\u2013 \ud544\uc218 \ubcf4\ud5d8<\/strong>: \uc758\ubb34\uc801\uc73c\ub85c \ub4e4\uc5b4\uc57c \ud558\ub294 \ubcf4\ud5d8<\/p>\n\n\n\n>Krankenversicherung
\uac74\uac15 \ubcf4\ud5d8. \uc0ac\ubcf4\ud5d8\uc774\ub098 \uacf5\ubcf4\ud5d8 \uc911\uc5d0 \uace0\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uac74\uac15 \ubcf4\ud5d8\uacfc \ud568\uaed8 \ucd94\uac00\ub85c \ub4e4 \uc218 \uc788\ub294 \ubd80\uac00\uc801\uc778 \ubcf4\ud5d8\uc5d0 \ub300\ud574\uc120 \ud558\ub2e8 \uc124\uba85\uc744 \ucc38\uace0\ud574 \uc8fc\uc138\uc694.<\/p>\n\n\n\n
>Pflegeversicherung
\uac04\ud638 \ubcf4\ud5d8. \uc77c\ubc18\uc801\uc73c\ub85c \uac74\uac15 \ubcf4\ud5d8\uc0ac\uac00 \ud568\uaed8 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud574\uc90d\ub2c8\ub2e4.<\/p>\n\n\n\n
>Kfz-haftpflichtversicherung
\uc790\ub3d9\ucc28 \ucc45\uc784 \ubcf4\ud5d8. \uae30\ubcf8\uc801\uc778 \uc790\ub3d9\ucc28 \ucc45\uc784 \ubcf4\ud5d8. \uc790\uc2e0\uc774 \uc790\ub3d9\ucc28\ub85c \uc0ac\uace0\ub97c \ub0c8\uc744 \uc2dc \ud53c\ud574\uc790\uc5d0\uac8c \uc785\ud78c \uc721\uccb4\uc801 \ud53c\ud574, \ucc28\ub7c9 \ud53c\ud574, \uc7ac\uc0b0 \ud53c\ud574\ub97c \ubcf4\uc0c1\ud574 \uc90d\ub2c8\ub2e4.<\/p>\n\n\n\n
>Arbeitslosenversicherung
\uc2e4\uc5c5 \uc218\ub2f9\uc744 \uc704\ud55c \uc5f0\uae08 \ubcf4\ud5d8. \uad6d\uac00\uac00 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ud559\uad50\uc5d0 \uc801\uc744 \ub450\uace0 \uc788\uac70\ub098 \ubbf8\ub2c8\uc7a1(Minijob)\uc744 \ud560 \uacbd\uc6b0 \uc774 \ubcf4\ud5d8 \uc758\ubb34\ub97c \uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ucd5c\uc18c \uc601\uc8fc\uad8c\uc744 \uc18c\uc9c0\ud55c \uacbd\uc6b0\uc5d0 \ud55c\ud574\uc11c 2\ub144 \uc774\uc0c1 \uba48\ucd94\uc9c0 \uc54a\uace0 \uadfc\ubb34\ud574\uc57c \uc2e4\uc5c5 \uc218\ub2f9\uc744 \ubcf4\uc0c1\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
>Rentenversicherung
\uad6d\uac00\uac00 \uc81c\uacf5\ud574\uc8fc\ub294 \uc5f0\uae08 \ubcf4\ud5d8. \uad6d\uac00\uac00 \uc81c\uacf5\ub78d\ub2c8\ub2e4. \ud559\uad50\uc5d0 \uc801\uc744 \ub450\uace0 \uc788\uac70\ub098 \ubbf8\ub2c8\uc7a1(Minijob)\uc744 \ud560 \uacbd\uc6b0 \uc774 \ubcf4\ud5d8 \uc758\ubb34\ub97c \uc9c0\uc9c0 \uc54a\uc544\ub3c4 \ub429\ub2c8\ub2e4. \uc5f0\uae08 \uc218\ub839\uc774 \uac00\ub2a5\ud55c \uc5f0\ub839\uc740 \ucd9c\uc0dd \ub144\ub3c4\ub9c8\ub2e4 \ub2e4\ub974\uc9c0\ub9cc, 