{"id":65433,"date":"2021-08-13T07:21:32","date_gmt":"2021-08-13T05:21:32","guid":{"rendered":"https:\/\/gyrocarpus.com\/?p=65433"},"modified":"2022-12-21T13:52:12","modified_gmt":"2022-12-21T12:52:12","slug":"%eb%8f%85%ec%9d%bc%ec%97%90%ec%84%9c-%ec%82%ac%ec%9a%a9%ed%95%a0-%ec%88%98-%ec%9e%88%eb%8a%94-%ec%97%b0%ed%9a%8c%eb%b9%84-%eb%ac%b4%eb%a3%8c-%ec%8b%a0%ec%9a%a9%ec%b9%b4%eb%93%9c-%ec%a2%85%eb%a5%98","status":"publish","type":"post","link":"https:\/\/gyrocarpus.com\/archives\/65433","title":{"rendered":"\ub3c5\uc77c\uc5d0\uc11c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uc5f0\ud68c\ube44 \ubb34\ub8cc \uc2e0\uc6a9\uce74\ub4dc \uc885\ub958\uc640, \uc0ac\uc6a9 \uc2dc \uaf2d \uc54c\uc544\uc57c \ud560 \uc810"},"content":{"rendered":"\n
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\ucf54\ub85c\ub098 \uc2dc\uae30\ub97c \uc9c0\ub098\uba74\uc11c \ub3c5\uc77c \uc18c\ube44\uc790\uc758 68%\ub294 \uc774\ud6c4\uc5d0\ub3c4 \uce74\ub4dc, \uc804\uc790\uacb0\uc81c\ubc29\uc2dd\uc744 \ub354 \uc120\ud638\ud558\uac8c \ub418\uc5c8\ub2e4\uace0 \ub2f5\ud588\uc2b5\ub2c8\ub2e4. \uacc4\uc88c \uc720\uc9c0\ube44\uac00 \uc5c6\ub294 \uc2e0\uc0dd \uc778\ud130\ub137\uc740\ud589\ub4e4(N26, DBK)\ub3c4 \uc2e0\uc6a9\uce74\ub4dc\uac00 \uacb0\ud569\ub41c \uc9c1\ubd88\uce74\ub4dc\ub85c \uace0\uac1d\uc744 \uc720\uce58\ud574 \ub3c5\uc77c\uc5d0\uc11c\ub3c4 \uc810\ucc28 \uc2e0\uc6a9\uce74\ub4dc\uc758 \uc601\uc5ed\uc774 \ub113\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud55c\uad6d\uc774\ub098 \ub2e4\ub978 \ub098\ub77c\uc5d0 \uc5ec\ud589\uc744 \uac14\uc744 \uc2dc \ud604\uae08\uc774 \ubd80\uc871\ud574 \uace4\ub780\uc744 \uacaa\uc740 \uc801\uc774 \uc788\ub2e4\uba74 \ub3c5\uc77c \uc2e0\uc6a9\uce74\ub4dc\uac00 \uc720\uc6a9\ud558\uac8c \uc0ac\uc6a9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5f0\ud68c\ube44 \ubb34\ub8cc, \uc804 \uc138\uacc4 ATM \ud604\uae08 \uc778\ucd9c \uc218\uc218\ub8cc \ubb34\ub8cc\ub85c \uc18c\ube44\uc790\ub4e4\uc758 \uc8fc\ubaa9\uc744 \ubc1b\uace0 \uc788\ub294 \ub3c5\uc77c \uc2e0\uc6a9\uce74\ub4dc 5\uac1c, \ubb34\ub8cc \uc5f0\ud68c\ube44 \uc678\uc5d0 \uc911\uc694\ud558\uac8c \uace0\ub824\ub3fc\uc57c \ud560 \uc810\uc740 \ubb34\uc5c7\uc77c\uae4c\uc694?<\/p>\n\n\n\n

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\"\"
\u24d2 shutterstock\/ \u00a0Theethawat Bootmata<\/figcaption><\/figure><\/div>\n\n\n\n

<\/p>\n\n\n\n

2021<\/strong>\ub144 \uc18c\ube44\uc790 \ub9cc\uc871\ub3c4 \ub192\uc740 \ub3c5\uc77c \uc2e0\uc6a9\uce74\ub4dc<\/strong> 5<\/strong><\/p>\n\n\n\n

