{"id":6633,"date":"2023-04-12T11:11:15","date_gmt":"2023-04-12T03:11:15","guid":{"rendered":"https:\/\/gyrocarpus.com\/?post_type=faqs&#038;p=6633"},"modified":"2023-04-13T10:09:42","modified_gmt":"2023-04-13T02:09:42","slug":"car-loan-or-credit-loan","status":"publish","type":"faqs","link":"https:\/\/gyrocarpus.com\/faqs\/car-loan-or-credit-loan\/","title":{"rendered":"\u8cb7\u8eca\u6642\u8eca\u8cb8\u4fe1\u8cb8\u600e\u9ebc\u9078\uff1f3\u5206\u9418\u4e86\u89e3\u4fe1\u8cb8\u8eca\u8cb8\u8cfc\u8eca\u5dee\u7570"},"content":{"rendered":"\n<p>\u73fe\u5728\u8eca\u50f9\u52d5\u8f12\u6578\u5341\u842c\uff0c\u7576\u9700\u8981\u8cfc\u8eca\u6642\u6211\u5011\u4e00\u822c\u6703\u7528\u8cb8\u6b3e\u7684\u65b9\u5f0f\u88dc\u8db3\u8cc7\u91d1\u5165\u624b\u5fc3\u5100\u8eca\u6b3e\uff0c\u4f46\u8eca\u8cb8\u8ddf\u4fe1\u8cb8\u54ea\u7a2e\u65b9\u5f0f\u66f4\u597d\uff1f\u9019\u7bc7\u6587\u7ae0\u5c07\u8aaa\u660e\u4fe1\u8cb8\u8cb7\u8eca\u8207\u8eca\u8cb8\u8cb7\u8eca\u7684\u5dee\u7570\uff0c\u6559\u60a8\u4f9d\u7167\u81ea\u8eab\u60c5\u6cc1\u8a55\u4f30\u9078\u64c7\u6700\u6709\u5229\u7684\u8cb8\u6b3e\u65b9\u5f0f\uff0c\u60f3\u4e86\u89e3\u8eca\u8cb8\u4fe1\u8cb8\u76f8\u95dc\u8cc7\u8a0a\u5c31\u8ddf\u8457<a href=\"https:\/\/gyrocarpus.com\/\">\u5609\u7fa9\u7576\u8216<\/a>\u4e00\u8d77\u770b\u4e0b\u53bb\uff01<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_71 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/gyrocarpus.com\/faqs\/car-loan-or-credit-loan\/#%E8%BB%8A%E8%B2%B8%E8%B2%B7%E8%BB%8A%E8%88%87%E4%BF%A1%E8%B2%B8%E8%B2%B7%E8%BB%8A%E7%9A%84%E5%B7%AE%E5%88%A5\" title=\"\u8eca\u8cb8\u8cb7\u8eca\u8207\u4fe1\u8cb8\u8cb7\u8eca\u7684\u5dee\u5225\">\u8eca\u8cb8\u8cb7\u8eca\u8207\u4fe1\u8cb8\u8cb7\u8eca\u7684\u5dee\u5225<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/gyrocarpus.com\/faqs\/car-loan-or-credit-loan\/#%E8%B3%BC%E8%BB%8A%E6%99%82%E8%BB%8A%E8%B2%B8%E4%BF%A1%E8%B2%B8%E6%80%8E%E9%BA%BC%E9%81%B8\" title=\"\u8cfc\u8eca\u6642\u8eca\u8cb8\u4fe1\u8cb8\u600e\u9ebc\u9078\">\u8cfc\u8eca\u6642\u8eca\u8cb8\u4fe1\u8cb8\u600e\u9ebc\u9078<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/gyrocarpus.com\/faqs\/car-loan-or-credit-loan\/#%E8%81%B7%E6%A5%AD%E6%94%B6%E5%85%A5\" title=\"\u8077\u696d\u6536\u5165\">\u8077\u696d\u6536\u5165<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/gyrocarpus.com\/faqs\/car-loan-or-credit-loan\/#%E8%B3%BC%E8%BB%8A%E7%A8%AE%E9%A1%9E\" title=\"\u8cfc\u8eca\u7a2e\u985e\">\u8cfc\u8eca\u7a2e\u985e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/gyrocarpus.com\/faqs\/car-loan-or-credit-loan\/#%E6%8F%9B%E8%BB%8A%E9%9C%80%E6%B1%82\" title=\"\u63db\u8eca\u9700\u6c42\">\u63db\u8eca\u9700\u6c42<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/gyrocarpus.com\/faqs\/car-loan