{"id":66796,"date":"2021-09-21T09:01:20","date_gmt":"2021-09-21T07:01:20","guid":{"rendered":"https:\/\/gyrocarpus.com\/?p=66796"},"modified":"2021-09-21T13:17:24","modified_gmt":"2021-09-21T11:17:24","slug":"%ec%b4%9d%eb%a6%ac-%eb%8b%b9%ec%84%a0-%ec%9c%a0%eb%a0%a5%ed%95%9c-%ec%98%ac%eb%9d%bc%ed%94%84-%ec%88%84%ec%b8%a0-%ec%9e%ac%eb%ac%b4%ec%9e%a5%ea%b4%80%ec%9c%bc%eb%a1%9c%ec%84%9c-%ec%9e%90%ec%a7%88","status":"publish","type":"post","link":"https:\/\/gyrocarpus.com\/archives\/66796","title":{"rendered":"\ucd1d\ub9ac \ub2f9\uc120 \uc720\ub825\ud55c \uc62c\ub77c\ud504 \uc204\uce20, \uc7ac\ubb34\uc7a5\uad00\uc73c\ub85c\uc11c \uc790\uc9c8 \ub17c\ub780, \uc774\ub294 \uacbd\uc120\uc5d0 \uc601\ud5a5\uc744 \ub07c\uce60 \uc218\ub3c4"},"content":{"rendered":"\n
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\uc559\uac94\ub77c \uba54\ub974\ucf08\uc758 \ub4a4\ub97c \uc774\uc744 \uac00\uc7a5 \uc720\ub825\ud55c \ucd1d\ub9ac \ud6c4\ubcf4 \uc62c\ub77c\ud504 \uc204\uce20 \uc7ac\ubb34\uc7a5\uad00\uc740 \ud604\uc7ac \uae08\uc735\uc815\ubcf4 \ubd84\uc11d\uc6d0\uc5d0 \uc758\ud574 \uc9c4\ud589 \uc911\uc778 \ub3c5\uc77c \ub0b4 \ub300\uaddc\ubaa8 \uc790\uae08\uc138\ud0c1 \uc870\uc0ac\uac74\uc5d0 \ub300\ud574\uc11c \uc801\uc808\ud558\uac8c \ub300\uc751\ud558\uc9c0 \ubabb\ud558\uace0 \uc788\ub2e4\uace0 \ube44\ub09c\uc744 \ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc774\ub294 \uc7ac\ubb34\uc7a5\uad00\uc73c\ub85c\uc11c\uc758 \uc790\uc9c8 \ub17c\ub780\uc73c\ub85c\uae4c\uc9c0 \uc774\uc5b4\uc838 \uacbd\uc120\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218\ub3c4 \uc788\uc744 \uac83\uc73c\ub85c \uc804\ubb38\uac00\ub4e4\uc740 \uc608\uc0c1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc204\uce20\uc758 \uc18c\uc18d\ub2f9\uc778 \uc0ac\ubbfc\ub2f9 \uc758\uc6d0\ub4e4\uc740 \uc9c0\uc9c0\uc728\uc774 \ub5a8\uc5b4\uc9c8\uae4c\ubd10 \ubd88\uc548\uc5d0 \ub5a8\uace0 \uc788\uace0 \ubc18\ub300\ub85c \uc0c1\ub300 \uc815\ub2f9\uc5d0\uc11c\ub294 \uc774\ub7ec\ud55c \ucd94\uc138\ub97c \uae30\ud68c\ub85c \uc801\uadf9 \ud65c\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

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\u24d2 photocosmos1 \/ shutterstock <\/figcaption><\/figure><\/div>\n\n\n\n
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\uc62c\ub77c\ud504 \uc204\uce20 \uccad\ubb38\ud68c \uc18c\ud658<\/strong><\/p>\n\n\n\n