66~67\uc138\uc785\ub2c8\ub2e4. \uc5f0\uae08 \uc218\ub839 \uae30\uc900\uc740 \ubcf4\ud5d8 \uac00\uc785\ud55c \uae30\uac04\uacfc \uc7a5\uc560, \uc0ac\uace0\ub85c \uc778\ud55c \uc870\uae30 \uc740\ud1f4 \ub4f1 \ud658\uacbd\uc5d0 \ub530\ub77c \ub2e4\ub974\uc9c0\ub9cc, \ubcf4\ud1b5 \uc5f0\uae08 \ubcf4\ud5d8 \uac00\uc785 \uae30\uac04\uc774 \ucd5c\uc18c 35\ub144\uc774\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uc815\ud574\uc9c4 \uc5f0\uae08 \uc218\ub839 \uc2dc\uae30\ubcf4\ub2e4 \ub354 \uc77c\ucc0d \uc5f0\uae08\uc744 \ud0c8 \uacbd\uc6b0 \uc55e\ub2f9\uaca8\uc9c4 \ub2ec\uc758 \ud69f\uc218\ub9c8\ub2e4 0.3%\uc529 \uc5f0\uae08\uc774 \ub0ae\uc544\uc9d1\ub2c8\ub2e4. \ub2e4\ub9cc \uc5f0\uae08 \ubcf4\ud5d8\uc5d0 45\ub144 \uc774\uc0c1 \uac00\uc785\ud588\uc744 \uc2dc, \uc5f0\uae08 \uc218\ub839 \uc2dc\uae30\ub97c 2\ub144 \uc55e\ub2f9\uaca8 \uc218\ub839 \uc561\uc218\uac00 \uc870\uae30 \uc740\ud1f4\ub77c\ub294 \uc774\uc720\ub85c \uc904\uc5b4\ub4e4\uc9c0 \uc54a\uc2b5\ub2e4. \ub610\ud55c \uc7a5\uc560\uc778\uc5d0 \ub300\ud55c \uc5f0\uae08 \ubcf4\ud5d8\uc774 \ub530\ub85c \uc788\uc73c\ub2c8 \ucc38\uace0\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n
>Unfallversicherung
\uc0ac\uace0 \ubcf4\ud5d8. \uacf5\ubcf4\ud5d8\uacfc \uc0ac\ubcf4\ud5d8\uc744 \ub4e4 \uc218 \uc788\ub294\ub370, \uacf5\ubcf4\ud5d8\uc740 \uc0b0\uc5c5\uc7ac\ud574\uc5d0 \ud574\ub2f9\ud558\ub294 \uc0ac\uace0\ub9cc \ubcf4\uc0c1\ud558\ub294 \ubc18\uba74 \uc0ac\ubcf4\ud5d8\uc740 \uc720\ud765\uc744 \uc990\uae30\ub2e4 \uc77c\uc5b4\ub09c \uc0ac\uace0\ub3c4 \ubcf4\uc0c1\ud574\uc90d\ub2c8\ub2e4. \ub2e4\ub978 \ubcf4\ud5d8\uacfc \ub0b4\uc6a9\uc774 \uacb9\uce58\ubbc0\ub85c \uc790\uc138\ud55c \uc0ac\ud56d\uc740 \ud558\ub2e8 \uc124\uba85\uc744 \ucc38\uace0\ud574 \uc8fc\uc138\uc694.<\/p>\n\n\n\n
>Tierhalterhaftpflichtversicherung
\ubc18\ub824\ub3d9\ubb3c \ucc45\uc784 \ubcf4\ud5d8. \ubc18\ub824\ub3d9\ubb3c \uc18c\uc720 \uc2dc\uc5d0\ub9cc \uc758\ubb34\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n
>Berufshaftpflichtversicherung
\uc9c1\uc5c5 \ucc45\uc784 \ubcf4\ud5d8. \ubc95\uc870\uc778 \ub4f1 \uacf5\uc99d\uc774 \ud544\uc694\ud55c \ud2b9\uc815 \uc804\ubb38\uc9c1\uc5d0\uc11c \uc885\uc0ac \uc2dc\uc5d0\ub9cc \uc758\ubb34\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n
*\ucc45\uc784 \ubcf4\ud5d8(Haftpflichtversicherung)\uc5d0 \ub300\ud574.
