=\"jeg_block_navigation\">\n                <div class='navigation_overlay'><div class='module-preloader jeg_preloader'><span><\/span><span><\/span><span><\/span><\/div><\/div>\n                \n                \n            <\/div>\n                \n                <script>var jnews_module__0_6719f390073e6 = {\"header_icon\":\"\",\"first_title\":\"\\ud568\\uaed8 \\uc77d\\uc73c\\uba74 \\uc88b\\uc740 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           <\/div>\n<hr \/>\n<p>\u00a0<\/p>\n\n\n<div style=\"height:24px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>\uae30\uc5c5\uacfc <\/strong><strong>\uc790\uc601\uc5c5\uc790\ub97c <\/strong><strong>\uc704\ud55c <\/strong><strong>\ub9c8\uc9c0\ub9c9 <\/strong><strong>\ucf54\ub85c\ub098 <\/strong><strong>\uc9c0\uc6d0\uae08 <\/strong><strong>\uc2e0\uccad<\/strong><\/p>\n\n\n\n<p>2021\ub144\uc5d0\ub294 \uae30\uc5c5\uacfc \uc790\uc601\uc5c5\uc790\ub97c \uc704\ud55c \ucf54\ub85c\ub098 \uc9c0\uc6d0\uae08\uc774 \ub450 \uac00\uc9c0\ub85c \ub098\ub258\uc5b4 \uc9c4\ud589\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ube0c\ub9ac\uc9d5 \uc5d0\uc774\ub4dc III \ud50c\ub7ec\uc2a4(\u00dcberbr\u00fcckungshilfe III Plus)\uc640 \uc0c8\ub85c\uc6b4 \ucd9c\ubc1c\uc744 \uc704\ud55c \uc9c0\uc6d0\uae08(Neustarthilfe Plus)\uc785\ub2c8\ub2e4. \uae30\uc5c5\uc758 \uacbd\uc6b0 \uc138\ubb34\uc0ac\ub97c \ud1b5\ud574 \uc2e0\uccad\ud574\uc57c \ud558\uae30 \ub54c\ubb38\uc5d0 \uacfc\uc815\uc5d0 \uc2dc\uac04\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc0c8\ub85c\uc6b4 \ucd9c\ubc1c\uc744 \uc704\ud55c \uc9c0\uc6d0\uae08\uc744 \uc2e0\uccad\ud558\ub294 1\uc778 \uc790\uc601\uc5c5\uc790\ub294 12\uc6d4 31\uc77c\uae4c\uc9c0 Elster\ub97c \ud1b5\ud574 \ubc14\ub85c \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ucd5c\ub300 4,500\uc720\ub85c\uc758 \uc9c0\uc6d0\uae08\uc744 \ubc1b\uc744 \uc218 \uc788\uc73c\ub2c8 \uaf2d \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:52px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>\uc791\uc13c <\/strong><strong>\uc8fc <\/strong><strong>\uc288\ud30c\uce74\uc138, <\/strong><strong>\uc798\ubabb <\/strong><strong>\uacc4\uc0b0\ub41c <\/strong><strong>\uc801\uae08 <\/strong><strong>\uc774\uc790 <\/strong><strong>\ud658\uae09 <\/strong><strong>\uc2e0\uccad<\/strong><\/p>\n\n\n\n<p>\uc9c0\ub09c 11\uc6d4 24\uc77c \uc5f0\ubc29 \uc0ac\ubc95 \uc7ac\ud310\uc18c\ub294 \uc791\uc13c \uc8fc\uc758 \uc288\ud30c\uce74\uc138 \uc9c0\uc810\uc5d0\uc11c \uc800\ucd95 \uc774\uc790\uc728\uc744 \uc790\uccb4\uc801\uc73c\ub85c \uc870\uc815\ud55c \uac83\uc740 \uc704\ubc95\uc774\ub77c\uace0 \ud310\uacb0\ud588\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc774 \uacfc\uc815\uc5d0\uc11c \uc774\uc790\uc728\uc5d0 \uc190\ud574\ub97c \ubcf8 \uace0\uac1d\uc740 \uc774\uc790\ub97c \ub3cc\ub824\ubc1b\uc744 \uc218 \uc788\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc288\ud30c\uce74\uc138 \uce20\ube44\uce74\uc6b0(Sparkasse Zwickau)\uc5d0 \uc801\uae08\uc744 \uc9c4\ud589\ud55c \uace0\uac1d\uc740 \ud3c9\uade0 5,000\uc720\ub85c\uc758 \uc774\uc790\ub97c \ud658\uae09\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. 2018\ub144 \ud574\uc9c0\ub41c \uc801\uae08 \uc774\uc790 \uc0c1\ud658\uc5d0 \ub300\ud55c \uccad\uad6c \ub9cc\ub8cc\ub294 2021\ub144 12\uc6d4 31\uc77c\uae4c\uc9c0\uc785\ub2c8\ub2e4. \uc774 \uc804\uc5d0 \uc2dc\ud6a8\ub97c \uc815\uc9c0\ud558\uac70\ub098 \uccad\uad6c \uc2e0\uccad\uc744 \uc9c4\ud589\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub97c \uc704\ud574\uc120 <a href=\"https:\/\/www.verbraucherzentrale-sachsen.de\/sites\/default\/files\/2021-12\/schlichtungsantrag_verjahrung_31122021.