9\uc6d4 9\uc77c \uc5f0\ubc29 \uc815\ubd80 \uc7ac\ubb34\ubd80\ub294 \ucfb0\ub978\uc5d0 \uae30\ubc18\uc744 \ub454 \uae08\uc735\uc815\ubcf4\ubd84\uc11d\uc6d0(FIU)\uc5d0\uac8c \uae09\uc2b5\uc744 \ub2f9\ud588\uc2b5\ub2c8\ub2e4. \uae08\uc735\uc815\ubcf4\ubd84\uc11d\uc6d0\uc740 \ub3c5\uc77c \ub0b4 \uc790\uae08 \uc138\ud0c1\uc5d0 \ub300\ud574 \uc740\ud589\uc758 \uc81c\ubcf4\ub97c \ud3c9\uac00\ud558\uace0 \uc774\ub97c \uac80\ucc30\uc5d0 \uc804\ub2ec\ud558\ub294 \uc784\ubb34\ub97c \ub9e1\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uae08\uc735\uc815\ubcf4\ubd84\uc11d\uc6d0\uc740 \uc204\uce20 \uc7a5\uad00\uc744, \uc7ac\ubb34\ubd80\uc7a5\uad00\uc73c\ub85c\uc11c \ud639\uc2dc\ub098 \ub0b4\ubd80\uc758 \uc7a0\uc7ac\uc801\uc778 \ubc94\uc8c4\ud589\uc704\uc5d0 \ub300\ud574\uc11c \uc54c\uace0 \uc788\uc73c\uba74\uc11c\ub3c4 \ub2f9\uad6d\uc5d0 \uc989\uac01 \ubcf4\uace0\ud558\uc9c0 \uc54a\uc558\ub294\uc9c0\uc5d0 \ub300\ud574\uc11c \ucd94\uad81\uc744 \ud588\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc204\uce20 \ud6c4\ubcf4\ub294 \uc774 \uc758\uc2ec\uc5d0 \ub300\ud574\uc11c \uac15\ud558\uac8c \uac70\ubd80\ud558\uba70, \uc774 \ubaa8\ub4e0 \ubb38\uc81c\uac00 \ucef4\ud4e8\ud130 \ub9c8\uc6b0\uc2a4 \ud074\ub9ad \uba87 \ubc88\uc73c\ub85c \uc27d\uac8c \ud574\uacb0\ud560 \uc218 \uc788\ub294 \uac83\ub4e4\uc774 \uc544\ub2c8\uae30\uc5d0 \uc7a5\uae30\uc801\uc73c\ub85c \ubd10\uc57c \ud55c\ub2e4\uace0 \ub367\ubd99\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc57c\ub2f9\uacfc \ubcf4\uc218\ub2f9(CDU\/CSU)\uc740 \uc204\uce20\uac00 \uc790\uae08 \uc138\ud0c1\uc758 \uc2f8\uc6c0\uc5d0\uc11c \uc2e4\ud328\ud588\ub2e4\uace0 \ube44\ub09c\ud588\uc2b5\ub2c8\ub2e4. \uae30\uc0ac\ub2f9 \uc758\uc6d0 Hans Michelbach\uc740 \uc7ac\ubb34\uc7a5\uad00\uc73c\ub85c\uc11c \ucda9\ubd84\ud55c \uc5ed\ub7c9\uc744 \ubcf4\uc5ec\uc8fc\uc9c0 \ubabb\ud588\ub2e4\uace0 \ub9d0\ud588\uc2b5\ub2c8\ub2e4. \uc0ac\ubbfc\ub2f9 \uc758\uc6d0\ub4e4\uc740 \uc774 \uc0ac\uac74\uc73c\ub85c \uc204\uce20\uc758 \uc9c0\uc9c0\uc728\uc774 \ud558\ub77d\uc138\ub97c \ubcf4\uc77c\uae4c\ubd10 \uc2e0\uacbd\uc774 \uc608\ubbfc\ud574\uc84c\uc73c\uba70 \ub2e4\ub978 \ubcf4\uc218\uc815\ub2f9\uacfc \uc57c\ub2f9\uc740 \uc774 \uae30\ud68c\ub85c \uc9c0\uc9c0\uc728\uc774 \uc0c1\uc2b9\ud558\uc9c0 \uc54a\uc744\uae4c \uae30\ub300\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\ud55c\ud3b8 \uae08\uc735\uac10\ub3c5\uc6d0\uc774 \uc5f0\ubc29 \uc7ac\ubb34\ubd80\ub97c \uae09\uc2b5\ud55c \uc2dc\uae30\uc5d0 \ub300\ud574\uc11c \uc290\uce20 \ud6c4\ubcf4\ub97c \ub178\ub9b0 \uc815\uce58\uc801 \uc758\ub3c4\uac00 \ub2e4\ubd84\ud558\uc9c0 \uc54a\uc558\ub0d0\ub294 \uc758\uacac\uc5d0, \uac80\ucc30\uc740 \uadf8 \ubd80\ubd84\uc744 \uc870\uc0ac\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

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\ub2e4\ub978 \ub2f9\uc5d0\ub294 \uae30\ud68c\ub85c<\/strong><\/strong><\/p>\n\n\n\n