\uc77c\ubc18\uc801\uc73c\ub85c \ucc45\uc784 \ubcf4\ud5d8\uc774\ub780 \uc790\uc2e0\uc774\ub098 \uc790\uc2e0\uc758 \uac00\uc815 \uc77c\uc6d0\uc774 \ud0c0\uc778\uc5d0\uac8c \uac00\ud55c \uc7ac\uc0b0\/\uc2e0\uccb4\uc801 \ud53c\ud574\ub97c \ubcf4\uc0c1\ud574\uc8fc\ub294 \ubcf4\ud5d8\uc744 \uc774\ub985\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uacbd\uc6b0\uc5d0 \ub530\ub77c \uc790\uc2e0\uc774 \uc785\uc740 \ud53c\ud574\ub3c4 \ubcf4\uc0c1\ud574\uc8fc\ub294 \uacbd\uc6b0\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ucc45\uc784 \ubcf4\ud5d8\uc758 \uc885\ub958\ub294 \ub2e4\uc591\ud558\uba70, \uc704\uc5d0 \uc5b8\uae09\ub41c \uc790\ub3d9\ucc28, \ub3d9\ubb3c, \uc9c1\uc5c5\uacfc \uad00\ub828\ub41c \uc0ac\ud56d \uc678\uc5d0 \ubd80\ub3d9\uc0b0, \uc218\ub3c4, \uc218\uc601, \uc0ac\ub0e5, \uac74\ucd95, \uc0b0\uc5c5 \ub4f1\uc758 \ubd84\uc57c\uc5d0\uc11c \uac00\ud55c \ud53c\ud574\ub97c \ub300\uc2e0 \ubcf4\uc0c1\ud574\uc8fc\ub294 \ubcf4\ud5d8\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\ub85c \ub144 \ub2e8\uc704\ub85c \uacc4\uc57d\ud558\uba70 \uacc4\uc57d \uae30\uac04\uc740 \uc790\ub3d9 \uc5f0\uc7a5\uc774 \ub429\ub2c8\ub2e4. \ud1b5\uc0c1\uc801\uc778 \uacc4\uc57d \ud574\uc9c0\ub294 \uacc4\uc57d \uc885\ub8cc 3\uac1c\uc6d4 \uc804\uae4c\uc9c0\uba70, \ubc14\ud14c\ucc28\uc774\ud2b8\ub294 \uc6ec\ub9cc\ud558\uba74 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
\u2013 \ubcf4\uc7a5\ud615 \ubcf4\ud5d8\uc758 \uc885\ub958<\/strong><\/p>\n\n\n\n\ubcf4\uc0c1 \uc870\uac74\uc774 \uc5ec\ub7ec \uac00\uc9c0\uc778 \uacbd\uc6b0\uc785\ub2c8\ub2e4. \uc885\ub958\uac00 \ub9e4\uc6b0 \ub2e4\uc591\ud558\ubbc0\ub85c \uc774 \uae00\uc5d0\uc120 \ud754\ud788 \ub4e4\uac8c\ub418\ub294 \ubcf4\ud5d8\ub9cc \uc18c\uac1c\ud558\uaca0\uc2b5\ub2c8\ub2e4. \ub300\uccb4\ub85c \uc7ac\uc0b0 \ubcf4\ud5d8(Sachversicherung)\uacfc \uc77c\ubd80 \uac74\uac15 \uad00\ub828 \ubcf4\ud5d8\uc774 \uc774\uc5d0 \uc18d\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n
>Autoversicherung
\uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d4 \uc8fc\ub85c \ub2e4\uc74c\uacfc \uac19\uc740 \ube44\uc6a9\uc774 \uc788\uc2b5\ub2c8\ub2e4.
KFZ-Haftpflichtversicherung: \uc704\uc5d0\uc11c \uc5b8\uae09\ud55c \uc758\ubb34\uc801\uc73c\ub85c \ub4e4\uc5b4\uc57c \uc790\ub3d9\ucc28 \ucc45\uc784 \ubcf4\ud5d8.