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\uccad\uad6c \uc2e0\uccad\uc11c<\/a>\ub97c \uc791\uc131\ud558\uc5ec \uc911\uc7ac \uc704\uc6d0\ud68c\uc5d0 \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4. \uc790\uc138\ud55c \uc0ac\ud56d\uc740 <a href=\"https:\/\/www.mdr.de\/ratgeber\/finanzen\/zinsstreit-praemiensparvertrag-verbraucherzentrale-sparkasse-bgh-106.html\" target=\"_blank\" rel=\"noreferrer noopener\">\uad00\ub828 \uae30\uc0ac<\/a>\ub97c \ucc38\uace0\ud558\uba74 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<div style=\"height:72px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\uc791\uc131:\uc54c\ub374\ud14c \ub3c4\ub9c8\ub3c4<\/p>\n\n\n\n<p>\u24d2 \uad6c\ud150\ud0c1\ucf54\ub9ac\uc544(http:\/\/<a href=\"http:\/\/www.gyrocarpus.com\" target=\"_blank\" rel=\"noreferrer noopener\">www.gyrocarpus.com<\/a>), \ubb34\ub2e8\uc804\uc7ac \ubc0f \uc7ac\ubc30\ud3ec \uae08\uc9c0<\/p>\n\n\n<hr \/>\n<p>\ub9e4\uc77c \uacbd\ud488\uc774 \uc3df\uc544\uc9c0\ub294 2021\ub144 \uad6c\ud150\ud0c1\ucf54\ub9ac\uc544 \uc544\ub4dc\ubca4\uce20\uce7c\ub80c\ub354 \uc774\ubca4\ud2b8 \ucc38\uc5ec\ud558\uae30\u00a0<a href=\"https:\/\/gyrocarpus.com\/notice-board?mod=document&amp;uid=3104\" target=\"_blank\" rel=\"noreferrer noopener\">( \ub9c1\ud06c\ubc14\ub85c\uac00\uae30)<\/a><\/p>\n<hr \/>\n<p>\ub3c5\uc77c \ud55c\uc778 \uad50\ubbfc, \ud55c\ub2ec \uc218\uc785\uc774 \uc5bc\ub9c8\uc77c\uae4c\uc694? \uc124\ubb38 \ucc38\uc5ec\ud558\uace0 \uc544\ub9c8\uc874 \uad7f\uc0e4\uc778\ub3c4 \ubc1b\uc73c\uc138\uc694!\u00a0<a href=\"https:\/\/docs.google.com\/forms\/d\/e\/1FAIpQLSfAJVqIl-BV_aqcRjnPzJ28YvGpI5Un2-84IUFgEHgQ5fGVGA\/viewform\" target=\"_blank\" rel=\"noopener\">(\uc124\ubb38 \uc870\uc0ac \ub9c1\ud06c)<\/a><\/p>\n<hr \/>\n<p>\u00a0<\/p>\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uba40\uac8c\ub9cc \ub290\uaef4\uc84c\ub358 \uc5f0\ub9d0\uc774 \ub2e4\uac00\uc654\uc2b5\ub2c8\ub2e4. \ud55c \ud574\ub97c \ub9c8\ubb34\ub9ac\ud558\uba70 \ub610 \ub2e4\uac00\uc62c \uc0c8\ud574\ub97c \uae30\uc57d\ud558\uba70 \uc5ec\ub7ec \uc77c\uc744 \uc900\ube44\ud574\uc57c \ud569\ub2c8\ub2e4. \uadf8 \uc911\uc5d0\uc11c\ub3c4 \uc740\ud589 \ub610\ub294 \uae08\uc735 \uad00\ub828 \uc5c5\ubb34\ub294 \ube7c\ub193\uc744 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. 2021\ub144 \uc5f0\ub9d0\uae4c\uc9c0 \uc7ac\uc815\uc801\uc73c\ub85c \uaf2d \ud655\uc778\ud574\uc57c \ud560 \uac83\uc740 \ubb34\uc5c7\uc77c\uae4c\uc694? \ubcf4\ud5d8\ub8cc, \uc5f0\uac04 \uc9c0\ubd88\uc744 \uc120\ud0dd\ud558\uba74 \ucd5c\ub300 5% \uc808\uc57d \uac00\ub2a5 2022\ub144\uc5d0 \ubcf4\ud5d8\ub8cc\ub97c \uc808\uc57d\ud558\uace0 \uc2f6\ub2e4\uba74, \uc5f0\ub9d0\uc5d0 \uacc4\uc57d \ubc29\uc2dd\uc744 \ubcc0\uacbd\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac\ub294 \uc5f0\uac04 \uacc4\uc57d \ubc29\uc2dd\uc744 [&hellip;]<\/p>\n","protected":false},"author":141,"featured_media":69828,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[578,2581,1,3191],"tags":[3811,3839,3846,288,1014,1825,751,3847,3845,3848],"acf":[],"yoast_head":"\n<title>2022\ub144\uc774 \ub418\uae30 \uc804, \uc740\ud589\uc5d0\uc11c \uaf2d \ud655\uc778\ud574\uc57c \ud560 5\uac00\uc9c0 | \uad6c\ud150\ud0c1 \ucf54\ub9ac\uc544 : \ub3c5\uc77c \ud55c\uc778 \ud3ec\ud0c8 \uc0ac\uc774\ud2b8<\/title>\n<meta name=\"description\" content=\"\uad6c\ud150\ud0c1\ucf54\ub9ac\uc544\ub294 \ub3c5\uc77c\uc5d0 \uac70\uc8fc\ud558\ub294 \ud55c\uc778\ub4e4\uc774 \uc11c\ub85c \uc815\ubcf4\ub97c \uacf5\uc720\ud558\ub294 \ucee4\ubba4\ub2c8\ud2f0\ub85c, \ud55c\uad6d\uacfc \ub3c5\uc77c \uac04\uc758 \ub274\uc2a4\ub97c \ud55c\uad6d\uc5b4\ub85c \uc81c\uacf5\ud558\uc5ec 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