{"id":62033,"date":"2021-01-08T01:08:03","date_gmt":"2021-01-08T00:08:03","guid":{"rendered":"https:\/\/gyrocarpus.com\/?p=62033"},"modified":"2022-12-21T13:52:43","modified_gmt":"2022-12-21T12:52:43","slug":"%ec%a3%bc%ed%83%9d-%ec%86%8c%ec%9c%a0%ec%9e%90%ea%b0%80-%ea%bc%ad-%ec%95%8c%ec%95%84%ec%95%bc-%ed%95%98%eb%8a%94-5%ea%b0%80%ec%a7%80-%ec%a4%91%ec%9a%94%ed%95%9c-%eb%b3%b4%ed%97%98","status":"publish","type":"post","link":"https:\/\/gyrocarpus.com\/archives\/62033","title":{"rendered":"\uc8fc\ud0dd \uc18c\uc720\uc790\uac00 \uaf2d \uc54c\uc544\uc57c \ud558\ub294 5\uac00\uc9c0 \uc911\uc694\ud55c \ubcf4\ud5d8"},"content":{"rendered":"\n<p>\uac00\uc7a5 \uc544\ub798\uc758 \uc9c0\ud558\ubd80\ud130 \ud0dc\uc591\uad11 \ubc1c\uc804\uc2dc\uc124\uc774 \uc788\ub294 \uc9c0\ubd95\uae4c\uc9c0, \uc9d1\uc758 \ubaa8\ub4e0 \uacf3\uc744 \ubcf4\ud638\ud558\uae30 \uc704\ud55c \ubcf4\ud5d8\uc744 \uc18c\uac1c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>1.&nbsp;<strong>Wohngeb\u00e4udeversicherung (\uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8)<\/strong><\/p>\n\n\n\n<p>\uc774 \ubcf4\ud5d8\uc740 \uc8fc\ud0dd\uc5d0 \uc601\uad6c\uc801\uc73c\ub85c \uc124\uce58\ub41c \ubaa8\ub4e0 \ubb3c\uac74\uc744 \ud3ec\ud568\ud55c \ubcf4\uc7a5 \ubcf4\ud5d8\uc785\ub2c8\ub2e4. \uc218\ub3c4\uad00 \uc190\uc0c1\uc5d0 \ub530\ub978 \ud53c\ud574, \ud3ed\ud48d, \ud654\uc7ac, \uc790\uc5f0 \uc7ac\ud574 \ub4f1\uc73c\ub85c \uc778\ud55c \uac74\ubb3c \uc190\uc0c1 \uc2dc \ubcf4\uc0c1\uc744 \ud574\uc90d\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub9cc\uc57d \uc9d1\uc774 \uc0ac\uace0\ub85c \uc778\ud574\uc11c \uc644\uc804\ud788 \ud53c\ud574\ub97c \uc785\ub294 \ub2e4\uba74 \uc7ac \uac74\ucd95 \ube44\uc6a9\ub3c4 \ubcf4\uc0c1\uc744 \ubc1b\uc2b5\ub2c8\ub2e4. \uc774 \uacbd\uc6b0 3\ub144 \uc774\ub0b4\uc5d0 \uc7ac \uac74\ucd95\uc744 \uc2dc\uc791\ud574\uc57c\ub9cc \ud569\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc7ac \uac74\ucd95 \uae30\uac04 \ub3d9\uc548 \ub2e4\ub978 \uacf3\uc5d0\uc11c \uc0ac\ub294 \uc784\ub300\ub8cc\ub3c4 \ubcf4\uc7a5\uc744 \ubc1b\uc2b5\ub2c8\ub2e4.&nbsp;&nbsp;<a href=\"https:\/\/t3st-staging.gyrocarpus.com\/archives\/44579\" target=\"_blank\" rel=\"noreferrer noopener\">(\ucd94\uac00 \uc815\ubcf4 \ubcf4\uae30)<\/a><\/p>\n\n\n\n<p><strong>2. Elementarschadenversicherung (\ucd94\uac00 \uc790\uc5f0 \uc7ac\ud574 \ubcf4\ud5d8)<\/strong><\/p>\n\n\n\n<p>\uc774 \ubcf4\ud5d8\uc740 \uc0c1\ub2e8\uc758 1\ubc88 \ubcf4\ud5d8\uc5d0 \ud3ec\ud568\ub41c \uc790\uc5f0 \uc7ac\ud574 \uc218\uc900\ubcf4\ub2e4 \ub354 \uad11\ubc94\uc704\ud55c \uc790\uc5f0\uc7ac\ud574\uae4c\uc9c0 \ubcf4\uc7a5\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. \uc544\ub798\uc640 \uac19\uc740 \uc790\uc5f0\uc7ac\ud574\uac00 \uc77c\uc5b4\ub0a0 \uac00\ub2a5\uc131\uc774 \ub192\ub2e4\uba74 \ucd94\uac00\ub85c \ubcf4\ud5d8\uc744 \uc5f0\uc7a5\ud558\ub294 \uac83\uc774 \ucd94\ucc9c\ub429\ub2c8\ub2e4. \uc774 \ubcf4\ud5d8\uc740 1\ubc88 \ubcf4\ud5d8\uc5d0 \ucd94\uac00\ub85c \uc120\ud0dd\ud574\uc11c \ubcf4\uc7a5 \ubc94\uc704\ub97c \ub113\ud790 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul><li>\ud3ed\uc6b0, \ud64d\uc218, \uc5ed\ub958, \ub208\uc0ac\ud0dc, \uce68\ud558, \uc9c0\uc9c4 (\ud654\uc0b0)<\/li><li>\uc9d1\uacfc \ubcc4\ucc44 \uc218\ub9ac<\/li><li>\uac74\ubb3c\uc758 \ubc30\uc218 \ubc0f \uac1c\uc870<\/li><li>\uac74\ubb3c \ucca0\uac70 \ube44\uc6a9<\/li><li>\uac19\uc740 \uc218\uc900\uc758 \uac74\ubb3c \uc124\uacc4 \ubc0f \uac74\uc124 \ube44\uc6a9<\/li><li>\uc784\uc2dc \uac70\uc9c0\uc9c0 \uc784\ub300 \ube44\uc6a9<\/li><li><strong>\ub098\uc758 \uc9c0\uc5ed\uc758 \uc790\uc5f0 \uc7ac\ud574 \uc704\ud5d8\ub3c4 \uac80\uc0ac \uc0ac\uc774\ud2b8:&nbsp;<a href=\"https:\/\/www.dieversicherer.de\/versicherer\/haus---garten\/naturgefahren-check\" target=\"_blank\" rel=\"noreferrer noopener\">\ub9c1\ud06c<\/a><\/strong><\/li><\/ul>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter is-resized\"><img loading=\"lazy\" src=\"https:\/\/t3st-staging.gyrocarpus.com\/wp-content\/uploads\/2021\/04\/shutterstock_1038143476.jpg\" alt=\"\" class=\"wp-image-57421\" width=\"852\" height=\"569\" srcset=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2021\/04\/shutterstock_1038143476.jpg 500w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2021\/04\/shutterstock_1038143476-300x200.jpg 300w\" sizes=\"(max-width: 852px) 100vw, 852px\" \/><figcaption>fizkes\/shutterstock.com<\/figcaption><\/figure><\/div>\n\n\n\n<p><strong>3. Haftpflicht f\u00fcr Hausbesitzer (\uc8fc\ud0dd \uc18c\uc720\uc790\ub97c \uc704\ud55c \ucc45\uc784 \ubcf4\ud5d8)<\/strong><\/p>\n\n\n\n<p>\ub098\uc758 \uc2e4\uc218\ub85c \ud639\uc740 \uc758\ub3c4\ud558\uc9c0 \uc54a\uc740 \uc0ac\uace0\ub85c \uc778\ud55c \ud53c\ud574\ub97c \ubcf4\uc0c1\ud574 \uc90d\ub2c8\ub2e4.