Teilkasko: \ubd80\ubd84 \ucc28\ub7c9 \ubcf4\ud5d8. \ud0c0\uc778\uc774\ub098 \uc0ac\uace0\ub85c \uc790\uc2e0\uc758 \ucc28\ub7c9\uc774 \uc785\uc740 \uc190\uc0c1\uc744 \ubcf4\uc0c1\ud574 \uc90d\ub2c8\ub2e4. \uc8fc\ub85c \ub3c4\ub09c, \uc6b0\ubc15, \ud3ed\ud48d, \ud654\uc7ac, \ud3ed\ubc1c, \uc720\ub9ac\ud30c\uc190, \uc57c\uc0dd \uc9d0\uc2b9 \ub4f1\uc73c\ub85c \uc778\ud574 \uc0dd\uae34 \uc190\uc0c1\uc744 \ubcf4\uc0c1\ud574 \uc90d\ub2c8\ub2e4. \uc790\ub3d9\ucc28\ub97c \uc18c\uc720\ud558\uc2e0\ub2e4\uba74 \uc704\uc758 \ucc45\uc784 \ubcf4\ud5d8\uacfc \ubd80\ubd84 \ucc28\ub7c9 \ubcf4\ud5d8\uae4c\uc9c0\ub294 \ub4e4\uc5b4 \ub450\ub294 \uac83\uc744 \uc801\uadf9 \uad8c\uc7a5\ud569\ub2c8\ub2e4.
Vollkasko: \uc644\uc804 \ucc28\ub7c9 \ubcf4\ud5d8. \ubd80\ubd84 \ucc28\ub7c9 \ubcf4\ud5d8\uacfc \ud568\uaed8 \uc790\uc2e0\uc5d0 \uc758\ud574 \uc790\uc2e0\uc758 \ucc28\ub7c9\uc5d0 \ubc1c\uc0dd\ud55c \ud53c\ud574\ub97c \ubcf4\uc0c1\ud574 \uc90d\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \uc6b4\uc804\uc790 \uacfc\uc2e4\ub85c \ubc1c\uc0dd\ud55c \uc0ac\uace0\ub97c \ubcf4\uc0c1\ud574 \uc90d\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub09c\ub3d9(Vandalismus)\uc73c\ub85c \ube44\ub86f\ud55c \uc190\uc0c1\ub3c4 \ubcf4\uc0c1\ud574 \uc8fc\ub2c8 \uc5b4\ub5a4 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud574 \uc8fc\ub294\uc9c0 \uacc4\uc57d \ub0b4\uc6a9\uc744 \uc798 \uc0b4\ud3b4\ubcf4\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.
\ubcf4\ud5d8\uc0ac\ub294 \uc0ac\uace0\ub97c \uc5bc\ub9c8\ub098 \ub0c8\ub294\uac00\uc5d0 \ub530\ub77c\uc11c \ubcf4\ud5d8\uc790\uc5d0\uac8c SF\ub4f1\uae09\uc744 \uc8fc\ub294\ub370, \uc774 \ub4f1\uae09\uc774 \ub5a8\uc5b4\uc9c8\uc218\ub85d \ubcf4\ud5d8\ub8cc\uac00 \uc624\ub985\ub2c8\ub2e4. \uc790\ub3d9\ucc28 \ucc45\uc784 \ubcf4\ud5d8\uacfc \uc644\uc804 \ucc28\ub7c9 \ubcf4\ud5d8\uc5d0 \uac01\uac01 \ub2e4\ub978 SF\ub4f1\uae09 \ud3c9\uac00 \uae30\uc900\uc774 \uc788\ub294\ub370, 36\uc774 \ucd5c\ub300 \ub4f1\uae09\uc774\uba70, \ub450 \ubc88 \uc0ac\uace0\uac00 \ub0a0 \uc2dc \uc790\ub3d9\ucc28 \ucc45\uc784 \ubcf4\ud5d8 SF \ub4f1\uae09\uc774 8\uc810\uae4c\uc9c0 \ub5a8\uc5b4\uc9d1\ub2c8\ub2e4. \ub354\uad70\ub2e4\ub098 \uc790\uc2e0\uc774 \uc0ac\uace0\ub97c \ub0b8 \uac83\uc774 \uc544\ub2c8\ub354\ub77c\ub3c4 \ub4f1\uae09\uc5d0 \uc601\ud5a5\uc774 \uc788\uc73c\uba70, \ub4f1\uae09\uc774 \ub2e4\uc2dc \uc624\ub974\ub294\ub370 \uc218 \ub144\uc758 \uc2dc\uac04\uc774 \ud544\uc694\ud558\uae30\uc5d0, \ubcf4\ud5d8\ub8cc \uc808\uc57d\uc744 \uc704\ud574\uc11c\ub77c\ub3c4 \uc548\uc804 \uc6b4\uc804 \ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. SF\uc5d0 \ubcc0\ub3d9\uc774 \uc5c6\ub3c4\ub85d \uc0ac\uace0 \uaddc\ubaa8\uac00 \ubbf8\ubbf8\ud558\ub2e4\uba74 \uc54c\ub9ac\uc9c0 \uc54a\uace0 \ud569\uc758\ub97c \ub04c\uc5b4\ub0b4\ub294 \uac83\ub3c4 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ubcf4\ud5d8\uc0ac\ub97c \ubc14\uafc0 \uc2dc SF\ub4f1\uae09\uc774 \uc870\uae08\uc529 \ub0b4\ub824\uac08 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \ucc98\uc74c \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc744 \ub4e4\uac70\ub098 \ubcc0\uacbd\ud558\uc2e4 \ub54c\ub3c4 \uc2e0\uc911\ud558\uc154\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n
>Rechtschutzversicherung
\ubc95\ub960 \ubcf4\ud5d8. \ubc95\ub960 \ubd84\uc7c1 \ube44\uc6a9(\ubcc0\ud638\uc0ac, \uc99d\uc778 \ube44\uc6a9 \ub4f1) \ubcf4\uc0c1\ud574 \uc90d\ub2c8\ub2e4. \ubc8c\uae08\ub3c4 \ud3c9\uade0 \ucd5c\ub300 50,000\uc720\ub85c\uae4c\uc9c0 \ubcf4\uc0c1\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc720\ub7fd \uad6d\uac00 \uc678\uc5d0\ub3c4 \uc9c0\uc911\ud574 \uc5f0\uc548 \uad6d\uac00\uc5d0\uc11c\ub3c4 \uc9c0\uc6d0\ud574\uc8fc\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc740 \ud2b9\uc9d5\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc885\ub958\ub3c4 \uc5ec\ub7ec \uac00\uc9c0\ub85c, \uc0b0\uc5c5, \ubd80\ub3d9\uc0b0, \uc18c\uc720\uad8c, \uc138\uae08, \uc0ac\ud68c\ubc95, \uad50\ud1b5\ubc95, \uac00\uc871(\uc774\ud63c \ub4f1 \uac00\uc871 \uc548\uc5d0\uc11c \ubc8c\uc5b4\uc9c0\ub294 \uc77c\ub4e4), \ubc94\ud589 \ud53c\ud574 \ub4f1\uc758 \uac01 \ubd84\uc57c\uc640 \uad00\ub828\ub41c \ubc95\ub960 \ubd84\uc7c1\uc5d0 \ud2b9\ud654\ub41c \ubcf4\ud5d8\ub4e4\uc774 \uc788\uc73c\ub2c8 \ucc38\uace0 \ubc14\ub78d\ub2c8\ub2e4. \ubcf4\uc0c1\uc561 \uc218\ub839\uc740 \uac00\uc785 \ud6c4 3\uac1c\uc6d4\uc5d0 \uac00\ub2a5\ud55c \uac83\uc774 \uc77c\ubc18\uc801\uc774\uc9c0\ub9cc, \uc0ac\ud68c\ubc95\uc774\ub098 \uac00\uc871\uacfc \uad00\ub828\ub41c \uc0ac\ud56d\uc740 \uace7\ubc14\ub85c \uc218\ub839\uc774 \uac00\ub2a5\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n
>Hausratversicherung
\uc9d1 \uc0b4\ub9bc \ubcf4\ud5d8. \ubd88\uac00\ud53c\ud55c \uc0ac\uace0\ub85c \uac70\uc8fc\uc18c\uc640 \ub0b4\ubd80 \uc18c\ud488\ub4e4\uc5d0 \ud53c\ud574\uac00 \uc788\uc744 \uc2dc \ubcf4\uc0c1\ud574\uc90d\ub2c8\ub2e4. \uc8fc\ub85c \ud654\uc7ac, \uc218\ub3c4\uace0\uc7a5, \ud3ed\ubc1c, \ud3ed\ud48d, \uc6b0\ubc15 \ub4f1\uc73c\ub85c \uc778\ud55c \ud53c\ud574\ub97c \ubcf4\uc0c1\ud558\uc9c0\ub9cc, \ub3c4\ub09c \ud53c\ud574\ub3c4 \uc9d1 \uce58\uc548\uc744 \uae30\ubcf8\uc801\uc73c\ub85c \ucca0\uc800\ud788 \ud588\uc74c\uc5d0\ub3c4 \ubd88\uac00\ud53c\ud558\uac8c \ub2f9\ud588\uc744 \uacbd\uc6b0 \ubcf4\uc0c1\ud574\uc8fc\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uace0\ub97c \uc2dc \ud655\uc778\ud574\uc57c \ud560 \ubd84\uc57c\ub294 \uc8fc\ub85c \ud53c\ud574\ubcf4\uc0c1\uc561, \ud53c\ud574\ubcf5\uad6c \ube44\uc6a9, \uc190\uc0c1\ubcf4\uc0c1\ube44\uc6a9(\uc18c\uaddc\ubaa8 \ud53c\ud574 \ubcf4\uc0c1\uc744 \uc758\ubbf8), \uac70\uc8fc\uc790\uc758 \uacbd\uc81c\uc801 \ube44\uc911(\ud53c\ud574 \uc785\uc740 \ubb3c\uac74\uc774\ub098 \uac74\ubb3c\uc5d0 \ubcf4\ud5d8\uc790\uac00 \uc5bc\ub9c8\ub098 \uacbd\uc81c\uc801 \ube44\uc911\uc744 \ucc28\uc9c0\ud558\ub294\uac00)\uc73c\ub85c, \uc774\uc640 \uad00\ub828\ub41c \uc0ac\ud56d\uc744 \uc798 \uac80\ud1a0\ud558\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n
>Wohngeb\u00e4udeversicherung
\ubd80\ub3d9\uc0b0 \ubcf4\ud5d8. \ud574\ub2f9 \uacf5\uac04\uc774 50% \uc774\uc0c1 \uac70\uc8fc\ub97c \ubaa9\uc801\uc73c\ub85c \uc774\uc6a9\ub420 \ub54c \ubcf4\uc0c1 \uc11c\ube44\uc2a4\uac00 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uac74\ubb3c\uacfc \uac74\ubb3c\uc5d0 \ub538\ub9b0 \ubd80\uc18d \uc2dc\uc124 \ubc0f \uc81c\ud488(\ubca0\ub780\ub2e4, \uc815\uc6d0, \ucd08\uc778\uc885 \ub4f1)\uc774 \uc8fc\uc694 \ubcf4\uc0c1 \ub300\uc0c1\uc774\uba70, \uc8fc\ub85c \ud654\uc7ac\ubcf4\ud5d8(\ud3ed\ubc1c\ud53c\ud574 \ud3ec\ud568), \uc218\ub3c4\ubcf4\ud5d8(\uc218\ub3c4 \uace0\uc7a5 \uc2dc), \ud3ed\ud48d \ubcf4\ud5d8(\ud3ed\ud48d\uacfc \uc6b0\ubc15 \ud53c\ud574)\uc774 \uc81c\uacf5\ub429\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac\uc5d0 \ub530\ub77c\uc11c \uc2e0 \uac74\ucd95\ubb3c\uc77c \uacbd\uc6b0 \ud560\uc778\ud574\uc8fc\uac70\ub098 \uac74\ucd95 \uc911\uc77c \ub54c\ub3c4 \ubcf4\ud5d8 \uc11c\ube44\uc2a4\uac00 \uc788\uae30\ub3c4 \ud558\uace0, \ub300\uccb4\ub85c \uacc4\uc57d \ud6c4 \ucd5c\ub300 \uba87 \uc8fc \ud6c4\uba74 \ubcf4\uc0c1 \uc218\ub839\uc774 \ub418\ub294 \uacbd\uc6b0\uac00 \uc77c\ubc18\uc801\uc774\ub2c8 \uc774 \uc810\uc744 \ucc38\uace0\ud574 \ubcf4\ud5d8\uc744 \ucc3e\uc544\ubcf4\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n
>Musikinstrumentversicherung