\ub2e4\ub978 \ub098\ub77c\uc758 ATM\uc5d0\uc11c \ud604\uae08\uc744 \uc778\ucd9c \uc2dc \uc2e0\uc6a9\uce74\ub4dc \uc218\uc218\ub8cc\ub294 \ubcf4\ud1b5 \ucd9c\uae08\uc561\uc758 \uc57d 2~4% \ud639\uc740 \ucd5c\uc18c\uc218\uc218\ub8cc 4~6\uc720\ub85c\uc785\ub2c8\ub2e4. \uc544\ub798 5\uac1c\uc758 \uc2e0\uc6a9\uce74\ub4dc\ub294 \ubb34\ub8cc \uc5f0\uac04\ud68c\uc6d0\ube44, \ub3c5\uc77c \uc218\ucc9c \uac1c\uc758 ATM \ubb34\ub8cc \uc778\ucd9c,  \ud0c0\uad6d\uac00 ATM \ud604\uae08 \ubb34\ub8cc \uc778\ucd9c\ub85c \uc18c\ube44\uc790 \ub9cc\uc871\ub3c4\uac00 \ub192\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

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\"\"<\/figure><\/div>\n\n\n\n

\ub3c5\uc77c \uc2e0\uc6a9\uce74\ub4dc<\/strong> 5<\/strong>\uac1c\uc758 \uc228\uaca8\uc9c4 \ub2e8\uc810\uacfc \uc801\ud569\ud55c \uc0ac\uc6a9\uc790<\/strong><\/strong><\/p>\n\n\n\n

\ubc14\ud074\ub808\uc774\uce74\ub4dc(Barclaycard)-\uc624\ub7ab\ub3d9\uc548 \ubc14\ud074\ub808\uc774\uce74\ub4dc\uc758 \ucd5c\ub300 \ub2e8\uc810\uc740 \uc2e0\uc6a9\uce74\ub4dc \uccad\uad6c\uc561\uc774 \uc790\ub3d9 \uacb0\uc81c\ub418\uc9c0 \uc54a\uace0 \uace0\uac1d\uc774 \uc9c1\uc811 \uc1a1\uae08\ud558\ub294 \ub370 \uc788\uc5c8\uc73c\ub098 \ucd5c\uadfc\uc5d0\uc11c\uc57c \uc790\ub3d9\uc774\uccb4\uac00 \uac00\ub2a5\ud558\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ubc14\ud074\ub808\uc774 \uce74\ub4dc \uc2e0\uccad \uc2dc \uccad\uad6c\uc561 \ubd80\ubd84\uacb0\uc81c(\ud560\ubd80 \uc635\uc158)\uac00 \uc790\ub3d9\uc73c\ub85c \uc124\uc815\ub3fc \ucd08\uae30\uc5d0 \uc804\uccb4 \uacb0\uc81c\ub85c \ubcc0\uacbd\ud558\uc9c0 \uc54a\uc73c\uba74 \ud560\ubd80 \uc774\uc790(\uc5f0 18.38%)\uac00 \uccad\uad6c\ub418\ub2c8 \uc8fc\uc758\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub97c \ud53c\ud558\uae30 \uc704\ud574\uc120 \uce74\ub4dc \uc2e0\uccad \uc2dc \uc628\ub77c\uc778 \ub610\ub294 \uc804\ud654\ub85c \uc2e0\uc6a9\uce74\ub4dc \uccad\uad6c \ubc29\uc2dd\uc744 \uc9c1\uc811 \ubcc0\uacbd\ud574\uc57c \ud569\ub2c8\ub2e4. \ubc14\ud074\ub808\uc774\uce74\ub4dc\ub294 \uc138\uacc4 ATM \ubb34\ub8cc \ud604\uae08 \uc778\ucd9c\uacfc \uc678\ud654 \uc218\uc218\ub8cc \uc5c6\uc774 \uacb0\uc81c\uac00 \uac00\ub2a5\ud574 \uc5ec\ud589\uc744 \uc790\uc8fc \ub2e4\ub2c8\ub294 \uc0ac\ub78c\uc5d0\uac8c \uc801\ud569\ud569\ub2c8\ub2e4. \ub610\ud55c \uc720\ub85c \uc774\uc678\uc758 \uc678\ud654\ub85c \uacb0\uc81c\ud558\ub294 \uc628\ub77c\uc778\uc1fc\ud551\uc744 \uc790\uc8fc \ud558\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ucd94\ucc9c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\ud55c\uc790\uc740\ud589(Hanseatic bank) Genialcard-\uc704\uc5d0\uc11c \uc5b8\uae09\ud55c \ubb34\ub8cc \uc5f0\ud68c\ube44, \uc804 \uc138\uacc4 ATM \ubb34\ub8cc \uc778\ucd9c \ub4f1\uc758 \uc7a5\uc810\uc774 \ub3cb\ubcf4\uc774\uba70 \ub2e8\uc810\uc774 \uac70\uc758 \uc5c6\ub294 \uc2e0\uc6a9\uce74\ub4dc\ub85c \uaf3d\ud799\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uccad\uad6c\uc561\uc744 \ubd84\ud560\uc0c1\ud658 \uc2dc \uc5f0 \uc774\uc790\ub294 13.6%\ub85c \ub2e4\ub978 \uc2e0\uc6a9\uce74\ub4dc\ubcf4\ub2e4 \ub2e4\uc18c \ub192\uc740 \ud3b8\uc785\ub2c8\ub2e4. \ud2b9\ubcc4\ud55c \ub2e8\uc810\uc740 \uc5c6\uc73c\uba70 \uc7a5\uac70\ub9ac \uc5ec\ud589\uc790\uc5d0\uac8c\ub3c4 \uc801\ud569\ud55c \ud55c\uc790\uc740\ud589 \uc81c\ub2c8\uc5d8 \uce74\ub4dc\uc758 \ud2b9\uc9d5\uc744 \uace0\ub824\ud558\uba74 \uae30\uc874 \uc2e0\uc6a9\uce74\ub4dc \uc678\uc5d0 \ub450 \ubc88\uc9f8 \uc2e0\uc6a9\uce74\ub4dc\ub85c \ub9cc\ub4e4\uc5b4\ub3c4 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