\uc77c\uc694\uc77c \ubc29\uc1a1\ub41c \uc120\uac70 \ud1a0\ub860\uc5d0\uc11c \ub77c\uc170\ud2b8\ub294 FIU \ub17c\ub780\uc5d0 \ub300\ud574 \uc204\uce20\ub97c \uc9c8\ucc45\ud560 \uae30\ud68c\ub97c \ub2e4\uc2dc \ud55c\ubc88 \uc7a1\uc558\uc2b5\ub2c8\ub2e4. \ub77c\uc170\ud2b8\ub294 \uc774\ubc88 \uc0ac\uac74\uc744 \ucd5c\uadfc \uc77c\ub828\uc758 \uc7ac\uc815 \uc2a4\uce94\ub4e4\uc5d0\uc11c \uc7ac\ubb34\uc7a5\uad00\uc758 \uac10\ub3c5 \uc784\ubb34\ub97c \uc218\ud589\ud558\uc9c0 \ubabb\ud55c \uc0ac\ub840\ub77c\uace0 \ubd88\ub800\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc204\uce20\ub294 \uae30\uc5c5\ub4e4\uc758 \ub3c8\uc138\ud0c1\uc744 \ubc29\uc9c0\ud558\uae30 \uc704\ud574 \uc77c\ub828\uc758 \uac1c\ud601\uc744 \ub3c4\uc785\ud588\ub2e4\uace0 \ub9d0\ud558\uba74\uc11c \uadf8 \ube44\ub09c\uc744 \uac15\ub825\ud788 \uac70\ubd80\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc204\uce20\ub294 \uc9c0\ub09c\ud574 \ud30c\uc0b0\ud55c \ud68c\uc0ac \uc640\uc774\uc5b4 \uce74\ub4dc(Wirecard)\uc758 \uc870\uae30 \uacbd\uace0\uc2e0\ud638\uc5d0 \ub300\ud574 \uc8fc\uc758\ub97c \uae30\uc6b8\uc774\uc9c0 \uc54a\uc544 \uacb0\uad6d 19\uc5b5 \uc720\ub85c\uc758 \uc801\uc790\ub97c \ub0c8\ub2e4\uace0 \ube44\ud310\uc744 \ubc1b\uc740 \uc801\uc774 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc62c\ud574 \ucd08 \uc640\uc774\uc5b4 \uce74\ub4dc \ud68c\uc0ac\uc5d0 \ub300\ud55c \uc758\ud68c \uc870\uc0ac\uc5d0 \ucd9c\uc11d\ud558\uc5ec \ud68c\uc0ac\uac00 \ud30c\uc0b0\ud55c \uac83\uc5d0 \ub300\ud55c \ucc45\uc784\uc744 \ubd80\uc778\ud588\uc2b5\ub2c8\ub2e4. \uc120\uac70 \uc720\uc138 \uacfc\uc815\uc5d0\uc11c \uc204\uce20\ub294 \u201c\uc774 \uc0ac\uac74\uc73c\ub85c \ub3c5\uc77c\uc758 \uae08\uc735 \uac10\uc2dc \uae30\uad00\uc744 \ub354\uc6b1 \uac15\ud654\ud558\uae30 \uc704\ud574 \ub178\ub825\ud560 \uc218 \uc788\uc5c8\ub358 \uae30\ud68c\uac00 \ub410\ub2e4\u201d\uace0 \ud558\uba74\uc11c \uc640\uc774\uc5b4 \uce74\ub4dc\uc5d0 \ub300\ud55c \uc790\uc2e0\uc758 \ub300\uc751\uc744 \ubcc0\ud638\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc204\uce20\ub294 \ub610\ud55c \ub3c5\uc77c\uc758 \uc138\uae08 \uc0ac\uae30 \uccb4\uacc4\uc5d0 \ub300\ud55c \uc870\uc0ac(cum-ex)\uc5d0 \ub300\ud558\uc5ec \ube44\ub09c\uc744 \ubc1b\uc740 \ubc14 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ubcf5\uc7a1\ud55c \uc8fc\uc2dd \ubc30\ub2f9 \uc0ac\uae30\ub85c \uc218\ub144\uac04 \uacc4\uc18d\ub410\uc73c\ub098 \uc815\ubd80\uac00 \uc54c\uc544\ucc44\uc9c0 \ubabb\ud558\uace0 \uacb0\uad6d \uc57d 55\uc5b5 \uc720\ub85c\uc758 \uc190\uc2e4\uc744 \ubcf4\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

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