-or-credit-loan\/#%E8%BB%8A%E8%B2%B8%E6%9C%83%E5%BD%B1%E9%9F%BF%E4%BF%A1%E8%B2%B8%E5%97%8E\" title=\"\u8eca\u8cb8\u6703\u5f71\u97ff\u4fe1\u8cb8\u55ce\">\u8eca\u8cb8\u6703\u5f71\u97ff\u4fe1\u8cb8\u55ce<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/gyrocarpus.com\/faqs\/car-loan-or-credit-loan\/#%E6%B1%BD%E8%BB%8A%E8%B2%B8%E6%AC%BE%E6%8E%A8%E8%96%A6\" title=\"\u6c7d\u8eca\u8cb8\u6b3e\u63a8\u85a6\">\u6c7d\u8eca\u8cb8\u6b3e\u63a8\u85a6<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%BB%8A%E8%B2%B8%E8%B2%B7%E8%BB%8A%E8%88%87%E4%BF%A1%E8%B2%B8%E8%B2%B7%E8%BB%8A%E7%9A%84%E5%B7%AE%E5%88%A5\"><\/span>\u8eca\u8cb8\u8cb7\u8eca\u8207\u4fe1\u8cb8\u8cb7\u8eca\u7684\u5dee\u5225<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>\u8eca\u8cb8\u8cb7\u8eca\u8207\u4fe1\u8cb8\u8cb7\u8eca\u7684\u5dee\u7570\u975e\u5e38\u5927\uff0c\u9996\u5148\u8eca\u8cb8\u70ba\u64d4\u4fdd\u54c1\u501f\u6b3e\u3001\u4fe1\u8cb8\u5247\u662f\u4ee5\u500b\u4eba\u4fe1\u7528\u70ba\u64d4\u4fdd\u7684\u8cb8\u6b3e\u65b9\u5f0f\uff0c\u8eca\u8cb8\u7684\u5229\u7387\u3001\u984d\u5ea6\u4e3b\u8981\u4f9d\u64da\u8eca\u8f1b\u50f9\u503c\u8a55\u5b9a\uff0c\u4fe1\u8cb8\u5247\u53ea\u770b\u4fe1\u7528\u689d\u4ef6<\/strong>\uff0c\u70ba\u4e86\u8b93\u60a8\u66f4\u5bb9\u6613\u7406\u89e3\uff0c\u842c\u6cf0\u88fd\u4f5c\u8eca\u8cb8\u4fe1\u8cb8\u6bd4\u8f03\u8868\u4f9b\u60a8\u53c3\u8003\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><\/th><th>\u8eca\u8cb8\u8cb7\u8eca<\/th><th>\u4fe1\u8cb8\u8cb7\u8eca<\/th><\/tr><\/thead><tbody><tr><td>\u8cb8\u6b3e\u7a2e\u985e<\/td><td>\u64d4\u4fdd\u54c1\u8cb8\u6b3e<\/td><td>\u4fe1\u7528\u8cb8\u6b3e<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5229\u7387<\/td><td>\u65b0\u8eca\u8cb8\u6b3e\uff1a\u6bcf\u5e743%\u81f36%<br>\u4e2d\u53e4\u8eca\u8cb8\u6b3e\uff1a\u6bcf\u5e745%\u81f314%<\/td><td>\u6bcf\u5e741.8%\u81f315%\uff0c\u6839\u64da\u500b\u4eba\u4fe1\u7528\u689d\u4ef6\u6709\u8f03\u5927\u6d6e\u52d5<\/td><\/tr><tr><td>\u8cb8\u6b3e\u984d\u5ea6<\/td><td>\u4f9d\u8eca\u8f1b\u9451\u50f9\u7d50\u679c\u6838\u7b97<br>\u65b0\u8eca\u53ef\u8cb8\u8eca\u50f970%\u81f3100%<br>\u4e2d\u53e4\u8eca\u53ef\u8cb8\u8eca\u50f950%\u81f370%<\/td><td>\u4f9d\u500b\u4eba\u4fe1\u7528\u8a55\u5206\u6838\u7b97\uff0c\u8cb8\u6b3e\u7e3d\u984d\u6700\u9ad8\u4e0d\u8d85\u904e\u6708\u653622\u500d<\/td><\/tr><tr><td>\u8cb8\u6b3e\u5e74\u9650<\/td><td>\u4e00\u822c\u70ba5\u5e74<\/td><td>\u4e00\u822c\u70ba7\u5e74<\/td><\/tr><tr><td>\u7533\u8fa6\u8cbb\u7528<\/td><td>\u958b\u8fa6\u8cbb\u3001\u8a2d\u5b9a\u8cbb\u7b49\uff0c\u4f9d\u5404\u5bb6\u696d\u8005\u898f\u5b9a\u4e0d\u540c<\/td><td>\u958b\u8fa6\u8cbb\u3001\u5e33\u7ba1\u8cbb\u3001\u806f\u5fb5\u67e5\u8a62\u8cbb\u7b49\uff0c\u4f9d\u5404\u5bb6\u696d\u8005\u898f\u5b9a\u4e0d\u540c<\/td><\/tr><tr><td