ICS visa world card-\ub2e4\ub978 \ub098\ub77c ATM\uc5d0\uc11c \ud604\uae08 \uc778\ucd9c \uc2dc \uc778\ucd9c \uc218\uc218\ub8cc\ub294 \uc5c6\uc73c\ub098 \uc678\ud658\uc218\uc218\ub8cc 1.85%~2%\uac00 \ubd99\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc720\ub85c\uc874 \uc774\uc678\uc758 \ub098\ub77c\uc5d0\uc11c \uc720\ub85c \uc678 \ud1b5\ud654\ub97c \uc778\ucd9c\ud558\uace0\uc790 \ud560 \ub54c \uc8fc\uc758\ub97c \uae30\uc6b8\uc5ec\uc57c \ud558\ubbc0\ub85c \uc720\ub85c\uc874 \ub0b4 \uc5ec\ud589 \uc2dc\uc5d0\ub9cc \uc720\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

DKB \uc2e0\uc6a9\uce74\ub4dc -DKB \uc2e0\uc6a9\uce74\ub4dc\ub97c \uc0ac\uc6a9\ud558\uae30 \uc704\ud574\uc120 DKB \uacc4\uc88c\ub97c \uac1c\uc124\ud574\uc57c \ud558\ub294 \uac83\uc774 \ub2e8\uc810\uc785\ub2c8\ub2e4. \ub610\ud55c \ub9e4\uc6d4 700\uc720\ub85c\uac00 \uacc4\uc88c\ub85c \uc785\uae08\ub418\ub294 \uace0\uac1d\uc5d0 \ud55c\ud574\uc11c\ub9cc \uc678\ud654 \uc218\uc218\ub8cc \uc5c6\uc774 \uacb0\uc81c \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