<\/p>\n\n\n\n<ul><li>\ubc29\ubb38\uc790\uac00 \uc544\ud30c\ud2b8\uc758 \ubbf8\ub044\ub7ec\uc6b4 \ubc14\ub2e6\uc5d0\uc11c \ub118\uc5b4\uc84c\uc744 \uacbd\uc6b0<\/li><li>\ub098\uc758 \uc9d1 \uc55e\uc5d0 \uc313\uc778 \ub208\uc5d0 \ud589\uc778\uc774 \ub118\uc5b4\uc84c\uc744 \uacbd\uc6b0<\/li><li>\uc9d1 \uc678\ubcbd\uc5d0 \ubd80\ucc29\ub41c \ubb3c\ud488\uc774 \ub5a8\uc5b4\uc838\uc11c \uc678\ubd80 \ucc28\ub7c9 \ud639\uc740 \uc0ac\ub78c\uc744 \ub2e4\uce58\uac8c \ud588\uc744 \uacbd\uc6b0<\/li><li>\ucc9c\uc7a5 \uc870\uba85\uc774 \ub5a8\uc5ec\uc838\uc11c \ubc29\ubb38\uc790\ub97c \ub2e4\uce58\uac8c \ud588\uc744 \uacbd\uc6b0<\/li><\/ul>\n\n\n\n<p>\ub610\ud55c \uc774 \ubcf4\ud5d8\uc740 \ub098\uc758 \ubd80\ub3d9\uc0b0\uc744 \ub2e4\ub978 \uc0ac\ub78c\uc5d0\uac8c \uc784\ub300\ub97c \uc8fc\uc5c8\uc744 \uacbd\uc6b0\uc5d0\ub3c4 \ud544\uc694\ud558\ubbc0\ub85c \uc138\ub97c \uc8fc\ub294 \ubaa9\uc801\uc73c\ub85c \ubd80\ub3d9\uc0b0\uc744 \uc18c\uc720\ud574\ub3c4 \uaf2d \uac00\uc785\uc744 \ud574\ub193\uc544\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>4. Hausratversicherung (\uc9d1 \uc0b4\ub9bc\uc0b4\uc774 \ubcf4\ud5d8)<\/strong><\/p>\n\n\n\n<p>\uc774 \ubcf4\ud5d8\uc740 \uac74\ubb3c \uc678\uc5d0 \uac74\ubb3c \uc548\uc758 \ud56d\ubaa9\ub4e4\uc758 \uc190\uc0c1\uc744 \ubcf4\uc0c1\ud574\uc90d\ub2c8\ub2e4. \uc758\ub958 \ubc0f \uc804\uae30 \uc81c\ud488, \uc790\uc804\uac70 \ub3c4\ub09c \ub4f1\uc774 \uc774\uc5d0 \ud574\ub2f9\ub429\ub2c8\ub2e4. \ubcf4\uc7a5 \ub300\uc0c1\uc73c\ub85c\ub294 \uc0dd\ud65c \uc6a9\ud488, \uac00\uad6c, \uce74\ud398\ud2b8, \uae08\ud488, \ubd80\uc18d \uac74\ubb3c\ub4e4\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uadc0\uc911\ud488\uc740 \uc0c8\ub85c\uc6b4 \uc81c\ud488\uc744 \uad6c\ub9e4\ud558\uac70\ub098, \uae30\uc874\uc758 \uadc0\uc911\ud488\uc758 \uac00\uce58\ub97c \ub2e4\uc2dc \uce21\uc815\ud574\uc11c \ubcf4\ud5d8\uc0ac\uc5d0 \ubb38\uc758\ub97c \ud574\ub193\uc544\uc57c\ub9cc \ub3c4\ub09c\uc774 \ub418\uc5c8\uc744 \ub54c \ub192\uc740 \ubcf4\uc7a5\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp; \u2013&nbsp;<a rel=\"noreferrer noopener\" href=\"https:\/\/www.allianz.de\/content\/dam\/onemarketing\/azde\/azd\/pdfs\/recht-und-eigentum\/hausratversicherung\/mietwohnung\/hausrat-wertmittlungsbogen.pdf\" target=\"_blank\">\uc0d8\ud50c \uc11c\ub958<\/a><\/p>\n\n\n\n<p>\ubb3c\ud488\uc744 \ub3c4\ub09c\ub2f9\ud558\uac70\ub098 \ud30c\uc190\uc774 \ub41c\ub2e4\uba74 \ubcf4\uc7a5 \uae08\uc561\uc740 \uac10\uac00\uc0bc\uac01\ube44\ub97c \uc81c\uc678\ud55c \uac00\uce58\ub97c \ubcf4\uc0c1\ubc1b\uc2b5\ub2c8\ub2e4 \u2013&nbsp;<a href=\"https:\/\/t3st-staging.gyrocarpus.com\/archives\/43576\" target=\"_blank\" rel=\"noreferrer noopener\">\ubcf4\ud5d8 \ucd94\uac00 \uc815\ubcf4 \ubcf4\uae30 \ub9c1\ud06c<\/a><\/p>\n\n\n\n<blockquote class=\"wp-block-quote\"><p><strong>\ucd94\uac00 \ubcf4\ud5d8: Der Haus- und Wohnungsschutzbrief (\uc751\uae09 \ubcf4\ud5d8)<\/strong><\/p><p><strong>\uc774 \ubcf4\ud5d8\uc740 \ucc45\uc784 \ubcf4\ud5d8 (Haftpflicht f\u00fcr Hausbesitzer) \ud639\uc740 \uc0b4\ub9bc \uc0b4\uc774 \ubcf4\ud5d8 (Hausratversicherung) \uc5d0 \ucd94\uac00\ub85c \ub4e4 \uc218 \uc788\ub294 \ubcf4\uc7a5 \ubc94\uc704\uc785\ub2c8\ub2e4. \uc9d1\uc758 \ubb38\uc774 \uc7a0\uacbc\uc744 \uacbd\uc6b0, \ubc30\uc218\uad00\uc774 \ub9c9\ud614\uc744 \uacbd\uc6b0, \ubc8c\ub808, \ub9d0\ubc8c, \ub098\ubc29 \uc81c\uac70 \ub4f1\uc744 \ube60\ub974\uac8c \ud574\uacb0\ud574 \uc90d\ub2c8\ub2e4. \uc77c\ub144\uc5d0 \ucd94\uac00\ub85c 20~30\uc720\ub85c\ub9cc \ub0b4\uba74 \uc774\ub7ec\ud55c \uc11c\ube44\uc2a4\ub97c \ucd94\uac00\ub85c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/p><\/blockquote>\n\n\n\n<p><strong>5. \ucd94\uac00 \ubcf4\ud5d8: \ud0dc\uc591\uad11 \ubc1c\uc804, \uc720\ub9ac (\ucc3d\ubb38), \uc624\uc77c \ud0f1\ud06c<\/strong><\/p>\n\n\n\n<p>\uc9c0\ubd95\uc758 \ud0dc\uc591\uad00 \ubc1c\uc804 \uc2dc\uc2a4\ud15c\uc740 1\ubc88 \ubcf4\ud5d8 Geb\u00e4udeversicherung\uc5d0 \ucd94\uac00\ub85c \ubcf4\uc7a5 \ubc94\uc704\ub97c \ub298\ub824\uc57c \ud569\ub2c8\ub2e4. \uc790\ub3d9\uc73c\ub85c \ucd94\uac00\uac00 \ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc65c\ub0d0\ud558\uba74 \ud0dc\uc591\uad11 \ubc1c\uc804 \uc2dc\uc2a4\ud15c\uc740 \uc8fc\ud0dd \ubcf4\ud5d8\uacfc\ub294 \ubcc4\ub3c4\uc758 \uaddc\uc815\uc744 \ud1b5\ud574\uc11c \ubcf4\uc7a5\uc774 \ub418\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uae30\ubcf8\uc801\uc73c\ub85c \ubd88, \ubc88\uac1c, \uacfc\uc804\ub958, \ud56d\uacf5\uae30, \uc218\ub3d7\ubb3c, \uc790\uc5f0 \uc7ac\ud574 \ub85c \uc778\ud55c \ud30c\uc190 \uc2dc \ubcf4\uc0c1\uc744 \ubc1b\uc2b5\ub2c8\ub2e4. \ud0dc\uc591\uad11 \ubc1c\uc804\uc774 \ud30c\uc190\ub418\uba74 \ubcf4\ud5d8\uc744 \ud1b5\ud574\uc11c \ud0dc\uc591\uad11 \ubc1c\uc804 \uc2dc\uc124 \ub300\ucd9c\uae08, \ucd94\uac00 \uc804\uae30 \uc694\uae08\ub4e4\uc744 \uc9c0\uc6d0 \ubc1b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc9d1\uc5d0 \uc720\ub9ac\uac00 \ub9ce\ub2e4\uba74 \uc720\ub9ac\ubcf4\ud5d8\ub3c4 \ucd94\uac00\ub85c \uc124\uc815\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc708\ud130\uac00\ub974\ud150\uc758 \uc720\ub9ac\ub4e4, \uac70\uc2e4\uc758 \ud1b5\uc720\ub9ac \ub4f1\uc774 \ubcf4\uc7a5\uc744 \ubc1b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc9c0\ud558\uc5d0 \uc788\ub294 \uc624\uc77c \ud0f1\ud06c\uac00 \ub204\uc218\uac00 \ub418\uc5b4\uc11c \uc9c0\ud558\uc218\ub97c \uc624\uc5fc\uc2dc\ucf30\uc744 \uacbd\uc6b0, \ub9ce\uc740 \ubcf4\uc0c1 \ube44\uc6a9\uc774 \ub4ed\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc624\uc77c \ud0f1\ud06c\uac00 \uc788\ub294 \uac00\uc815\uc740 \ucd94\uac00 \ubcf4\ud5d8\uc744 \ucd94\ucc9c\ud558\uba70, \ubcf4\ud5d8\uc744 \ub4e4\uba74 \ubcf4\ud5d8\uc0ac\ub294 \uc548\uc804\ud558\uac8c \ud0f1\ud06c\ub97c \uad00\ub9ac\ud558\ub294 \ubc29\ubc95, \uc694\ub839\uc5d0 \ub300\ud55c \uc815\ubcf4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<ul><li>\u24d2 \uad6c\ud150\ud0c1\ucf54\ub9ac\uc544(<a href=\"http:\/\/www.gyrocarpus.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">http:\/\/www.gyrocarpus.com<\/a>), \ubb34\ub2e8\uc804\uc7ac \ubc0f \uc7ac\ubc30\ud3ec \uae08\uc9c0<\/li><li>\ubcf8 \uc815\ubcf4\ub294 \ubcf4\ud5d8 \uad00\ub828 \uc77c\ubc18 \uc815\ubcf4\ub97c \uc815\ub9ac\ud55c \ub0b4\uc6a9\uc774\uba70, \ubcf8 \ub0b4\uc6a9\uc758 \ubc95\uc801 \ucc45\uc784\uc744 \uad6c\ud150\ud0c1 \ucf54\ub9ac\uc544\ub294 \uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. <\/li><li>\ubcf4\ud5d8\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \uc815\ubcf4\ub294 \ubcf4\ud5d8 \uc804\ubb38\uac00\uc640 \uc0c1\ub2f4\ud558\uc2dc\ub294 \uac83\uc744 \ucd94\ucc9c \ub4dc\ub9bd\ub2c8\ub2e4. <\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\uac00\uc7a5 \uc544\ub798\uc758 \uc9c0\ud558\ubd80\ud130 \ud0dc\uc591\uad11 \ubc1c\uc804\uc2dc\uc124\uc774 \uc788\ub294 \uc9c0\ubd95\uae4c\uc9c0, \uc9d1\uc758 \ubaa8\ub4e0 \uacf3\uc744 \ubcf4\ud638\ud558\uae30 \uc704\ud55c \ubcf4\ud5d8\uc744 \uc18c\uac1c\ud569\ub2c8\ub2e4. 1.&nbsp;Wohngeb\u00e4udeversicherung (\uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8) \uc774 \ubcf4\ud5d8\uc740 \uc8fc\ud0dd\uc5d0 \uc601\uad6c\uc801\uc73c\ub85c \uc124\uce58\ub41c \ubaa8\ub4e0 \ubb3c\uac74\uc744 \ud3ec\ud568\ud55c \ubcf4\uc7a5 \ubcf4\ud5d8\uc785\ub2c8\ub2e4. \uc218\ub3c4\uad00 \uc190\uc0c1\uc5d0 \ub530\ub978 \ud53c\ud574, \ud3ed\ud48d, \ud654\uc7ac, \uc790\uc5f0 \uc7ac\ud574 \ub4f1\uc73c\ub85c \uc778\ud55c \uac74\ubb3c \uc190\uc0c1 \uc2dc \ubcf4\uc0c1\uc744 \ud574\uc90d\ub2c8\ub2e4. \ub9cc\uc57d \uc9d1\uc774 \uc0ac\uace0\ub85c \uc778\ud574\uc11c \uc644\uc804\ud788 \ud53c\ud574\ub97c \uc785\ub294 \ub2e4\uba74 \uc7ac \uac74\ucd95 \ube44\uc6a9\ub3c4 \ubcf4\uc0c1\uc744 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":62034,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[2581,3194,1],"tags":[2907],"acf":[],"yoast_head":"\n<title>\uc8fc\ud0dd \uc18c\uc720\uc790\uac00 \uaf2d \uc54c\uc544\uc57c \ud558\ub294 5\uac00\uc9c0 \uc911\uc694\ud55c \ubcf4\ud5d8 | \uad6c\ud150\ud0c1 \ucf54\ub9ac\uc544 : 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