>\u64a5\u6b3e\u901f\u5ea6<\/td><td>\u7d045\u81f37\u500b\u5de5\u4f5c\u5929<\/td><td>\u7d043\u81f35\u500b\u5de5\u4f5c\u5929<\/td><\/tr><tr><td>\u8cc7\u91d1\u7528\u9014<\/td><td>\u50c5\u7528\u65bc\u8cfc\u8eca<\/td><td>\u7528\u9014\u4e0d\u9650\uff0c\u8cfc\u8eca\u5f8c\u82e5\u6709\u5269\u9918\u9084\u80fd\u4f7f\u7528\u5728\u5176\u4ed6\u5730\u65b9<\/td><\/tr><tr><td>\u512a\u52e2<\/td><td>\u4fe1\u7528\u6709\u4e00\u9ede\u7455\u75b5\u4e5f\u53ef\u7533\u8fa6<\/td><td>\u53ef\u7528\u4fe1\u8cb8\u8cc7\u91d1\u73fe\u91d1\u8cfc\u8eca\uff0c\u722d\u53d6\u8eca\u50f9\u6298\u6263<\/td><\/tr><tr><td>\u6ce8\u610f\u4e8b\u9805<\/td><td>\u8eca\u8cb8\u672a\u6e05\u511f\u671f\u9593\u4e0d\u53ef\u96a8\u610f\u8f49\u8ce3\u8eca\u8f1b\uff0c\u82e5\u5f8c\u7e8c\u7121\u6cd5\u511f\u9084\u5247\u8eca\u8f1b\u6703\u906d\u6263\u62bc<\/td><td>\u53d7\u500b\u4eba\u4fe1\u7528\u5f71\u97ff\u5f88\u5927\uff0c\u82e5\u689d\u4ef6\u4e0d\u4f73\u7121\u6cd5\u62ff\u5230\u512a\u60e0\u7684\u5229\u7387<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%B3%BC%E8%BB%8A%E6%99%82%E8%BB%8A%E8%B2%B8%E4%BF%A1%E8%B2%B8%E6%80%8E%E9%BA%BC%E9%81%B8\"><\/span>\u8cfc\u8eca\u6642\u8eca\u8cb8\u4fe1\u8cb8\u600e\u9ebc\u9078<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"640\" height=\"426\" src=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/04\/\u842c\u6cf0\u6587\u7ae0\u5167\u5716\u7247-2.jpg\" alt=\"\u8eca\u8cb8\u4fe1\u8cb8\u600e\u9ebc\u9078\" class=\"wp-image-6637\" srcset=\"https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/04\/\u842c\u6cf0\u6587\u7ae0\u5167\u5716\u7247-2.jpg 640w, https:\/\/gyrocarpus.com\/wp-content\/uploads\/2023\/04\/\u842c\u6cf0\u6587\u7ae0\u5167\u5716\u7247-2-300x200.jpg 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><figcaption class=\"wp-element-caption\">\u8eca\u8cb8\u4fe1\u8cb8\u600e\u9ebc\u9078<\/figcaption><\/figure><\/div>\n\n\n<p><strong>\u8cfc\u8eca\u6642\u60a8\u61c9\u8a72\u4f9d\u7167\u81ea\u5df1\u7684\u8077\u696d\u6536\u5165\u3001\u8cfc\u8eca\u7a2e\u985e\u8207\u63db\u8eca\u9700\u6c42\u4f86\u6c7a\u5b9a\u8981\u9078\u64c7\u8eca\u8cb8\u9084\u662f\u4fe1\u8cb8<\/strong>\uff0c\u8cb7\u8eca\u6642\u4e5f\u53ef\u4ee5\u591a\u5411\u8cb8\u6b3e\u5c08\u54e1\u8a62\u554f\uff0c\u6bd4\u8f03\u5f8c\u518d\u6c7a\u5b9a\u662f\u5426\u7533\u8fa6\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%81%B7%E6%A5%AD%E6%94%B6%E5%85%A5\"><\/span>\u8077\u696d\u6536\u5165<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u8ecd\u516c\u6559\u4eba\u54e1\u3001\u91ab\u8b77\u3001\u56db\u5e2b\u3001\u5927\u4f01\u696d\u54e1\u5de5\u6216\u662f\u5176\u4ed6\u7a69\u5b9a\u9ad8\u6536\u5165\u4eba\u58eb\u662f\u9280\u884c\u7b49\u91d1\u878d\u6a5f\u69cb\u504f\u597d\u7684\u5ba2\u7fa4\uff0c\u6b64\u985e\u5ba2\u6236\u7533\u8fa6\u4fe1\u8cb8\u901a\