Awa7 \uc2e0\uc6a9\uce74\ub4dc- \uccab 3\uac1c\uc6d4\uc740 \uccad\uad6c\uc561 \ubd80\ubd84\uacb0\uc81c(\ud560\ubd80 \uc635\uc158)\uc5d0 \ub300\ud574 \ubcc4\ub3c4\uc758 \uc774\uc790\ub97c \ubc1b\uc9c0 \uc54a\uc73c\ub098 \uc774\ud6c4\ub294 15.62%~16.9%\uc758 \uc774\uc790\uac00 \uccad\uad6c\ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c \uccab 3\uac1c\uc6d4 \ubb34\uc774\uc790 \ud560\ubd80\uae30\uac04\uc774 \uc9c0\ub098\uae30 \uc804 \uc9c0\ubd88 \ubc29\uc2dd\uc744 \ubc14\uafd4\uc57c \ud569\ub2c8\ub2e4. \ub610\ud55c \ubd84\uc2e4 \uc2dc \uce74\ub4dc \uc7ac\ubc1c\uae09 \uc218\uc218\ub8cc 9\uc720\ub85c\uac00 \uccad\uad6c\ub429\ub2c8\ub2e4. \ud0c0\uad6d\uac00 \ubb34\ub8cc \ud604\uae08 \uc778\ucd9c\uc758 \ub9e4\ub825\uc774 \ud06c\ubbc0\ub85c \uc5ec\ud589\uc9c0\uc5d0\uc11c \uc8fc\ub85c \ud604\uae08\uc73c\ub85c \uacb0\uc81c\ud558\uace0\uc790 \ud558\ub294 \uc774\uc5d0\uac8c \uc801\ud569\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\uadf8 \uc678 \uc544\ub9c8\uc874 \uc2e0\uc6a9\uce74\ub4dc\ub294 \uc5f0\uac04\ud68c\uc6d0\ube44\uac00 19.99\uc720\ub85c(\uccab\ud574\ub294 \ubb34\ub8cc)\uc774\ub098, \uc544\ub9c8\uc874 \ub0b4 \uc0ac\uc6a9 \uc2dc \uc1fc\ud551\uae08\uc561\uc758 2% \uc801\ub9bd, \uc544\ub9c8\uc874 \uc678 \uc0ac\uc6a9 \uc2dc 0.5% \uc801\ub9bd \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\ud398\uc774\ubc31 \uc544\uba54\ub9ac\uce78\uc775\uc2a4\ud504\ub808\uc2a4 \uc2e0\uc6a9\uce74\ub4dc\ub294 \ub2e4\ub978 \ub098\ub77c\uc5d0\uc11c ATM\uc73c\ub85c \ud604\uae08 \uc778\ucd9c \uc2dc \uc57d 4%\uc758 \uc218\uc218\ub8cc(\ucd5c\uc18c 5\uc720\ub85c)\uac00 \ub4dc\ub098 \uc5f0\uac04\ud68c\uc6d0\ube44 \ubb34\ub8cc, \uc9c0\ubd88 \uae08\uc561\uc5d0 \ub530\ub978 \ud398\uc774\ubc31 \ud3ec\uc778\ud2b8 \uc801\ub9bd(1\ud3ec\uc778\ud2b8\/2\uc720\ub85c, \uc8fc\uc720\uc18c \uc81c\uc678), \uc720\ud6a8\uae30\uac04 \uc5c6\ub294 \ud3ec\uc778\ud2b8 \uc801\ub9bd \ub4f1\uc758 \ud61c\ud0dd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

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\uc791\uc131:\ubb34\uc3d8\ubfd4\ub9d8<\/p>\n\n\n\n

\u24d2 \uad6c\ud150\ud0c1\ucf54\ub9ac\uc544(http:\/\/www.gyrocarpus.com<\/a>), \ubb34\ub2e8\uc804\uc7ac \ubc0f \uc7ac\ubc30\ud3ec \uae08\uc9c0<\/p>\n\n\n\n

<\/div>\n","protected":false},"excerpt":{"rendered":"