\uc545\uae30 \ubcf4\ud5d8. \uc9d1 \uc0b4\ub9bc\ubcf4\ud5d8\uc758 \uacbd\uc6b0 \uc9d1\uc5d0 \uc8fc\ub85c \ubcf4\uad00\ub418\ub294 \uc545\uae30\ub9cc \ubcf4\uc0c1\ud558\ub294 \ubc18\uba74, \uc545\uae30 \ubcf4\ud5d8\uc740 \uc6b4\uc1a1 \ub3c4\uc911 \uc785\uc740 \uc545\uae30\uc758 \uc190\uc0c1\uc774\ub098 \ub3c4\ub09c \ub4f1\uc758 \ud53c\ud574\uae4c\uc9c0 \ubcf4\uc0c1\ud574\uc90d\ub2c8\ub2e4. \uc545\uae30\uc758 \uac00\uaca9(Zeitwert)\uc5d0 \ub530\ub77c \ubcf4\ud5d8 \uc11c\ube44\uc2a4\uc640 \ube44\uc6a9\uc774 \ub2ec\ub77c\uc9c0\uba70, 2\ub144\ub9c8\ub2e4 \uac00\uaca9 \uac00\uce58\ub97c \uc7ac\uce21\uc815\ud574\uc57c \ud558\ub2c8 \ubcf4\ud5d8\uc744 \ub4dc\uc2e4 \ub54c \uc774 \ubd80\ubd84\uc744 \uc798 \uc54c\uc544\ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. \uac70\uc758 \uc804\uc138\uacc4\uc801\uc73c\ub85c \ubcf4\uc0c1\uc774 \uc9c0\uc6d0\ub418\uba70, \uc624\ucf00\uc2a4\ud2b8\ub77c\ub97c \uc704\ud55c \ub2e8\uccb4 \ubcf4\ud5d8 \uc11c\ube44\uc2a4\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n
>Versicherung f\u00fcr Tiere
\ubc18\ub824\ub3d9\ubb3c \ubcf4\ud5d8. \uc8fc\ub85c \uac74\uac15 \ubcf4\ud5d8(Krankenversicherung)\uacfc \uc218\uc220 \ubcf4\ud5d8(OP-Versicherung)\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ud6c4\uc790\ub294 \uc2dc\uc220\ub9cc \ubcf4\uc0c1\ud558\uace0 \uc804\uc790\ub294 \ub354 \ub113\uc740 \uc601\uc5ed\uc744 \ubcf4\uc0c1\ud558\uae30\uc5d0 \ub354 \ube44\uc2fc \ucc28\uc774\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\ube44\ub294 \uc81c\uacf5\ub418\ub294 \uc11c\ube44\uc2a4 \uc678\uc5d0\ub3c4 \ub3d9\ubb3c\uc758 \uc885\ub958, \ub098\uc774, \uc8fc\uc778\uc758 \ubc18\ub824 \uae30\uc5ec\ub3c4 \ub4f1\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \uace0\uc591\uc774\ub294 \uc9d1\uace0\uc591\uc774\uc778\uac00\uc5d0 \ub530\ub77c\uc11c\ub3c4 \ubcf4\ud5d8 \uc870\uac74\uacfc \ube44\uc6a9\uc774 \ub2ec\ub77c\uc9c0\uba70, \uc7a1\uc885\uc774\ub77c\ub294 \uc774\uc720\ub85c 1,000\uc720\ub85c\uae4c\uc9c0 \ucc28\uc774 \ub0a0 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uacc4\uc57d \ud6c4 \ubcf4\uc0c1 \uc218\ub839 \uac00\ub2a5 \uae30\ud55c\uae4c\uc9c0 6\uac1c\uc6d4\uae4c\uc9c0 \uac78\ub9b4 \uc218\ub3c4 \uc788\uc73c\ub2c8 \ubbf8\ub9ac \ubcf4\ud5d8\uc744 \ub4e4\uc5b4 \ub450\uc2dc\ub294 \uac83\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n
\uac74\uac15 \ubcf4\ud5d8\uacfc \ud568\uaed8 \ub4dc\ub294 \ubd80\uc18d \ubcf4\ud5d8 \uc885\ub958<\/strong><\/p>\n\n\n\n>Zahnzusatzversicherung
\uce58\uacfc \ucd94\uac00 \ubcf4\ud5d8. \uce58\uacfc \uad00\ub828 \uc11c\ube44\uc2a4\uac00 \ubd80\uc871\ud55c \uacf5\ubcf4\ud5d8 \uac74\uac15 \ubcf4\ud5d8\uc758 \ubd80\uc18d \uc11c\ube44\uc2a4\ub85c \uc774\ud574\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\ubcf4\ud5d8\uc758 \uacbd\uc6b0 \uce58\uacfc \uad00\ub828 \uc11c\ube44\uc2a4\uac00 \uac74\uac15 \ubcf4\ud5d8\uc5d0 \ud3ec\ud568\ub3fc\uc788\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc73c\ubbc0\ub85c \uc8fc\ub85c \uacf5\ubcf4\ud5d8\uc744 \ub4dc\uc168\uc744 \ub54c \ud544\uc694\ud569\ub2c8\ub2e4. \uc8fc\uc694 \ubcf4\uc0c1 \uc9c0\uc6d0 \ubd84\uc57c\ub294 \uce58\uc544 \ubcf4\ucca0, \uce58\uc544\uce58\ub8cc, \uce58\uc544 \uad00\ub9ac, \uce58\uc544\uad50\uc815 \uc774 \ub124 \uac00\uc9c0\ub85c \uc774\uc640 \uad00\ub828\ub41c \uc11c\ube44\uc2a4\ub97c \uc798 \ud655\uc778\ud558\ub3c4\ub85d \uad8c\uc7a5\ud569\ub2c8\ub2e4. \uacc4\uc57d \ud6c4 3~8\uac1c\uc6d4 \ud6c4\uc5d0 \ubcf4\uc0c1 \uc218\ub839\uc774 \uac00\ub2a5\ud558\uace0, \uccab \uc77c \ub144\uc740 \ubcf4\uc0c1\uc774 \uc81c\ud55c\uc801\uc778 \uacbd\uc6b0\uac00 \ub9ce\uc73c\ub2c8 \ud655\uc778\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n
>Brillenzusatzversicherung
\uc548\uacbd \ubcf4\ud5d8. \ubbf8\uc131\ub144\uc790\ub97c \uc81c\uc678\ud558\uace0 \uc0ac\ubcf4\ud5d8\uc5d0\uc11c\ub9cc \ubd80\uc18d \uc11c\ube44\uc2a4\ub85c \ubcf4\uc0c1\ud558\uba70, \uacf5\ubcf4\ud5d8\uc5d0\uc120 \uc81c\uacf5\ud574\uc8fc\ub294 \uacbd\uc6b0\uac00 \ub4dc\ubb45\ub2c8\ub2e4. \uc0ac\ubcf4\ud5d8\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \ubd80\uc18d \uc11c\ube44\uc2a4\uae30\uc5d0 \uadf8 \uc885\ub958\uac00 \ub9e4\uc6b0 \ub2e4\uc591\ud558\uc5ec \ube0c\ub85c\ucee4\uc758 \ub3c4\uc6c0\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4. \ub300\uccb4\ub85c \ubd84\uc2e4, \uc120\uae00\ub77c\uc2a4, \uc2dc\ub825\uac80\uc0ac \ub4f1\uc740 \ubcf4\uc0c1\uc774 \uc548 \ub41c\ub2e4\ub294 \uc810\uc744 \ucc38\uace0\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n
>Heilpraktikerzusatzversicherung
\ud55c\uc758\ud559 \ub4f1 \uc790\uc5f0\uc694\ubc95 \ubcf4\ud5d8. \uacf5\ubcf4\ud5d8\uc758 \uacbd\uc6b0 \uc8fc\ub85c \uc815\uc2dd \uc758\uc0ac\uc758 \ud310\ub2e8\ud558\uc5d0 \uc790\uc5f0 \uc694\ubc95\uc744 \ubc1b\uc744 \uc2dc\uc5d0\ub9cc \ubcf4\uc0c1\ud558\ub294\ub370, \ub300\uccb4\ub85c \ubcf4\uc0c1\uc561\uc740 \ube44\uc6a9\uc758 80%\uae4c\uc9c0 100~300\uc720\ub85c \ud55c\ub3c4 \ub0b4\ub85c \ucc45\uc815\ub429\ub2c8\ub2e4. \uc0ac\ubcf4\ud5d8\uc740 \ubcf4\ud5d8\uc0ac\ub9c8\ub2e4 \ubcf4\uc0c1\uc774 \ub2e4\ub978\ub370, \ub300\uccb4\ub85c \uae30\ubcf8 \uacc4\uc57d(Standardtarif)\uc774 \uc544\ub2cc \ubcf4\ud1b5 \uacc4\uc57d(Normaltarif)\uc774\uc5b4\uc57c \ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ubb34\uc5c7\ubcf4\ub2e4\ub3c4 \ud569\ub2f9\ud55c \uc9c4\ub8cc\ub85c \uc778\uc815\ub418\ub294 \uc790\uc5f0\uc694\ubc95\uc740 \ubcf4\ud5d8\uc0ac\ub9c8\ub2e4 \ub2e4\ub974\ubbc0\ub85c \uac01\uc790 \uc0ac\uc804\uc5d0 \ud655\uc778\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n