u5e38\u90fd\u80fd\u62ff\u5230\u6975\u4f4e\u7684\u8cb8\u6b3e\u5229\u7387\uff0c\u76f8\u6bd4\u8eca\u8cb8\u66f4\u63a8\u85a6\u4f7f\u7528\u4fe1\u8cb8\u8cfc\u8eca\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%B3%BC%E8%BB%8A%E7%A8%AE%E9%A1%9E\"><\/span>\u8cfc\u8eca\u7a2e\u985e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u8eca\u8f1b\u4e00\u843d\u5730\u5c31\u6703\u8fc5\u901f\u8cb6\u503c\uff0c\u9019\u4e5f\u5c0e\u81f4<a href='https:\/\/gyrocarpus.com\/faqs\/new-car-loan\/'>\u65b0\u8eca\u8cb8\u6b3e<\/a>\u8207<a href='https:\/\/gyrocarpus.com\/faqs\/second-hand-car-loan\/'>\u4e2d\u53e4\u8eca\u8cb8\u6b3e<\/a>\u7684\u5229\u7387\u5dee\u8ddd\u8f03\u5927\uff0c\u82e5\u7533\u8fa6\u4fe1\u8cb8\u6642\u5c08\u54e1\u7d66\u51fa\u7684\u8cb8\u6b3e\u5229\u7387\u8b93\u60a8\u4e0d\u6eff\u610f\uff0c\u4e14\u60a8\u6b63\u597d\u8981\u8cfc\u8cb7\u65b0\u8eca\uff0c\u90a3\u8eca\u8cb8\u662f\u66f4\u9069\u5408\u60a8\u7684\u8cb8\u6b3e\u65b9\u5f0f\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%8F%9B%E8%BB%8A%E9%9C%80%E6%B1%82\"><\/span>\u63db\u8eca\u9700\u6c42<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u7533\u8fa6\u8eca\u8cb8\u6642\u6703\u9700\u8981\u524d\u5f80\u76e3\u7406\u6240\u9032\u884c\u52d5\u7522\u64d4\u4fdd\u8a2d\u5b9a\uff0c\u5728\u8eca\u8f1b\u4ecd\u6709\u62b5\u62bc\u8a2d\u5b9a\u7684\u671f\u9593\u4e0d\u53ef\u4efb\u610f\u8cb7\u8ce3\u6216\u904e\u6236\uff0c\u9700\u5148\u511f\u9084\u6240\u6709\u8cb8\u6b3e\u4e26\u53d6\u5f97\u6e05\u511f\u8b49\u660e\uff0c\u82e5\u60a8\u63db\u8eca\u983b\u7387\u8f03\u9ad8\uff0c\u8fd15\u5e74\u5167\u53ef\u80fd\u6709\u63db\u8eca\u9700\u6c42\uff0c\u90a3\u5efa\u8b70\u60a8\u4f7f\u7528\u4fe1\u8cb8\u8cb7\u8eca\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%BB%8A%E8%B2%B8%E6%9C%83%E5%BD%B1%E9%9F%BF%E4%BF%A1%E8%B2%B8%E5%97%8E\"><\/span>\u8eca\u8cb8\u6703\u5f71\u97ff\u4fe1\u8cb8\u55ce<span 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href=\"https:\/\/g.page\/wantai052230000?share\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">\u5609\u7fa9\u5e02\u897f\u5340\u8208\u696d\u897f\u8def273\u865f<\/a>\uff08\u8272\u9f0e\u65e5\u5f0f\u71d2\u8089\u65c1\uff09<\/li>\n\n\n\n<li>\u9023\u7d61\u96fb\u8a71\uff1a<a href=\"tel:052851000\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">05-2851000<\/a><\/li>\n\n\n\n<li>LINE\uff1a<a href=\"https:\/\/line.me\/R\/ti\/p\/@eeh0165h\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">@eeh0165h<\/a><\/li>\n<\/ul>\n\n\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n  {\n    \"@type\": \"Question\",\n    \"name\": \"\u8eca\u8cb8\u8cb7\u8eca\u8207\u4fe1\u8cb8\u8cb7\u8eca\u6709\u4ec0\u9ebc\u5dee\u5225\uff1f\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": 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