\ucf54\ub85c\ub098 \uc2dc\uae30\ub97c \uc9c0\ub098\uba74\uc11c \ub3c5\uc77c \uc18c\ube44\uc790\uc758 68%\ub294 \uc774\ud6c4\uc5d0\ub3c4 \uce74\ub4dc, \uc804\uc790\uacb0\uc81c\ubc29\uc2dd\uc744 \ub354 \uc120\ud638\ud558\uac8c \ub418\uc5c8\ub2e4\uace0 \ub2f5\ud588\uc2b5\ub2c8\ub2e4. \uacc4\uc88c \uc720\uc9c0\ube44\uac00 \uc5c6\ub294 \uc2e0\uc0dd \uc778\ud130\ub137\uc740\ud589\ub4e4(N26, DBK)\ub3c4 \uc2e0\uc6a9\uce74\ub4dc\uac00 \uacb0\ud569\ub41c \uc9c1\ubd88\uce74\ub4dc\ub85c \uace0\uac1d\uc744 \uc720\uce58\ud574 \ub3c5\uc77c\uc5d0\uc11c\ub3c4 \uc810\ucc28 \uc2e0\uc6a9\uce74\ub4dc\uc758 \uc601\uc5ed\uc774 \ub113\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud55c\uad6d\uc774\ub098 \ub2e4\ub978 \ub098\ub77c\uc5d0 \uc5ec\ud589\uc744 \uac14\uc744 \uc2dc \ud604\uae08\uc774 \ubd80\uc871\ud574 \uace4\ub780\uc744 \uacaa\uc740 \uc801\uc774 \uc788\ub2e4\uba74 \ub3c5\uc77c \uc2e0\uc6a9\uce74\ub4dc\uac00 \uc720\uc6a9\ud558\uac8c \uc0ac\uc6a9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5f0\ud68c\ube44 \ubb34\ub8cc, \uc804 \uc138\uacc4 ATM \ud604\uae08 \uc778\ucd9c […]<\/p>\n","protected":false},"author":1,"featured_media":65434,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[578,2581,1,3191],"tags":[3264],"acf":[],"yoast_head":"\n\ub3c5\uc77c\uc5d0\uc11c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uc5f0\ud68c\ube44 \ubb34\ub8cc \uc2e0\uc6a9\uce74\ub4dc \uc885\ub958\uc640, \uc0ac\uc6a9 \uc2dc \uaf2d \uc54c\uc544\uc57c \ud560 \uc810 | \uad6c\ud150\ud0c1 \ucf54\ub9ac\uc544 : \ub3c5\uc77c \ud55c\uc778 \ud3ec\ud0c8 \uc0ac\uc774\ud2b8<\/title>\n<meta name=\"description\" content=\"\uad6c\ud150\ud0c1\ucf54\ub9ac\uc544\ub294 \ub3c5\uc77c\uc5d0 \uac70\uc8fc\ud558\ub294 \ud55c\uc778\ub4e4\uc774 \uc11c\ub85c \uc815\ubcf4\ub97c \uacf5\uc720\ud558\ub294 \ucee4\ubba4\ub2c8\ud2f0\ub85c, \ud55c\uad6d\uacfc \ub3c5\uc77c \uac04\uc758 \ub274\uc2a4\ub97c \ud55c\uad6d\uc5b4\ub85c \uc81c\uacf5\ud558\uc5ec \ud55c\uad6d\uc0ac\ud68c\uc640 \ub3c5\uc77c\uc0ac\ud68c\ub97c \uc774\ud574\ud560 \uc218 \uc788\uac8c \ub3d5\uace0 \uc788\uc2b5\ub2c8\ub2e4.\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gyrocarpus.com\/archives\/65433\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\ub3c5\uc77c\uc5d0\uc11c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uc5f0\ud68c\ube44 \ubb34\ub8cc \uc2e0\uc6a9\uce74\ub4dc \uc885\ub958\uc640, \uc0ac\uc6a9 \uc2dc \uaf2d \uc54c\uc544\uc57c \ud560 \uc810 | \uad6c\ud150\ud0c1 \ucf54\ub9ac\uc544 : \ub3c5\uc77c \ud55c\uc778 \ud3ec\ud0c8 \uc0ac\uc774\ud2b8\" \/>\n<meta property=\"og:description\" content=\"\uad6c\ud150\ud0c1\ucf54\ub9ac\uc544\ub294 \ub3c5\uc77c\uc5d0 \uac70\uc8fc\ud558\ub294 \ud55c\uc778\ub4e4\uc774 \uc11c\ub85c \uc815\ubcf4\ub97c \uacf5\uc720\ud558\ub294 \ucee4\ubba4\ub2c8\ud2f0\ub85c, \ud55c\uad6d\uacfc \ub3c5\uc77c \uac04\uc758 \ub274\uc2a4\ub97c \ud55c\uad6d\uc5b4\ub85c 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